LEADER 01839nam 2200421Ia 450 001 9910696128503321 005 20071004101823.0 035 $a(CKB)5470000002375528 035 $a(OCoLC)173660777 035 $a(EXLCZ)995470000002375528 100 $a20071004d2007 ua 0 101 0 $aeng 135 $aurmn||||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aMortgage financing$b[electronic resource] $eseller-funded down-payment assistance changes the structure of the purchase transaction and negatively affects loan performance : testimony before the Subcommittee on Housing and Community Opportunity, Committee on Financial Services, House of Representatives /$fstatement of William B. Shear 210 1$a[Washington, D.C.] :$cU.S. Govt. Accountability Office,$d[2007] 215 $a14 pages $cdigital, PDF file 225 1 $aTestimony ;$vGAO-07-1033 T 300 $aTitle from title screen (viewed on Sept. 18, 2007). 300 $a"For release ... June 22, 2007." 300 $aPaper version available from: U.S. Govt. Accountability Office, 441 G St., NW, Rm. LM, Washington, D.C. 20548. 320 $aIncludes bibliographical references. 517 $aMortgage financing 606 $aMortgage loans$zUnited States$xFinance 606 $aDown payments$zUnited States$xFinance 615 0$aMortgage loans$xFinance. 615 0$aDown payments$xFinance. 700 $aShear$b William B$01381646 712 02$aUnited States.$bCongress.$bHouse.$bCommittee on Financial Services.$bSubcommittee on Housing and Community Opportunity. 712 02$aUnited States.$bGovernment Accountability Office. 801 0$bGPO 801 1$bGPO 906 $aBOOK 912 $a9910696128503321 996 $aMortgage financing$93533155 997 $aUNINA