LEADER 04528oam 2200613I 450 001 9910797138403321 005 20230807215809.0 010 $a1-315-69981-8 010 $a1-317-45697-1 024 7 $a10.4324/9781315699813 035 $a(CKB)3710000000417975 035 $a(EBL)3569205 035 $a(SSID)ssj0001536780 035 $a(PQKBManifestationID)11926767 035 $a(PQKBTitleCode)TC0001536780 035 $a(PQKBWorkID)11510514 035 $a(PQKB)10131390 035 $a(MiAaPQ)EBC3569205 035 $a(OCoLC)958107333 035 $a(EXLCZ)993710000000417975 100 $a20180706d20151994 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 14$aThe evolution of U.S. finance /$fJane W. D'Arista 210 1$aLondon ;$aNew York :$cRoutledge,$d2015. 215 $a1 online resource (526 p.) 225 1 $aColumbia University Seminar Series 300 $aFirst published 1994 by M.E. Sharpe. 311 $a1-56324-233-8 311 $a1-56324-232-X 320 $aIncludes bibliographical references and index. 327 $a""Cover""; ""Half Title""; ""Title Page""; ""Copyright Page""; ""Dedication""; ""Table of Contents""; ""List of Tables and Figures""; ""Acknowledgments""; ""Preface""; ""Introduction""; ""Part I: The Framework for Financial Structure and Regulation""; ""1 The Current Debate on Regulatory Policy""; ""Introduction""; ""The Issue of Financial Consolidation""; ""Reorganizing the Regulatory Framework""; ""Eliminating Special Treatment for Banks""; ""The Limits to Deregulation""; ""The Impact of Financial Structure and Regulation on Economic Activity"" 327 $a""2 Issues in the Evolution of Federal Regulation""""Introduction""; ""Commercial and Investment Banking in the United States""; ""The Emerging Trend toward Financial Consolidation""; ""Financial Restructuring in the 1980s""; ""An Alternative Model: The German Universal Banking System""; ""3 The Changing Financial Environment""; ""Introduction""; ""The Monetary and Fiscal Environment""; ""The Interaction of Macroeconomic and Financial Developments in the 1970s""; ""Technological Change""; ""The Internationalization of Financial Institutions and Markets"" 327 $a""Changes in Demands for Financial Services""""Part II: The Goals of Regulation""; ""Introduction""; ""4 Access to Capital and Credit""; ""Introduction and Summary""; ""An Overview of the Federal Government's Role in Financial Markets""; ""The Effects of Interest Rate Deregulation on Credit Flows""; ""Product and Structural Changes That Altered Financial Flows""; ""The Absence of Market Innovations to Facilitate Capital Formation""; ""Summary of Policy Concerns""; ""5 Balancing Competition and Soundness: The Debate on Bank Regulation""; ""Introduction"" 327 $a""Soundness Regulation and Competitive Restraints""""Deregulation and Risk""; ""Interdependence and Systemic Risk""; ""Substituting Market Forces for Direct Regulation""; ""Regulating in a Deregulated Environment""; ""Managing Liquidity""; ""A Summary of Policy Concerns""; ""6 Promoting Competition and the Impartiality of Credit Decisions""; ""Introduction: Specialization and Diversity versus Consolidation""; ""Consolidation as an Impediment to Impartiality""; ""Consolidation and Financial Stability: The Role of Banks""; ""Conflicts of Interests"" 327 $a""Cross-Selling and Tying Financial Services""""The Concentration of Financial Resources""; ""Summary of Policy Concerns""; ""7 Preserving the Economic Functions of Financial Markets""; ""Introduction: An Overview of Financial ""Missions""""; ""Capital Investment Trends in the United States""; ""Developments in U.S. Capital and Credit Markets in the 1980s""; ""Changes in the Structure and Economic Functions of Capital Markets in the 1980s""; ""Summary of Policy Concerns""; ""Part III: Protecting Customers of Financial Institutions""; ""Introduction and Summary"" 327 $a""8 Regulation to Ensure Soundness and Fiduciary Responsibility"" 410 0$aColumbia University seminar series. 606 $aFinance$zUnited States 606 $aMonetary policy$zUnited States 615 0$aFinance 615 0$aMonetary policy 676 $a332.0973 700 $aD'Arista$b Jane W.$0814138 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910797138403321 996 $aThe evolution of U.S. finance$93863314 997 $aUNINA