LEADER 02784nam 2200505 450 001 9910672186203321 005 20171122093627.0 010 $a1-63425-358-2 035 $a(CKB)4100000004974678 035 $a(MiAaPQ)EBC5438073 035 $a(EXLCZ)994100000004974678 100 $a20180719d2017 uy 0 101 0 $aeng 135 $aurcnu|||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aABA consumer guide to understanding & protecting your credit rights $ea practical resource for maintaining good credit /$fDaniel Edelman 210 1$aChicago, Illinois :$cAmerican Bar Association,$d2017. 215 $a1 online resource (vii, 128 pages) 311 $a1-63425-357-4 327 $aYour rights when borrowing money -- Understanding the terms and total cost of credit --Shopping for credit cards -- Negotiating a home mortgage loan -- Mortgage servicing -- Negotiating a car loan -- Obtaining a student loan -- Credit card rights -- Prepaid cards -- Debit cards and electronic fund transaction -- Student loan rights -- Other types of loans --Your rights as a debtor -- The collection industry : debt buyers vs. original creditors -- What to do if your are a defendant in a collection lawsuit -- Defenses to collection claims -- Dealing with collection calls -- Credit and spending : avoid common mistakes and borrowing responsibly -- Your rights with respect to credit reports -- Improving your credit score -- When to hire a lawyer to deal with a credit report problem -- The scope and nature of identity theft crime --Safegarding your information from identity theft -- What to do if you are a victim of identity theft. 517 3 $aAmerican Bar Association 517 3 $aConsumer guide to understanding and protecting your credit rights 606 $aConsumer credit$xLaw and legislation$zUnited States 606 $aCredit cards$xLaw and legislation$zUnited States 606 $aDebit cards$xLaw and legislation$zUnited States 606 $aCredit$xLaw and legislation$zUnited States 606 $aDebtor and creditor$zUnited States 606 $aConsumer protection$xLaw and legislation$zUnited States 615 0$aConsumer credit$xLaw and legislation 615 0$aCredit cards$xLaw and legislation 615 0$aDebit cards$xLaw and legislation 615 0$aCredit$xLaw and legislation 615 0$aDebtor and creditor 615 0$aConsumer protection$xLaw and legislation 676 $a346.73073 700 $aEdelman$b Daniel A.$01334533 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910672186203321 996 $aABA consumer guide to understanding & protecting your credit rights$93046156 997 $aUNINA