LEADER 03108oam 22004815 450 001 9910796659603321 005 20180203085427.0 010 $a1-4648-0463-X 024 7 $a10.1596/978-1-4648-0462-5 035 $a(CKB)4100000000593522 035 $a(MiAaPQ)EBC5045114 035 $a(The World Bank)210462 035 $a(US-djbf)210462 035 $a(EXLCZ)994100000000593522 100 $a20020129d2017 uf 0 101 0 $aeng 135 $aurcn||||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aBringing E-money to the Poor : $eSuccesses and Failures /$fThyra A Riley 210 1$aWashington, D.C. :$cThe World Bank,$d2017. 215 $a1 online resource (242 pages) 225 1 $aDirections in Development;Directions in Development - Finance 311 $a1-4648-0462-1 311 $a1-4648-1089-3 320 $aIncludes bibliographical references. 327 $aPart I. Journey toward a cash-lite society and financial inclusion -- The challenge of financial inclusion -- Digitizing financial inclusion through innovations -- Stakeholders in digital financial inclusion -- Part II. Critical enablers that are game changers in successful e-money deployments -- Policy leadership and enabling regulatory environments -- Innovative uses of infrastructure and digital ecosystems -- Unique identification -- Part III. South Asia digital landscape, future options, and conclusions -- Digital landscape in South Asia -- Opportunities, challenges, and future options in South Asia -- Conclusions. 330 3 $aMoving toward universal access to financial services is within reach, thanks to new technologies, transformative business models, and ambitious reforms. Instruments such as e-money accounts and mobile accounts, along with debit cards and low-cost traditional bank accounts, can significantly increase financial access for those who are excluded. Bringing e-Money to the Poor: Successes and Failures examines the lessons of success from four country case studies of "gazelles Kenya, South Africa, Sri Lanka, and Thailand" that leapt from limitation to innovation by successfully enabling the deployment of e-money technology. These countries have thereby transformed the landscape of financial access to their poor. In addition, two country case studies (Maldives and the Philippines) yield lessons learned from constraints that stalled e-money deployments. Because technology is not a silver bullet, the case studies also explore other strategic elements that need to be in place for a country to expand access to financial services through digital technology. 410 0$aWorld Bank e-Library. 606 $aBanks and banking 606 $aFinancial services industry 615 0$aBanks and banking. 615 0$aFinancial services industry. 676 $a332.1 700 $aRiley$b Thyra A$01499305 702 $aKulathunga$b Anoma 801 0$bDJBF 801 1$bDJBF 906 $aBOOK 912 $a9910796659603321 996 $aBringing E-money to the Poor$93725221 997 $aUNINA