LEADER 05252nam 2200649 a 450 001 9910781791503321 005 20200520144314.0 010 $a1-283-24003-3 010 $a9786613240033 010 $a1-118-10794-2 035 $a(CKB)2550000000045467 035 $a(EBL)697744 035 $a(OCoLC)757390400 035 $a(SSID)ssj0000542172 035 $a(PQKBManifestationID)11340026 035 $a(PQKBTitleCode)TC0000542172 035 $a(PQKBWorkID)10509783 035 $a(PQKB)11283826 035 $a(WaSeSS)Ind00025260 035 $a(Au-PeEL)EBL697744 035 $a(CaPaEBR)ebr10494610 035 $a(CaONFJC)MIL324003 035 $a(CaSebORM)9781118107966 035 $a(MiAaPQ)EBC697744 035 $a(EXLCZ)992550000000045467 100 $a20110325d2011 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 14$aThe ultimate financial plan$b[electronic resource] $ebalancing your money and life /$fJim Stovall and Tim Maurer 205 $a1st edition 210 $aHoboken, N.J. $cWiley$dc2011 215 $a1 online resource (287 p.) 300 $aDescription based upon print version of record. 311 $a1-118-10796-9 311 $a1-118-07353-3 320 $aIncludes bibliographical references and index. 327 $aThe Ultimate Financial Plan: Balancing Your Money and Life; Contents; Foreword; Preface; Acknowledgments; Introduction; Chapter 1: The Gift of Money: Money 101; The Value of Money; Money Beliefs; Chapter 2: The Gift of Purpose: Personal Principles and Goals; Personal Principles; Goals; Chapter 3: The Gift of Discipline: Household Cash Flow; Personal Financial Statements; Financial Crises; Chapter 4: The Gift of Enough: Debt and Financial Freedom; Financial Freedom; The Danger of Discontent; Emergency Reserves; Bad Debt; Better Debt; Economics and Emotions; The Cure for More 327 $aChapter 5: The Gift of Discernment: Risk Management DecisionsThe Accident; Risk Management Techniques; How Insurance Works; Chapter 6: The Gift of Security: Life Insurance; Life Insurance: Why?; Life Insurance Needs; Life Insurance: How?; Life Insurance Wants; Different Types of Life Insurance; Purchasing Life Insurance; Chapter 7: The Gift of Certainty: Auto, Home, and Liability Insurance; Auto Insurance; Homeowner's Insurance; Excess Liability (Umbrella) Insurance; Chapter 8: The Gift of Health: Health, Disability Income, and Long-Term Care Insurance; Health Insurance; Types of Plans 327 $aHSAs and FSAsRecent Health Insurance Changes; Disability Income Insurance; DI Moving Pieces; Social Security, Medicaid, and Medicare; Long-Term Care Insurance; LTC Moving Pieces; Chapter 9: The Gift of Clarity: Investing and Portfolio Management; Stocks and Bonds; All Things Considered Equal?; Mutual Funds; Economic Analysis; Market Valuation Analysis; Technical Market Analysis; Efficient or Not?; Passive versus Active; Investing with ""Style""; Relative Return versus Absolute Return; Index Huggers, Return Chasers, and Risk Managers; Decisions, Decisions 327 $aChapter 10: The Gift of Transparency: AnnuitiesImmediate Annuities; Fixed Annuities; Variable Annuities; Equity Indexed Annuities; Annuity Disadvantages; Annuity Advantages; Chapter 11: The Gift of Preparation: Tax Planning; Tax Myths; Tax Rules; Chapter 12: The Gift of Learning: Education Planning; Family Education Policy; Having The Talk (no, not that talk); Education Savings Plan; The 50 Percent Rule; Chapter 13: The Gift of Fulfillment: Retirement Planning; Retirement Past; Retirement Present; Retirement Future; Employer-Sponsored Retirement Plans; 401k Rollovers; Traditional IRAs 327 $aRoth IRAsTraditional versus Roth; Roth IRA Conversions; Fulfillment Planning; Retirement Makeover; Chapter 14: The Ultimate Gift: Estate Planning; Wills; Durable Powers of Attorney; Advance Directives; Beneficiary Designations; Probate; Estate Tax; Chapter 15: The Gift of Discretion: Choosing a Financial Advisor; ""The Big Three""; Financial Planner Compensation; Finding a Professional Planner; Chapter 16: The Gift of Action: Your Plan for Money and Life; Fundamental and Practical Change; Reprise; Stay Connected; Notes; About the Web Site; About the Authors; Index 330 $aHow to build a financial plan that really blends into your life The latest volume in the bestselling Ultimate series, Jim Stovall and Tim Maurer's The Ultimate Financial Plan: Balancing Your Money and Life is a one-stop, comprehensive, personal financial planning book exploring the intersection of money and life. The Ultimate Financial Plan examines the connection between actions, thoughts, and feelings when it comes to all things financial. The key to getting the most out of your wealth, the authors argue, is certainly found in the wise utilization of tools, like 606 $aFinance, Personal 615 0$aFinance, Personal. 676 $a332.024 700 $aStovall$b Jim$01145856 701 $aMaurer$b Tim$01555345 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910781791503321 996 $aThe ultimate financial plan$93817188 997 $aUNINA