LEADER 02438oam 2200493 a 450 001 9910698730103321 005 20090422084235.0 035 $a(CKB)5470000002396557 035 $a(OCoLC)311520989 035 $a(EXLCZ)995470000002396557 100 $a20090302d2009 ua 0 101 0 $aeng 135 $aurmn||||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aFinancial regulation$b[electronic resource] $ea framework for crafting and assessing proposals to modernize the outdated U.S. financial regulatory system : testimony before the Committee on Homeland Security and Governmental Affairs, U.S. Senate /$fstatement of Gene L. Dodaro 210 1$a[Washington, D.C.] :$cU.S. Govt. Accountability Office,$d[2009] 215 $a27 pages $cdigital, PDF file 225 1 $aTestimony ;$vGAO-09-314T 300 $aTitle from title screen (viewed on Mar. 2, 2009). 300 $a"For release ... January 21, 2009." 320 $aIncludes bibliographical references. 330 $aThis testimony (1) describes how regulation has evolved in banking, securities, thrifts, credit unions, futures, insurance, secondary mortgage markets and other important areas; (2) describes several key changes in financial markets and products in recent decades that have highlighted significant limitations and gaps in the existing regulatory system; and (3) presents an evaluation framework that can be used by Congress and others to shape potential regulatory reform efforts. 517 $aFinancial regulation 606 $aFinancial crises$zUnited States 606 $aFinancial institutions$zUnited States$xManagement 606 $aFinancial institutions$xLaw and legislation$zUnited States 606 $aFinancial institutions$xGovernment policy$zUnited States 615 0$aFinancial crises 615 0$aFinancial institutions$xManagement. 615 0$aFinancial institutions$xLaw and legislation 615 0$aFinancial institutions$xGovernment policy 700 $aDodaro$b Gene L$01386047 712 02$aUnited States.$bCongress.$bSenate.$bCommittee on Homeland Security and Governmental Affairs. 712 02$aUnited States.$bGovernment Accountability Office. 801 0$bESR 801 1$bESR 801 2$bESR 801 2$bGPO 906 $aBOOK 912 $a9910698730103321 996 $aFinancial regulation$93446315 997 $aUNINA