LEADER 05390nam 2200673 450 001 9910797245903321 005 20230807215853.0 010 $a1-315-70075-1 035 $a(CKB)3710000000431020 035 $a(EBL)2068478 035 $a(SSID)ssj0000246917 035 $a(PQKBManifestationID)11173969 035 $a(PQKBTitleCode)TC0000246917 035 $a(PQKBWorkID)10190231 035 $a(PQKB)10764418 035 $a(MiAaPQ)EBC3569537 035 $a(Au-PeEL)EBL3569537 035 $a(CaPaEBR)ebr11066411 035 $a(CaONFJC)MIL798244 035 $a(OCoLC)929510004 035 $a(OCoLC)958106676 035 $a(FINmELB)ELB141222 035 $a(EXLCZ)993710000000431020 100 $a20150627h20152004 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 00$aSmall savings mobilization and Asian economic development $ethe role of postal financial services /$fMark J. Scher, Naoyuki Yoshino, editors 210 1$aLondon, [England] ;$aNew York, New York :$cRoutledge,$d2015. 210 4$dİ2004 215 $a1 online resource (286 p.) 225 0 $aEast Gate Book 300 $aIncludes index. 311 $a1-317-45980-6 311 $a0-7656-1483-9 327 $aCover; Half Title; Title Page; Copyright Page; Table of Contents; List of Tables and Figures; Foreword; Foreword; Preface; Acknowledgments; Part 1: Postal Savings for Development; 1. Introduction: Overview and Summary of Policy Proposals for Postal Savings in Developing Countries; 2. Policy and Management Issues Confronting Postal Financial Services Today; The Evolution of Postal Savings; The Origins of a Global Postal Network; Creation of Postal Savings and Giro Remittance Services; Postal Savings for the People; The Public's Confidence in Postal Savings 327 $aInternational Giro: Safe and Cost-Effective RemittancesThe Changing Economics of the Posts: Market Liberalization, Privatization, Cross-Border Entry and Acquisition; Market Liberalization: New Technologies and Privatization; The Charge of "Cross-Subsidization" as a Threat to Public Savings Institutions; Cross-Border Entry: The Express Package Delivery Wars; Financial Services through the Postal Infrastructure; Current Situation; Governance Structures of the Posts; Postal Systems and "Postbanks": Creation, Separation, Privatization, and Synergies of Reintegration 327 $aPostbank Creation and Separation from the PostLoss of Postal Network and Savings Services after Privatization; Commercial Bank Strategies Replace Savings Linked to Development; Tackling the Problem of Financial Exclusion; Transition Economies and Privatization: Bailouts at Public Expense; The Private Sector Finds Opportunities in Postal Financial Services; Restoring Synergies: The Reintegration of Postbanks and Postal Services; 3. Asian Experiences in Postal Savings; Introduction; The Legacy of Colonialism; Post-Independence: Mobilizing Savings 327 $aManagement and Competition Issues in Asian SystemsThe Organization of Postal Savings: Four Models; National Savings Organization: The Case of India; Postal Savings and Remittance Bureau: The Case of China; Linking Savings to Postal Payments: The Case of Kazakhstan; National Savings Banks: The Cases of Malaysia, Singapore, and Sri Lanka; Agency Problems: Disincentives to Mobilizing Savings; Are Postal Savings in Competition with Commercial Banks? The Case of Japan; Financial Technology: Choosing Appropriate Systems; Mobilizing Savings: Product Development and Market Analysis 327 $aPostal Savings in Rural Areas: Making a Link to CreditOverseas Remittances via the Posts; The Intermediation and Investment of Mobilized Savings; Mobilized Postal Savings Funds and Economic Development; Is Financial Market Investment a Realistic Option for Placing Postal Savings?; Is Tax Exemption Necessary in Mobilizing Funds?; Part 2: Asian Country Case Studies; The Postal Savings Bureau Model; 4. Developing Postal Savings in China; 5. Postal Savings as a Financial Intermediary in the Republic of Korea 327 $a6. Postal Banking and the Financial Crisis in the Republic of Korea: Policy Strategy Proposals for the Postcrisis Era 330 $aPostal savings systems in Asian developing countries play a significant role in social and economic development. In many of these countries, and others around the world, postal savings and giro remittances are the only means of providing financial services to all segments of the population, particularly women, rural communities, and the urban poor. Postal savings in many countries also hold the largest share of individual and household savings among competing institutions. This book examines the postal financial systems of some twenty countries visited by the author, and also includes case stu 606 $aPostal savings banks$zAsia 606 $aPostal savings banks$zAsia$vCase studies 607 $aAsia$xEconomic policy 615 0$aPostal savings banks 615 0$aPostal savings banks 676 $a332.2/2/095 702 $aScher$b Mark J. 702 $aYoshino$b Naoyuki$f1950- 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910797245903321 996 $aSmall savings mobilization and Asian economic development$93702573 997 $aUNINA