LEADER 04059nam 2200601 450 001 9910791196403321 005 20230803221518.0 010 $a0-8157-2565-5 035 $a(CKB)2550000001312180 035 $a(SSID)ssj0001222122 035 $a(PQKBManifestationID)11771410 035 $a(PQKBTitleCode)TC0001222122 035 $a(PQKBWorkID)11201260 035 $a(PQKB)11101769 035 $a(MiAaPQ)EBC1699319 035 $a(OCoLC)881029809 035 $a(MdBmJHUP)muse33126 035 $a(Au-PeEL)EBL1699319 035 $a(CaPaEBR)ebr10876764 035 $a(CaONFJC)MIL615436 035 $a(EXLCZ)992550000001312180 100 $a20140623h20142014 uy 0 101 0 $aeng 135 $aurcnu|||||||| 181 $ctxt 182 $cc 183 $acr 200 00$aHomeownership built to last $ebalancing access, affordability, and risk after the housing crisis /$fEric S. Belsky, Christopher E. Herbert, and Jennifer H. Molinsky, editors 210 1$aWashington, District of Columbia :$cBrookings Institution Press,$d2014. 210 4$dİ2014 215 $a1 online resource (497 pages) $cillustrations, graphs 300 $aBibliographic Level Mode of Issuance: Monograph 311 $a0-8157-2564-7 311 $a1-306-84185-2 320 $aIncludes bibliographical references at the end of each chapters and index. 327 $aIntroduction: balancing access, affordability, and risk after the housing crisis / Jennifer H. Molinsky, Eric S. Belsky, and Christopher E. Herbert -- Making the case for homeownership as a policy goal : has the experience of the housing bust changed the calculus? -- Homeownership, wealth, and the production of racialized space / John A. Powell and Kaloma Cardwell -- Is homeownership still an effective means of building wealth for low-income and minority households? / Christopher E. Herbert, Daniel T. McCue, and Rocio Sanchez-Moyano -- Reexamining the social benefits of homeownership after the foreclosure crisis / William M. Rohe and Mark Lindblad -- Supporting the home-buying process : understanding consumer preferences and designing homebuyer programs -- To buy or not to buy? : understanding tenure preferences and the decisionmaking processes of lower-income households / Carolina Reid -- Developing effective subsidy mechanisms for low-income homeownership / J. Michael Collins -- Filling the void between homeownership and rental housing : a case for expanding the use of shared equity homeownership / Jeffrey Lubell -- Balancing affordability, access, and risk -- Underwriting standards, loan products, and performance : what have we learned? / Marsha J. Courchane, Leonard C. Kiefer, and Peter M. Zorn -- Access and sustainability for first-time homebuyers : the evolving role of state housing finance agencies / Stephanie Moulton and Roberto G. Quercia -- Mortgage default option mispricing and borrower cost procyclicality / Andrew Davidson, Alex Levin, and Susan Wachter -- The government's role in the evolving mortgage market -- Rethinking duty to serve in housing finance / Adam J. Levitin and Janneke H. Ratcliffe -- Dual mortgage markets : what role has the government played and how likely will one emerge in the future? / Raphael W. Bostic -- The role of mortgage finance in financial (in)stability / Mark Calabria -- Sustaining homeownership -- Engaging distressed homeowners / Mark Cole -- The home mortgage foreclosure crisis : lessons learned / Patricia A. McCoy -- Contributors -- Index. 606 $aHome ownership$zUnited States 606 $aMortgage loans$zUnited States 606 $aHousing$zUnited States$xFinance 615 0$aHome ownership 615 0$aMortgage loans 615 0$aHousing$xFinance. 676 $a333.33/8097 702 $aBelsky$b Eric S. 702 $aHerbert$b Christopher E. 702 $aMolinsky$b Jennifer H. 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910791196403321 996 $aHomeownership built to last$93818136 997 $aUNINA