LEADER 03153oam 22006374a 450 001 9910790770603321 005 20220108030020.0 010 $a1-61168-506-0 035 $a(CKB)2550000001161672 035 $a(EBL)1170381 035 $a(OCoLC)863821612 035 $a(SSID)ssj0001040956 035 $a(PQKBManifestationID)11589739 035 $a(PQKBTitleCode)TC0001040956 035 $a(PQKBWorkID)11008876 035 $a(PQKB)11310805 035 $a(Au-PeEL)EBL1170381 035 $a(CaPaEBR)ebr10810030 035 $a(CaONFJC)MIL544766 035 $a(OCoLC)871190715 035 $a(MdBmJHUP)musev2_83226 035 $a(MiAaPQ)EBC1170381 035 $a(EXLCZ)992550000001161672 100 $a20130614d2014 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 10$aLife in the Cold$eAn Introduction to Winter Ecology, fourth edition /$fPeter J. Marchand 205 $aFourth edition. 210 1$aLebanon, NH :$cUniversity Press of New England,$d[2014] 215 $a1 online resource (321 p.) 300 $aDescription based upon print version of record. 311 $a1-61168-428-5 311 $a1-306-13515-X 320 $aIncludes bibliographical references and index. 327 $aTitle Page; Table of Contents; Preface to the Fourth Edition; 1 | Winter Paths: Options for Overwintering Success; Migration; Hibernation; Resistance; 2 | The Changing Snowpack; Destructive Metamorphism; Constructive Metamorphism; Melt Metamorphism; The Insulative Value of a Snowcover; Snow and Radiant Energy; 3 | Plants and the Winter Environment; Acclimating to the Cold; Weathering the Winter Drought; The Evergreen Advantage; Mechanical Forces of Winter; 4 | Animals and the Winter Environment; The Basics of Energy Exchange; Warm Bodies in Cold Environments; Bergmann's and Gloger's Rules 327 $aThe Cold-Blooded Gamble5 | Life under Ice; Temperature/Density Relationships; Freezing around the Edges; Dormancy versus Activity; Dealing with Oxygen Depletion; 6 | Plant-Animal Interactions: Food for Thought; Bargaining with Hoarders; Coping with Browsers; Plants and the Quality of Subnivean Life; The Carbon Dioxide Debate; 7 | Winter Profiles: A Season in the Lives of Selected Animals; The Northern Cervids; Semiaquatic Mammals; Gallinaceous Birds; 8 | Humans in Cold Places; Circulatory Responses to Cold; Increasing Heat Output; Mind over Temperature; 9 | The Changing Snowpack, II 327 $aBroken MirrorSpecies on the Move; Unwelcome Thaw; Glossary; Notes; Index; List of Unit Conversion Factors 330 $aA revised edition of a classic work on cold climate ecosystems, with a new chapter on climate change 606 $aEcology 606 $aWinter 606 $aCold adaptation 608 $aElectronic books. 615 0$aEcology. 615 0$aWinter. 615 0$aCold adaptation. 676 $a578.4/2 700 $aMarchand$b Peter J$0876470 801 0$bMdBmJHUP 801 1$bMdBmJHUP 906 $aBOOK 912 $a9910790770603321 996 $aLife in the Cold$93846436 997 $aUNINA LEADER 03546nam 22005655 450 001 9910743218003321 005 20251113193314.0 010 $a9789811660856 010 $a9811660859 010 $a9789811660849 010 $a9811660840 024 7 $a10.1007/978-981-16-6085-6 035 $a(MiAaPQ)EBC6961664 035 $a(Au-PeEL)EBL6961664 035 $a(CKB)21605792600041 035 $a(DE-He213)978-981-16-6085-6 035 $a(EXLCZ)9921605792600041 100 $a20220422d2022 u| 0 101 0 $aeng 135 $aurcnu|||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aFinancial Inclusion and the Role of Banking System /$fby Sudarshan Maity, Tarak Nath Sahu 205 $a1st ed. 2022. 210 1$aSingapore :$cSpringer Nature Singapore :$cImprint: Palgrave Macmillan,$d2022. 215 $a1 online resource (238 pages) 311 08$aPrint version: Maity, Sudarshan Financial Inclusion and the Role of Banking System Singapore : Palgrave Macmillan US,c2022 9789811660849 311 08$a9811660840 320 $aIncludes bibliographical references and index. 327 $aChapter 1: Introduction -- Chapter 2: Financial Inclusion in India ? An Overview -- Chapter 3: Review of Literature -- Chapter 4: Data and Methodology -- Chapter 5: Analysis and Findings -- Chapter 6: Summary and Conclusion. 330 $aFinancial inclusion has become an important global agenda and priority for policymakers and regulators in many countries for sustainable long-term economic growth. This book provides a brief guideline about the financial inclusion and the role of banking system on it which help the banks as well as regulator to select an effective banking structure and efficient composition of different factors to best utilization of their devoted resources in the context of a developing economy. It also provides an understanding regarding the loopholes of the present financial inclusion system. This book is important for policymakers to frame suitable policies and programs to accelerate the pace of financial inclusion and to create a win-win situation. This book would help regulator along with other financial intermediaries to redesign financial strategic framework for achieving long term vision of financial inclusion drive i.e. inclusive growth. Sudarshan Maity is presently Deputy Director in the Directorate of Examination, The Institute of Cost Accountants of India. He has over 19 years of administrative experience in various industries. Tarak Nath Sahu is presently Associate Professor in the Department of Commerce, Vidyasagar University, Midnapore, West Bengal, India. He has over 14 years of postgraduate teaching and research experience. His specialization is in finance and financial markets and his research publications are in the area of stock market behavior, corporate finance, corporate governance, investor behavior etc. 606 $aFinancial services industry 606 $aFinance, Public 606 $aFinancial Services 606 $aPublic Finance 615 0$aFinancial services industry. 615 0$aFinance, Public. 615 14$aFinancial Services. 615 24$aPublic Finance. 676 $a160.5 700 $aMaity$b Sudarshan$01426973 702 $aSahu$b Tarak Nath 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910743218003321 996 $aFinancial inclusion and the role of banking system$93559547 997 $aUNINA