LEADER 04844nam 2200685 450 001 9910597893903321 005 20230807213613.0 010 $a1-84966-534-6 010 $a1-4725-4442-0 010 $a1-84966-578-8 035 $a(CKB)3710000000354311 035 $a(EBL)1939437 035 $a(SSID)ssj0001562073 035 $a(PQKBManifestationID)16204819 035 $a(PQKBTitleCode)TC0001562073 035 $a(PQKBWorkID)14833296 035 $a(PQKB)11113982 035 $a(MiAaPQ)EBC1939437 035 $a(WaSeSS)IndRDA00058089 035 $a(MiAaPQ)EBC6158868 035 $a(EXLCZ)993710000000354311 100 $a20150220h20152015 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 00$aFinancing for overcoming economic insecurity /$fedited by Nazrul Islam and Rob Vos 210 1$aLondon, England ;$aNew York :$cBloomsbury Academic,$d2015. 210 4$dİ2015 215 $a1 online resource (265 p.) 225 1 $aUnited Nations Series on Development 300 $a"Published in association with the United Nations New York, April 2015." 311 $a1-336-21215-2 311 $a1-84966-533-8 320 $aIncludes bibliographical references at the end of each chapters and index. 327 $aCover; HalfTitle; Title; Copyright; Contents; List of Illustrations; Preface; About the Editors; About the Contributors; 1 Introduction; Offshoring of jobs and rising economic insecurity in developed countries; Volatile capital flows as a cause of economic insecurity in developing countries; Insurance as a way to overcome economic insecurity of the poor in developing countries; Potential and limitations of microinsurance programs; Microsavings as a way of overcoming economic insecurity; Making use of complementarities among various microfinance programs 327 $aWays to overcome economic insecurity caused by natural hazards2 Globalization, Offshoring, and Economic Insecurity in Industrialized Countries; Introduction; Economic insecurity in industrialized countries; Globalization and economic insecurity; Conclusion and prospects for the future; 3 Managing Financial Instability in Developing Countries: Why Prudence is Not Enough; Introduction; Financial instability and the real economy; Countercyclical monetary policy; Prudential regulations, capital controls, and risk management; Reserve accumulation as self-insurance: Burden or blessing? 327 $aMultilateral lending and countercyclical policyConclusions; 4 Insurance, Credit, and Safety Nets for the Poor in a World of Risk; Introduction; A simple framework; Problems with insurance; Credit, insurance, and crowding out; The links between informal insurance, formal insurance, and safety nets; Credit, safety nets, or insurance?; Conclusion; 5 Assessing the Success of Microinsurance Programs in Meeting the Insurance Needs of the Poor; Introduction; Basic principles: Organization, pricing, and incentives; What does microfinance achieve? Some preliminary findings 327 $aConclusions for policy and institutional design6 Assessing the Insurance Role of Microsavings; Introduction; Microsavings and vulnerability-definitions and relationships; Priorities for policy and action; Conclusions; 7 Can Microfinance Reduce Economic Insecurity and Poverty? By How Much and How?; Introduction; The vicious circle of insecurity and poverty; Poverty and insecurity in development thinking and policies; Some general features of microfinance; Microcredit programs and economic insecurity; Microsavings programs and economic insecurity; Microinsurance programs and economic insecurity 327 $aComplementarities among various microfinance programsRole of microfinance as a whole; Concluding remarks; 8 Insurance against Losses from Natural Disasters in Developing Countries; Introduction; Disaster risk management; Insurance for households and businesses; Insurance for farmers and herders; Insurance for governments; Concluding remarks; Index 330 $aDespite the rise in recent decades in the average income level, economic insecurity has also increased. Written by leading experts this state-of-the-art collection illuminates the causes of economic insecurity. 410 0$aUnited Nations series on development. 606 $aEconomic development 606 $aEconomic security 606 $aFinancial crises 615 0$aEconomic development. 615 0$aEconomic security. 615 0$aFinancial crises. 676 $a330 702 $aVos$b Rob 702 $aIslam$b Nazrul 712 02$aUnited Nations. 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910597893903321 996 $aFinancing for overcoming economic insecurity$92938759 997 $aUNINA