LEADER 01239nam 2200385 450 001 9910155083003321 005 20230808200758.0 035 $a(CKB)3710000000971272 035 $a(MiAaPQ)EBC4769570 035 $a(EXLCZ)993710000000971272 100 $a20161227h20162016 uy 0 101 0 $aeng 135 $aurcnu|||||||| 181 $2rdacontent 182 $2rdamedia 183 $2rdacarrier 200 10$aMelissa Leapman's designer crochet accessories $eMelissa Leapman's defresh, new designs for hats + scarves + cowls + shawls + handbags + jewelry and more /$fMelissa Leapman 210 1$aMinneapolis, Minnesota :$cCreative Publishing international,$d2016. 210 4$dİ2016 215 $a1 online resource (147 pages) $ccolor illustrations, photographs 311 $a1-63159-152-5 311 $a1-58923-928-8 606 $aCrocheting$vPatterns 606 $aDress accessories 615 0$aCrocheting 615 0$aDress accessories. 676 $a746.434043 700 $aLeapman$b Melissa$01376877 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910155083003321 996 $aMelissa Leapman's designer crochet accessories$93413173 997 $aUNINA LEADER 03514nam 2200673Ia 450 001 9910784491303321 005 20200520144314.0 010 $a1-280-81328-8 010 $a9786610813285 010 $a0-8157-9784-2 035 $a(CKB)1000000000347404 035 $a(EBL)267608 035 $a(OCoLC)475992774 035 $a(SSID)ssj0000115617 035 $a(PQKBManifestationID)11125096 035 $a(PQKBTitleCode)TC0000115617 035 $a(PQKBWorkID)10012030 035 $a(PQKB)11730303 035 $a(OCoLC)63170706 035 $a(MdBmJHUP)muse13311 035 $a(Au-PeEL)EBL267608 035 $a(CaPaEBR)ebr10120612 035 $a(CaONFJC)MIL81328 035 $a(MiAaPQ)EBC267608 035 $a(EXLCZ)991000000000347404 100 $a20050617d2005 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 00$aBuilding assets, building credit$b[electronic resource] $ecreating wealth in low-income communities /$fNicolas P. Retsinas, Eric S. Belsky, editors 210 $aWashington, D.C. $cBrookings Institution Press$dc2005 215 $a1 online resource (412 p.) 300 $aDescription based upon print version of record. 311 $a0-8157-7409-5 320 $aIncludes bibliographical references and index. 327 $aCover; Title Page; Contents; Foreword; Acknowledgments; 1. New Paths to Building Assets for the Poor; 2. Credit Matters: Building Assets in a Dual Financial Service System; PART 1: Making Choices; 3. To Bank or Not to Bank? A Survey of Low-Income Households; 4. Refinance and the Accumulation of Home Equity Wealth; PART 2: Beyond Prime; 5. Changing Industrial Organization of Housing Finance and Changing Role of Community-Based Organizations; 6. Exploring the Welfare Effects of Risk-Based Pricing in the Subprime Mortgage Market 327 $a7. Hitting the Wall: Credit as an Impediment to Homeownership8. Credit Scoring's Role in Increasing Homeownership for Underserved Populations; PART 4: Role of Regulation; 9. Models of Credit Market Regulation; 10. Accuracy in Credit Reporting; 11. Cost-Benefit Analysis of Debtor Protection Rules in Subprime Market Default Situations; PART 5: Working toward Solutions; 12. Institutions and Inclusion in Saving Policy; 13. Unbanked to Homeowner: Improving Financial Services for Low-Income, Low-Asset Customers 327 $a14. Innovative Servicing Technology: Smart Enough to Keep People in Their Houses?Contributors; Index 330 $a"Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguards"--Provided by publisher. 606 $aConsumer credit$zUnited States 606 $aLow-income consumers$zUnited States 606 $aHome ownership$zUnited States 606 $aMortgage loans$zUnited States 615 0$aConsumer credit 615 0$aLow-income consumers 615 0$aHome ownership 615 0$aMortgage loans 676 $a332.024/01 701 $aRetsinas$b Nicolas Paul$f1946-$01502260 701 $aBelsky$b Eric S$01502261 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910784491303321 996 $aBuilding assets, building credit$93729905 997 $aUNINA