LEADER 01178nam--2200349---450- 001 990001728190203316 005 20050613175154.0 035 $a000172819 035 $aUSA01000172819 035 $a(ALEPH)000172819USA01 035 $a000172819 100 $a20040604d1974----km-y0itay0103----ba 101 $ager 102 $aDE 105 $a||||||||001yy 200 1 $a<> Zukunftsbedeutung der Hoffnung$eAuseinandersetzung mit Ernst Blochs Prinzip Hoffnung aus philosophischer und theologischer Sicht$fvon Heinz Kimmerle 210 $aBonn$cBouvier$d1974 215 $aXVI, 230 p.$d23 cm 225 2 $aAbhandlungen zur Philosophie, Psychologie und Padagogik$v34 410 0$12001$aAbhandlungen zur Philosophie, Psychologie und Padagogik$v34 454 1$12001 461 1$1001-------$12001 700 1$aKIMMERLE,$bHeinz$0297345 801 0$aIT$bsalbc$gISBD 912 $a990001728190203316 951 $aII.1.D. 1650(IV C Coll 228/34)$b71011 L.M.$cIV C Coll 959 $aBK 969 $aUMA 979 $aSIAV6$b10$c20040604$lUSA01$h1541 979 $aCOPAT2$b90$c20050613$lUSA01$h1751 996 $aZukunftsbedeutung der Hoffnung$9946743 997 $aUNISA LEADER 02507nam 22004573a 450 001 9910645969103321 005 20250710152337.0 010 $a9789286150364 010 $a9286150369 024 8 $ahttps://doi.org/10.2867/974979 035 $a(CKB)4950000000289893 035 $a(ScCtBLL)e0a5e361-266c-4b1a-ae4e-5dde37630d5a 035 $a(oapen)doab71339 035 $a(EXLCZ)994950000000289893 100 $a20211214i20212021 uu 101 0 $aeng 135 $auru|||||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 00$aEIB Working Paper 2021/05 - The impact of bank loan terms on intangible investment in Europe$fAtanas Kolevy, Matthieu Segol, European Investment Bank, Laurent Maurin 210 $cEuropean Investment Bank$d2021 210 1$aLuxembourg :$cEuropean Investment Bank,$d2021. 215 $a1 online resource (44 p.) 225 1 $aEIB Working Papers 330 $aUsing EIBIS data, this paper investigates the effects of different loan conditions on firms' propensity to invest in intangible assets. When firms face restriction in how much they can borrow, this has a strong effect on how much they invest in intangible assets. Using European firm-level data from the EIB Investment Survey, this paper shows that, by contrast, unfavourable interest rates, maturity and collateral requirements have no significant effects on the probability to invest in intangible assets, provided firms are satisfied with their loan size. These terms however, do have a negative impact on the probability to invest in multiple intangible assets, undermining the ability of firms to benefit from the complementarities of these assets. The paper documents the effect of loan conditions on investment intensity, as well. The effect of quantity rationing on the amount invested in intangible assets is found to be limited. Other loan conditions however, like cost, maturity and collateral requirements, have significant effect on investment intensity. 410 $aEIB Working Papers 606 $aBusiness & Economics / Finance$2bisacsh 606 $aEconomics 615 7$aBusiness & Economics / Finance 615 0$aEconomics. 700 $aKolevy$b Atanas$01276293 702 $aSegol$b Matthieu 702 $aMaurin$b Laurent 712 02$aEuropean Investment Bank 801 0$bScCtBLL 801 1$bScCtBLL 906 $aBOOK 912 $a9910645969103321 996 $aEIB Working Paper 2021$93007500 997 $aUNINA