LEADER 04826oam 22006615 450 001 9910810458803321 005 20240402005308.0 010 $a0-8213-9990-X 024 7 $a10.1596/978-0-8213-9985-9 035 $a(CKB)2550000001167979 035 $a(OCoLC)868917314 035 $a(CaPaEBR)ebrary10809087 035 $a(SSID)ssj0001159275 035 $a(PQKBManifestationID)11628088 035 $a(PQKBTitleCode)TC0001159275 035 $a(PQKBWorkID)11108388 035 $a(PQKB)10003282 035 $a(MiAaPQ)EBC1572965 035 $a(Au-PeEL)EBL1572965 035 $a(CaPaEBR)ebr10809087 035 $a(CaONFJC)MIL549312 035 $a(OCoLC)864743432 035 $a(The World Bank)19985 035 $a(US-djbf)19985 035 $a(EXLCZ)992550000001167979 100 $a20020129d2015 uf 0 101 0 $aeng 135 $aurcn||||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aGlobal Financial Development Report 2014 : $eFinancial Inclusion 205 $a1st ed. 210 1$aWashington, DC :$cWorld Bank,$d2015. 215 $a1 online resource (222 pages) 300 $aBibliographic Level Mode of Issuance: Monograph 311 $a0-8213-9985-3 311 $a1-306-18061-9 320 $aIncludes bibliographical references. 327 $aFront Cover -- Title Page -- Copyright Page -- Contents -- Foreword -- Acknowledgments -- Abbreviations and Glossary -- Overview -- 1 Financial Inclusion: Importance, Key Facts, and Drivers -- 2 Financial Inclusion for Individuals -- 3 Financial Inclusion for Firms -- Statistical Appendixes -- A Basic Data on Financial System Characteristics, 2009-11 -- B Key Aspects of Financial Inclusion -- C Islamic Banking and Financial Inclusion -- Bibliography -- Boxes -- Figures -- Maps -- Tables. 330 3 $aFinancial inclusion has become a major subject of interest among policymakers, researchers, and other financial sector stakeholders. Many countries, for example, have recently adopted explicit financial inclusion strategies with targets for financial inclusion. The interest reflects an increased recognition that financial inclusion can be a driver of economic growth and poverty alleviation, and that many individuals and firms are excluded unnecessarily from even basic financial services. About half of the world's adult population "more than 2.5 billion people" have no bank account is one powerful example. Barriers such as cost, travel distance, and amount of paperwork and requirements play an important role. Many of these barriers can be addressed by better policies. espite the high interest, there are still important gaps in knowledge about financial inclusion, what drives it, and what policies affect it. And while recent years have seen some increases in financial inclusion, there is still much scope to reduce barriers to access. However, one of the challenges is that efforts to increase inclusion, if not implemented well, can backfire. Deeply ingrained social problems cannot be resolved purely with an infusion of debt. If not done properly, it can have the opposite effect, making poor borrowers increasingly dependent on debt, and even contributing to financial instability. Global Financial Development Report 2014: Financial Inclusion is a new report from the World Bank Group. It takes a step back and re-examines financial inclusion from the perspective of new global datasets and new evidence. It builds on a critical mass of new research and operational work produced by World Bank Group staff as well as outside researchers and contributors. The report, the second in this series, follows up on the inaugural issue, the Global Financial Development Report 2013: Rethinking the Role of the State in Finance (http://www.worldbank.org/financialdevelopment). Accompanying the Global Financial Development Report 2014 is a vast body of underlying research and data. Among other things, this includes an expanded and updated version of the Global Financial Development Database, a dataset of over 70 financial system characteristics for 203 economies from 1960 to 2011, which is presented in the reports appendix. 410 0$aWorld Bank e-Library. 606 $aFinance$xGovernment policy 606 $aFinancial institutions$xState supervision 606 $aFinancial services industry 606 $aInternational finance 615 0$aFinance$xGovernment policy. 615 0$aFinancial institutions$xState supervision. 615 0$aFinancial services industry. 615 0$aInternational finance. 676 $a338.9 712 02$aWorld Bank. 801 0$bDJBF 801 1$bDJBF 906 $aBOOK 912 $a9910810458803321 996 $aGlobal Financial Development Report 2014$93969289 997 $aUNINA