LEADER 03213nam 22006255 450 001 9910502977903321 005 20251210181923.0 010 $a9783030803940 010 $a3030803945 024 7 $a10.1007/978-3-030-80394-0 035 $a(CKB)4100000012024300 035 $a(MiAaPQ)EBC6721303 035 $a(Au-PeEL)EBL6721303 035 $a(OCoLC)1267766587 035 $a(PPN)258054719 035 $a(DE-He213)978-3-030-80394-0 035 $a(EXLCZ)994100000012024300 100 $a20210906d2021 u| 0 101 0 $aeng 135 $aurcnu|||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aMicroFinTech $eExpanding Financial Inclusion with Cost-Cutting Innovation /$fby Roberto Moro-Visconti 205 $a1st ed. 2021. 210 1$aCham :$cSpringer International Publishing :$cImprint: Palgrave Macmillan,$d2021. 215 $a1 online resource (281 pages) 225 1 $aPalgrave Studies in Financial Services Technology,$x2662-5091 311 08$a9783030803933 311 08$a3030803937 327 $aChapter 1 -- Introduction_ Chapter 2 -- The Microfinance Background _Chapter 3 -- Microfinance Issue _Chapter 4 -- The Impact of Technology on Microfinance_ Chapter 5 -- FinTechs _Chapter 6 -- MicroFinTech Applications_ Chapter 7 -- Conclusion. 330 $aMicrofinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to ?MicroFinTech? - FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off. 410 0$aPalgrave Studies in Financial Services Technology,$x2662-5091 606 $aFinancial engineering 606 $aFinancial services industry 606 $aEconomic development 606 $aFinancial Technology and Innovation 606 $aFinancial Services 606 $aEconomic Development, Innovation and Growth 615 0$aFinancial engineering. 615 0$aFinancial services industry. 615 0$aEconomic development. 615 14$aFinancial Technology and Innovation. 615 24$aFinancial Services. 615 24$aEconomic Development, Innovation and Growth. 676 $a332 676 $a332 700 $aMoro Visconti$b Roberto$0105248 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910502977903321 996 $aMicroFinTech$92555045 997 $aUNINA