LEADER 04847nam 22006015 450 001 9910743343703321 005 20240313114829.0 010 $a9789811695629 010 $a9811695628 010 $a9789811695612 010 $a981169561X 024 7 $a10.1007/978-981-16-9562-9 035 $a(MiAaPQ)EBC6921848 035 $a(Au-PeEL)EBL6921848 035 $a(CKB)21393291200041 035 $a(DE-He213)978-981-16-9562-9 035 $a(EXLCZ)9921393291200041 100 $a20220312d2022 u| 0 101 0 $aeng 135 $aurcnu|||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 14$aThe Future of Indian Banking /$fby Vasant Chintaman Joshi, Lalitagauri Kulkarni 205 $a1st ed. 2022. 210 1$aSingapore :$cSpringer Nature Singapore :$cImprint: Palgrave Macmillan,$d2022. 215 $a1 online resource (150 pages) 311 08$aPrint version: Joshi, Vasant Chintaman The Future of Indian Banking Singapore : Springer Singapore Pte. Limited,c2022 9789811695612 320 $aIncludes bibliographical references and index. 327 $a1. The Impact of the Pandemic -- Part I -- The Global Scenario -- Part II -- Measures in India -- Part III -- Bibliography -- 2. State of the Financial System: Strengths and Weaknesses -- Financial System Structure -- State of Banks' Finances -- Government Infusion of Capital -- Bank Frauds: A Broad Picture -- Debt Restructuring and Recovery: The Legal Remedies -- Regulatory Aspects, Use of Stress Test for Soundness -- Suggestions and Recommendations for Immediate Response -- Critical Evaluation of Bankers -- Conclusion -- Bibliography -- 3. Socio-Political and Technology Aspects -- Big Data -- Big Data Analytics -- Big Data Implementation: Review of Best Practices -- Cloud Computing -- Artificial Intelligence (AI) and Machine Learning (ML) -- Rise of AI in Financial Services -- Augmented and Virtual Reality -- Bibliography -- 4. Reimagining Banking -- The New Normal: New Business Model for Banks -- Open Banking -- Digital Banking -- Bibliography -- 5. Banking: New Frontiers -- E-Banking Facilities for Senior Citizens -- Bibliography -- 6. Cyber Crimes and Laws -- The Criminals -- Motivation for Crime -- Cyber Crimes -- Precautions at the Scene of Crime -- Data Protection -- Data Diddling -- Data Leakage -- Data Spying -- The Laws -- Bibliography -- 7. Cyber Risk Management -- Part I -- State of Cyber Risk -- Part II -- Part III -- Current Developments -- Part IV -- The Regulatory Guidance -- Basel Committee on Banking Supervision -- Bank of England: CBEST Testing Overview -- Conclusion -- Bibliography -- 8. Digital Marketing -- Interactive Teller Machines -- Service Terminals -- Interactive Digital Walls -- Bibliography -- 9. HR Digitized -- Part I -- Keeping Innovation Engine Running -- Forces Driving Digitization -- HR Challenges in Banking -- Making the Promise Come True -- Digital HR -- Innovation Culture in HR -- Conclusion -- Part II -- Digitized HR -- Unlocking the Potential -- HR Planning and Development -- Recruitment and Selection -- Development of Required Manpower -- Bibliography -- 10. Risk Management -- Inadequacy of Risk Estimation Models -- Centralized Approach Towards Risk Management -- Conclusion -- Bibliography -- 11. Regulation -- Regulating the Financial Systems -- Part I: Government Borrowing -- Part II: Reconsidering the Role of Central Banks -- Digitalization -- International Adequacy Standards -- Foreign Branches of Indian Banks -- Plan for Regulators -- RBI Independence -- Central Bank Autonomy -- Politics of Monetary Policy -- Bibliography. 330 $aThe book looks at the issues Indian banks are facing, pre- and post-pandemic. Technology, big data, and use of artificial intelligence are slowly influencing not merely management practices but are also changing customer demands and methods of operation. Obviously newer risks problems like cybercrimes, remote working, disruptions in operations are aggravating the situation. Authors in the book recommend a hard relook at the bank business model. 606 $aFinancial services industry 606 $aFinance, Public 606 $aEconomic history 606 $aFinancial Services 606 $aPublic Finance 606 $aEconomy-wide Country Studies 615 0$aFinancial services industry. 615 0$aFinance, Public. 615 0$aEconomic history. 615 14$aFinancial Services. 615 24$aPublic Finance. 615 24$aEconomy-wide Country Studies. 676 $a160.5 700 $aJoshi$b Vasant Chintaman$0857584 702 $aKulkarni$b Lalitagauri 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910743343703321 996 $aThe future of Indian banking$93559950 997 $aUNINA