LEADER 04813oam 22006374a 450 001 9910794456703321 005 20230621201158.0 010 $a0-253-05147-9 010 $a0-253-05145-2 035 $a(CKB)4100000011689319 035 $a(MiAaPQ)EBC6427523 035 $a(OCoLC)1228033180 035 $a(MdBmJHUP)musev2_98937 035 $a(EXLCZ)994100000011689319 100 $a20201226d2021 uy 0 101 0 $aeng 135 $aurcnu|||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aEducation without debt $egiving back and paying it forward /$fby Scott MacDonald 210 1$aBloomington :$cIndiana University Press,$d2021. 210 4$dİ2020 215 $a1 online resource (xv, 243 pages) 311 $a0-253-05144-4 311 $a0-253-05143-6 320 $aIncludes bibliographic references (pages 231-243). 327 $aIntroduction -- Part 1. The crisis of student debt -- The rising level of student debt and societal implications -- More stories of student debt -- Betrayed by the dream factory / Samual Garner -- College as an investment / Ken Ruggerio -- My story : From herding goats to graduating from college / Mohamed O. Mohamed -- Part 2. College costs and financial aid -- Why college costs so much -- The history of financial aid for college students -- My story : I've got angels all around me / Austin Galy -- Part 3. Universities taking the initiative -- What schools are doing to reduce student debt -- My story : Tattooed tales / Hannah Locklear -- Part 4. Giving back -- The importance of philanthropy -- Giving back / Milt Stewart -- John Kuykendall and Davidson College -- My story : Getting an education and giving back in Africa / Edward Kabaka -- Part 5. Stories from scholarship donors -- Barnard scholarship : Not just about the money / David Barnard -- Robert J. Lake scholarship : In memory of my father / Gilmour Lake -- Changing a life to change the world / Dwight Worden -- On reflection / Judy Benson -- My story : Searching for financial aid / Anya Thompson -- Part 6. Paying it forward -- Unmet social needs and inadequate funding -- Community engagement at universities -- The Ginsberg center and the University of Michigan -- The Carolina center for public service and the University of North Carolina -- The Mulvaney center and the University of San Diego -- My story : From farmworker boy to pediatrician / Ramon Resa -- Conclusion : What must be done -- Appendixes : More stories of hope and inspiration -- Finding a purpose after prison / Martin Leyva -- From night watchman to college success / DeCarlos Hickson -- Overcoming adversity to earn a degree / Riley Bender. 330 $aAlmost 50 million Americans have cumulatively borrowed more than $1.5 trillion to attend college. Roughly one-third of all adults aged 25 to 34 have a student loan. In Education without Debt businessman and philanthropist Scott MacDonald examines the real-life impact of crushing levels of student debt on borrowers and what can be done to fix this crisis. Weaving together stories of debt-impaired lives with stories of personal success achieved with the essential help of financial aid, MacDonald reveals the devastating personal and societal impact of the debt problem and offers possible solutions. He explores the efforts of colleges and private philanthropists to make education affordable and relates his own experience of funding financial aid for need-eligible students at five universities. Education without Debt is a must-read book for anyone concerned about the rising cost of education and what to do about this critical policy and societal issue. 606 $aStudent loans$2fast$3(OCoLC)fst01431545 606 $aGovernment aid to higher education$2fast$3(OCoLC)fst00945154 606 $aEducation, Higher$xFinance$2fast$3(OCoLC)fst00903056 606 $aCollege costs$2fast$3(OCoLC)fst00867748 606 $aEDUCATION / General$2bisacsh 606 $aGovernment aid to higher education$zUnited States 606 $aEducation, Higher$zUnited States$xFinance 606 $aStudent loans$zUnited States 606 $aCollege costs$zUnited States 607 $aUnited States$2fast 615 7$aStudent loans. 615 7$aGovernment aid to higher education. 615 7$aEducation, Higher$xFinance. 615 7$aCollege costs. 615 7$aEDUCATION / General. 615 0$aGovernment aid to higher education 615 0$aEducation, Higher$xFinance. 615 0$aStudent loans 615 0$aCollege costs 676 $a378.38 700 $aMacDonald$b Scott$0939071 801 0$bMdBmJHUP 801 1$bMdBmJHUP 906 $aBOOK 912 $a9910794456703321 996 $aEducation without debt$93741021 997 $aUNINA