LEADER 02240nam 22004213a 450 001 9910645987003321 005 20211214195608.0 010 $a92-861-4357-5 024 8 $ahttps://doi.org/10.2867/215599 035 $a(CKB)5490000000052475 035 $a(ScCtBLL)3b466acd-349c-4000-8ec9-a31417e4604e 035 $a(EXLCZ)995490000000052475 100 $a20211214i20192020 uu 101 0 $aeng 135 $auru|||||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 00$aEIB Working Papers 2019/07 - What firms don't like about bank loans : $eNew evidence from survey data /$fMatthieu Se?gol, European Investment Bank, Atanas Kolev, Laurent Maurin$hVolume 2019/7 210 1$aLuxembourg :$cEuropean Investment Bank,$d2019. 215 $a1 online resource (1 p.) 225 1 $aEIB Working Papers 330 $aWe use the association between non-financial firms and their banks, an information available in the European Investment Bank Investment Survey (EIBIS), to disentangle the effects of borrowers' and lenders' financial weakness on the satisfaction with the loan contracted. The dataset matches survey data of non-financial firms about their satisfaction with bank lending with their financial data and the financial data of their banks. We find evidence of both demand and supply factors determining firm satisfaction with bank loan financing: non-financial firms with weaker finances and those financed by weaker banks are less satisfied with their bank financing. We also find that the impact of supply factors differs across regions within the EU: the effect of bank's financial weakness on borrower satisfaction is not significant in core countries but is in periphery countries. 410 $aEIB Working Papers 606 $aBusiness & Economics / Finance$2bisacsh 606 $aEconomics 615 7$aBusiness & Economics / Finance 615 0$aEconomics 700 $aSe?gol$b Matthieu$01276503 702 $aKolev$b Atanas 702 $aMaurin$b Laurent 712 02$aEuropean Investment Bank 801 0$bScCtBLL 801 1$bScCtBLL 906 $aBOOK 912 $a9910645987003321 996 $aEIB Working Papers 2019$93007938 997 $aUNINA