LEADER 05381nam 2200745 a 450 001 9910811521403321 005 20240416232734.0 010 $a0-309-17525-9 010 $a1-280-19198-8 010 $a9786610191987 010 $a0-309-58953-3 010 $a0-585-02010-8 035 $a(CKB)110986584751862 035 $a(EBL)3376012 035 $a(SSID)ssj0000106670 035 $a(PQKBManifestationID)11133705 035 $a(PQKBTitleCode)TC0000106670 035 $a(PQKBWorkID)10110508 035 $a(PQKB)10463306 035 $a(MiAaPQ)EBC3376012 035 $a(Au-PeEL)EBL3376012 035 $a(CaPaEBR)ebr10055004 035 $a(CaONFJC)MIL19198 035 $a(OCoLC)923260489 035 $a(EXLCZ)99110986584751862 100 $a19960808d1996 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 00$aAssessing knowledge of retirement behavior /$fEric A. Hanushek and Nancy L. Maritato, editors ; Panel on Retirement Income Modeling, Committee on National Statistics, Commission on Behavioral and Social Sciences and Education, National Research Council 205 $a1st ed. 210 $aWashington, D.C. $cNational Academy Press$d1996 215 $a1 online resource (288 p.) 300 $aDescription based upon print version of record. 311 $a0-309-05547-4 320 $aIncludes bibliographical references. 327 $a""Assessing Knowledge of Retirement Behavior""; ""Copyright""; ""Preface""; ""Contents""; ""1 Introduction ""; ""INCOME AND WEALTH OF OLDER AMERICAN HOUSEHOLDS""; ""LABOR SUPPLY BEHAVIOR""; ""PERSONAL SAVING BEHAVIOR""; ""EMPLOYER BEHAVIOR""; ""MORTALITY, HEALTH STATUS, AND HEALTH CARE COSTS""; ""A FRAMEWORK FOR ANALYZING RETIREMENT INCOME SECURITY""; ""CONCLUSION""; ""2 Income and Wealth of Older American Households: Modeling Issues for Public Policy Analysis ""; ""CONCEPTUAL OVERVIEW""; ""COMPONENTS OF INCOME AND WEALTH OF OLDER HOUSEHOLDS""; ""Income Distribution Issues"" 327 $a""MODELS OF INDIVIDUAL AND FIRM BEHAVIOR EXPLAINING RETIREMENT INCOME AND WEALTH""""Income from Earnings Based on Labor Supply Decisions""; ""Savings and Wealth Determination""; ""Life-Cycle Analysis""; ""Precautionary Models of Savings""; ""Bequest Motive""; ""Research Integrating These Motives""; ""Research that Imposes Only Limited Structure""; ""Research Arguing that Full Optimization is Unlikely""; ""Continuing Controversy in the Savings Literature""; ""Pensions and Social Security""; ""At the Level of the Individual""; ""Pension Plan Determination at the Level of the Firm"" 327 $a""Research on Family Structures and Transfers""""Research on Housing""; ""RECONCILING RESEARCH ON LABOR SUPPLY, SAVINGS, AND PENSIONS""; ""MODELS AND DATA NEEDED TO UNDERSTAND THE INCOMES AND WEALTH OF OLDERAMERICANS""; ""SELECTED POLICIES AFFECTING RETIREMENT INCOMES AND WEALTH""; ""APPENDIX TABLES AND FIGURES""; ""NOTES""; ""REFERENCES""; ""3 Factors Affecting Labor Supply Decisions and Retirement Income ""; ""SUMMARY OF TRENDS""; ""SOCIAL SECURITY""; ""PENSIONS AND WINDOW PLANS""; ""Literature Review and Previous Methodology""; ""What we would like to know""; ""DISABILITY"" 327 $a""Literature Review and Previous Methodology""""What We Would Like to Know""; ""MEDICARE AND HEALTH INSURANCE""; ""Literature Review and Previous Methodology""; ""What We Would Like to Know""; ""HOURS FLEXIBILITY AND CAREER JOBS""; ""Literature Review and Previous Methodology""; ""What We Would Like to Know""; ""CONCLUSIONS""; ""Expectations""; ""Endogeneity""; ""Uncertainty""; ""Data Issues""; ""Other Concerns""; ""NOTES""; ""REFERENCES""; ""4 Personal Saving Behavior and Retirement Income Modeling: A Research Assessment ""; ""FORECASTING FINANCIAL STATUS: AN ORGANIZING FRAMEWORK"" 327 $a""Patterns of Wealth Holding for Pre-Retirement Cohorts""""Rates of Return""; ""Age-Specific Patterns of Net Saving""; ""MOTIVES FOR AND MODELS OF PRIVATE SAVING: WHAT DO WE KNOW?""; ""SOCIAL SECURITY AND PRIVATE SAVING""; ""PRIVATE PENSIONS AND SAVING""; ""TARGETED RETIREMENT SAVING ACCOUNTS AND PERSONAL SAVING""; ""Prospective Accumulation in Targeted Saving Accounts""; ""Net Saving Effects""; ""Withdrawal Behavior""; ""HOUSING WEALTH AND OTHER PRIVATE SAVING""; ""CONCLUSION AND FUTURE RESEARCH NEEDS""; ""REFERENCES""; ""5 Retirement Age and Retirement Income: The Role of the Firm "" 327 $a""THE AGING WORKER AND THE FIRM"" 606 $aRetirement income$zUnited States$vCongresses 606 $aOld age pensions$zUnited States$vCongresses 606 $aSocial security$zUnited States$vCongresses 606 $aHealth insurance$zUnited States$vCongresses 606 $aRetirees$zUnited States$xAttitudes$vCongresses 615 0$aRetirement income 615 0$aOld age pensions 615 0$aSocial security 615 0$aHealth insurance 615 0$aRetirees$xAttitudes 676 $a306.38 701 $aHanushek$b Eric A$g(Eric Alan),$f1943-$0121192 701 $aMaritato$b Nancy L$01671478 712 02$aNational Research Council (U.S.).$bPanel on Retirement Income Modeling. 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910811521403321 996 $aAssessing knowledge of retirement behavior$94034060 997 $aUNINA