LEADER 04331oam 22010454 450 001 9910788688703321 005 20230828230411.0 010 $a1-4623-5585-4 010 $a1-4527-0776-6 010 $a1-283-51864-3 010 $a1-4519-0924-1 010 $a9786613831095 035 $a(CKB)3360000000444033 035 $a(EBL)3014316 035 $a(SSID)ssj0000939920 035 $a(PQKBManifestationID)11491939 035 $a(PQKBTitleCode)TC0000939920 035 $a(PQKBWorkID)10937616 035 $a(PQKB)11570966 035 $a(OCoLC)698585494 035 $a(MiAaPQ)EBC3014316 035 $a(IMF)WPIEE2006211 035 $a(EXLCZ)993360000000444033 100 $a20020129d2006 uf 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 14$aThe Monetary Policy Regime and Banking Spreads in Barbados /$fLaura Valderrama, Wendell Samuel 210 1$aWashington, D.C. :$cInternational Monetary Fund,$d2006. 215 $a1 online resource (26 p.) 225 1 $aIMF Working Papers 300 $a"September 2006." 311 $a1-4518-6471-X 320 $aIncludes bibliographical references (p. 21-23). 327 $a""Contents""; ""I. INTRODUCTION""; ""II. STYLIZED FACTS""; ""III. LITERATURE REVIEW ON THE DETERMINATION OF SPREADS""; ""IV. BANK SPREADS AND MACROECONOMIC PERFORMANCE""; ""V. BANK SPREADS IN THE CARIBBEAN: SOME PRELIMINARY EMPIRICS""; ""VI. ECONOMETRIC ESTIMATION OF BANK SPREADS IN THE CARIBBEAN""; ""VII. CONCLUDING REMARKS AND POLICY IMPLICATIONS""; ""REFERENCES""; ""DATA SOURCES AND DESCRIPTION"" 330 3 $aThe paper analyzes the determinants of banking spreads in Barbados, with a view to identifying the role of the monetary policy regime in explaining high spreads. The paper finds that interest rate spreads for Barbados are higher than would be suggested by its macroeconomic performance. Banking concentration and bank-specific variables, including bank size and provisions for nonperforming loans, do not have an important role in explaining variations in bank spreads. Rather, it appears that monetary policy variables, such as reserve requirements and capital controls, are the most important determinants of spreads. 410 0$aIMF Working Papers; Working Paper ;$vNo. 2006/211 606 $aBanks and banking$zBarbados 606 $aMonetary policy$zBarbados 606 $aInterest rates$zBarbados 606 $aBanks and Banking$2imf 606 $aMoney and Monetary Policy$2imf 606 $aBanks$2imf 606 $aDepository Institutions$2imf 606 $aMicro Finance Institutions$2imf 606 $aMortgages$2imf 606 $aMonetary Policy, Central Banking, and the Supply of Money and Credit: General$2imf 606 $aInterest Rates: Determination, Term Structure, and Effects$2imf 606 $aBanking$2imf 606 $aMonetary economics$2imf 606 $aFinance$2imf 606 $aCredit ratings$2imf 606 $aDeposit rates$2imf 606 $aCommercial banks$2imf 606 $aBank credit$2imf 606 $aBanks and banking$2imf 606 $aInterest rates$2imf 606 $aCredit$2imf 607 $aBarbados$2imf 615 0$aBanks and banking 615 0$aMonetary policy 615 0$aInterest rates 615 7$aBanks and Banking 615 7$aMoney and Monetary Policy 615 7$aBanks 615 7$aDepository Institutions 615 7$aMicro Finance Institutions 615 7$aMortgages 615 7$aMonetary Policy, Central Banking, and the Supply of Money and Credit: General 615 7$aInterest Rates: Determination, Term Structure, and Effects 615 7$aBanking 615 7$aMonetary economics 615 7$aFinance 615 7$aCredit ratings 615 7$aDeposit rates 615 7$aCommercial banks 615 7$aBank credit 615 7$aBanks and banking 615 7$aInterest rates 615 7$aCredit 700 $aValderrama$b Laura$01481162 701 $aSamuel$b Wendell$01472704 712 02$aInternational Monetary Fund.$bWestern Hemisphere Dept. 801 0$bDcWaIMF 906 $aBOOK 912 $a9910788688703321 996 $aThe Monetary Policy Regime and Banking Spreads in Barbados$93720961 997 $aUNINA