LEADER 04999nam 22006255 450 001 9910734900503321 005 20230707063146.0 010 $a981-9933-89-7 024 7 $a10.1007/978-981-99-3389-1 035 $a(MiAaPQ)EBC30621921 035 $a(Au-PeEL)EBL30621921 035 $a(DE-He213)978-981-99-3389-1 035 $a(CKB)27531927200041 035 $a(EXLCZ)9927531927200041 100 $a20230707d2023 u| 0 101 0 $aeng 135 $aurcnu|||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aEmpirical Studies of an Internet and Service Based Economy $eThe Case of the Kurdistan Region of Iraq /$fedited by Nabaz T. Khayyat, Goran M. Muhamad 205 $a1st ed. 2023. 210 1$aSingapore :$cSpringer Nature Singapore :$cImprint: Springer,$d2023. 215 $a1 online resource (414 pages) 225 1 $aPerspectives on Development in the Middle East and North Africa (MENA) Region,$x2520-1247 311 08$aPrint version: Khayyat, Nabaz T. Empirical Studies of an Internet and Service Based Economy Singapore : Springer Singapore Pte. Limited,c2023 9789819933884 327 $aCh1 Assessing Innovation Capability and Technological Readiness for the KRG -- Ch 2 Examining Customer State Preferences of Mobile Services in the Kurdistan Region of Iraq -- Ch 3 Investigating the Factors affecting Mobile Money Adoption in the Kurdistan Region of Iraq -- Ch 4 Investigating the Determinant Factors of Telemedicine Adoption in the Kurdistan Region of Iraq -- Ch 5 Consumers? Current State Preferences for Internet Banking Services -- Ch 6 Transferring Lean to Service: Application to the Kurdistan Banking Industry -- Ch 7 Adoption of Social Media in Small and Medium Enterprises in the Kurdistan Region of Iraq -- Ch 8 Online Reviews on Facebook and Their Influence on Customers? Purchase Intention in the Kurdistan Region of Iraq Restaurants. 330 $aThis book is a collection of eight studies covering several areas pertinent to the current technological and banking services situation in the Kurdistan region of Iraq. The economy of the Kurdistan Region of Iraq (KRI) is mainly dependent on oil revenue. The oil export revenue constitutes more than 90% of the government?s fiscal revenue. In addition to that, the public sector plays an excessive role in the economy, with public spending to GDP being over 70% while revenue from taxation constitutes less than 30% of total revenue. As the economy is not diversified, there is a large gap between demand and supply of locally produced tradeable goods, leaving the KRI economy highly dependent on imports. Another structural challenge of the KRI economy is its dependence on cash and a weekly financial system. Although the region has witnessed extraordinary economic growth from 2008 to 2014, the growth rate decreased from 8 to 1 percent, trade and investment dropped to 5 percent, and the unemployment rate significantly increased to over 20% by the end of the year 2019. To maintain the progress of economic development, it is necessary to upgrade the country?s industrial structure in order to be able to generate more value-added products, which requires advancement in technological infrastructure to employ more sophisticated technologies. There is not much written about Kurdistan and its economy, and yet there is a comprehensive development plan and resources to be used for education, research, rehabilitation, development, and reconstruction. As such, this book would be of interest to researchers, decision-makers, governmental and non-governmental organizations, undergraduate and graduate students, and the general public with an interest in the Middle East and contemporary Kurdish issues. It is a good up-to-date handbook for policymakers and NGOs involved in the rehabilitation, reconstruction, and development of Iraq. . 410 0$aPerspectives on Development in the Middle East and North Africa (MENA) Region,$x2520-1247 606 $aFinancial services industry 606 $aFinancial engineering 606 $aPeace 606 $aEconomic development 606 $aFinancial Services 606 $aFinancial Technology and Innovation 606 $aPeace and Conflict Studies 606 $aEconomic Development, Innovation and Growth 615 0$aFinancial services industry. 615 0$aFinancial engineering. 615 0$aPeace. 615 0$aEconomic development. 615 14$aFinancial Services. 615 24$aFinancial Technology and Innovation. 615 24$aPeace and Conflict Studies. 615 24$aEconomic Development, Innovation and Growth. 676 $a332.17 700 $aKhayyat$b Nabaz T$0866289 701 $aMuhamad$b Goran M$01369450 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910734900503321 996 $aEmpirical Studies of an Internet and Service Based Economy$93404244 997 $aUNINA