LEADER 02039nam 2200613Ia 450 001 9910778999403321 005 20230913214133.0 010 $a0-7914-9738-0 010 $a0-585-07768-1 035 $a(CKB)111004366788200 035 $a(OCoLC)614574088 035 $a(CaPaEBR)ebrary10019112 035 $a(SSID)ssj0000178043 035 $a(PQKBManifestationID)11167380 035 $a(PQKBTitleCode)TC0000178043 035 $a(PQKBWorkID)10221334 035 $a(PQKB)11743893 035 $a(MiAaPQ)EBC3406901 035 $a(Au-PeEL)EBL3406901 035 $a(CaPaEBR)ebr10019112 035 $a(OCoLC)923396749 035 $a(EXLCZ)99111004366788200 100 $a19891031h19901990 uy 0 101 0 $aeng 135 $aurcn||||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aIncentive pay and career ladders for today's teachers $ea study of current programs and practices /$fRichard M. Brandt 210 1$aAlbany, N.Y. :$cState University of New York Press,$d1990. 210 4$aİ1990 215 $a1 online resource (xii, 286 pages) 225 1 $aSUNY series in educational leadership 300 $aBibliographic Level Mode of Issuance: Monograph 311 0 $a0-7914-0399-8 320 $aIncludes bibliographical references (p. [259]-275). 410 0$aSUNY series in educational leadership. 606 $aTeachers$xSalaries, etc$zUnited States 606 $aMerit pay$zUnited States 606 $aCompensation management$zUnited States 606 $aTeachers$xRating of$zUnited States 615 0$aTeachers$xSalaries, etc. 615 0$aMerit pay 615 0$aCompensation management 615 0$aTeachers$xRating of 676 $a331.2/813711/00973 700 $aBrandt$b Richard Martin$f1922-$01584618 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910778999403321 996 $aIncentive pay and career ladders for today's teachers$93868542 997 $aUNINA LEADER 05261nam 2201033 450 001 9910789392503321 005 20230126211859.0 010 $a0-520-95844-6 024 7 $a10.1525/9780520958449 035 $a(CKB)3710000000089417 035 $a(EBL)1637652 035 $a(SSID)ssj0001131179 035 $a(PQKBManifestationID)11625896 035 $a(PQKBTitleCode)TC0001131179 035 $a(PQKBWorkID)11128625 035 $a(PQKB)11432642 035 $a(MiAaPQ)EBC1637652 035 $a(DE-B1597)519982 035 $a(OCoLC)871224034 035 $a(DE-B1597)9780520958449 035 $a(Au-PeEL)EBL1637652 035 $a(CaPaEBR)ebr10839464 035 $a(CaONFJC)MIL579045 035 $a(EXLCZ)993710000000089417 100 $a20140305h20142014 uy 0 101 0 $aeng 135 $aurun#---|u||u 181 $ctxt 182 $cc 183 $acr 200 14$aThe student loan mess $ehow good intentions created a trillion-dollar problem /$fJoel Best, Eric Best 210 1$aBerkeley, California ;$aLos Angeles, California :$cUniversity of California Press,$d2014. 210 4$dİ2014 215 $a1 online resource (246 p.) 300 $aDescription based upon print version of record. 311 0 $a0-520-28752-5 311 0 $a0-520-27645-0 320 $aIncludes bibliographical references and index. 327 $tFront matter --$tCONTENTS --$tList of Figures and Table --$tAcknowledgments --$tIntroduction --$t1. Good Intentions and Wasted Brainpower: The First Student Loan Mess --$t2. Disillusionment and Deadbeats: The Second Student Loan Mess --$t3. Outrage and Crushing Debt: The Third Student Loan Mess --$t4. Dread and the For-Profit Bubble: The Fourth Student Loan Mess --$t5. What's Next? Prospective Student Loan Messes --$t6. Beyond Making Messes? --$tNotes --$tReferences --$tIndex 330 $aThis illuminating investigation uncovers the full dimensions of the student loan disaster. A father and son team-one a best-selling sociologist, the other a former banker and current quantitative researcher-probes how we've reached the point at which student loan debt-now exceeding 1 trillion and predicted to reach 2 trillion by 2020-threatens to become the sequel to the mortgage meltdown. In spite of their good intentions, Americans have allowed concerns about deadbeat students, crushing debt, exploitative for-profit colleges, and changing attitudes about the purpose of college education to blind them to a growing crisis. With college costs climbing faster than the cost of living, how can access to higher education remain a central part of the American dream? With more than half of college students carrying an average debt of 7,000 at graduation, what are the prospects for young adults in the current economy? Examining how we've arrived at and how we might extricate ourselves from this grave social problem, The Student Loan Mess is a must-read for everyone concerned about the future of American education. Hard facts about the student loan crisis: ? Student loan debt is rising by more than 100 billion every year. ? Among recent college students who are supposed to be repaying their loans, more than a third are delinquent. ? Because student loans cannot be discharged through bankruptcy, the federal government misleadingly treats student loan debt as a government asset. ? Higher default rates, spiraling college costs, and proposals for more generous terms for student borrowers make it increasingly likely that student loan policies will eventually cost taxpayers hundreds of billions of dollars. 606 $aStudent loans$zUnited States 606 $aStudent loans$xGovernment policy$zUnited States 606 $aCollege graduates$zUnited States$xFinance, Personal 610 $aamerican dream. 610 $acollege costs. 610 $acollege education. 610 $acollege students. 610 $acollege. 610 $acrushing debt. 610 $adeadbeat students. 610 $adefaulting on debts. 610 $aeconomic crisis. 610 $aeconomy. 610 $aeducation. 610 $afather and son team. 610 $afederal education legislation. 610 $afinances. 610 $afinancial aid. 610 $afor profit colleges. 610 $aformer banker. 610 $ahigher education. 610 $aloans. 610 $amoney. 610 $amortgage meltdown. 610 $apolitical. 610 $aretrospective. 610 $asocial concerns. 610 $asociologist. 610 $astudent loan debts. 610 $astudent loan disaster. 610 $astudent loan policies. 610 $astudents and schools. 610 $ateachers and faculty. 610 $auniversity. 610 $awealth. 615 0$aStudent loans 615 0$aStudent loans$xGovernment policy 615 0$aCollege graduates$xFinance, Personal. 676 $a378.3/62 686 $aSOC026000$aSOC002010$2bisacsh 700 $aBest$b Joel$0477506 701 $aBest$b Eric$01577204 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910789392503321 996 $aThe student loan mess$93855600 997 $aUNINA