LEADER 03346nam 2200649Ia 450 001 9910812465803321 005 20240416160326.0 010 $a0-8179-1046-8 035 $a(CKB)2670000000276538 035 $a(EBL)1370661 035 $a(SSID)ssj0000755906 035 $a(PQKBManifestationID)11409815 035 $a(PQKBTitleCode)TC0000755906 035 $a(PQKBWorkID)10730879 035 $a(PQKB)10705364 035 $a(MiAaPQ)EBC3301846 035 $a(MiAaPQ)EBC1370661 035 $a(Au-PeEL)EBL3301846 035 $a(CaPaEBR)ebr10622899 035 $a(CaONFJC)MIL551765 035 $a(OCoLC)923122073 035 $a(Au-PeEL)EBL1370661 035 $a(OCoLC)876507476 035 $a(EXLCZ)992670000000276538 100 $a20101019d2010 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 10$aHealth reform without side effects $emaking markets work for individual health insurance /$fMark V. Pauly 205 $a1st ed. 210 $aStanford, Calif. $cHoover Institution Press$dc2010 215 $a1 online resource (123 p.) 225 1 $aHoover Institution Press publication ;$vno. 580 300 $aDescription based upon print version of record. 311 $a0-8179-1044-1 320 $aIncludes bibliographical references and index. 327 $aFront Cover; Title Page; Copyright; Contents; Foreword by John Raisian; Acknowledgments; Problem definition; The lay of the land: How many people have what problems?; Can individual insurance help?; Coverage for high risks; Community rating: the worst possible way to do a good thing; What's wrong with individual insurance?; What is good about the individual market?; How not to critique the individual health insurance market; Lowering administrative costs; Buying groups and exchanges: How many Chihuahuas equal a Great Dane? ; Regulation and pricing without exchanges 327 $aInsurance company economics, sharp practices, premiums, and exclusionsSubsidies; What to hope for and what to expect; Offering the right product; The ideal and the feasible: compromises and mixes; Conclusion; References; About the Author; About the Hoover Institution Working Group on Health Care Policy; Index 330 $aMark V. Pauly offers a detailed look at the individual insurance market in the United States. He explains how it works, suggests approaches to improvement that build on what currently works well, and provides a realistic assessment of how much improvement we can demand and expect. He concludes that, although there are some serious deficiencies in today's individual insurance market, there are also some important advantages in this market that should be preserved. 410 0$aHoover Institution Press publication ;$v580. 606 $aHealth care reform$zUnited States 606 $aHealth insurance$xSelf-insurance$zUnited States 606 $aHealth insurance$zUnited States 615 0$aHealth care reform 615 0$aHealth insurance$xSelf-insurance 615 0$aHealth insurance 676 $a362.1068 700 $aPauly$b Mark V.$f1941-$0758289 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910812465803321 996 $aHealth reform without side effects$94073781 997 $aUNINA