LEADER 04763nam 22006975 450 001 9910484630903321 005 20240429221243.0 010 $a3-030-49356-3 024 7 $a10.1007/978-3-030-49356-1 035 $a(CKB)4100000011384353 035 $a(MiAaPQ)EBC6297567 035 $a(DE-He213)978-3-030-49356-1 035 $a(EXLCZ)994100000011384353 100 $a20200811d2021 u| 0 101 0 $aeng 135 $aurcnu|||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aTeachers Can Be Financially Fit $eEconomists? Advice for Educators /$fby Tawni Hunt Ferrarini, M. Scott Niederjohn, Mark C. Schug, William C. Wood 205 $a1st ed. 2021. 210 1$aCham :$cSpringer International Publishing :$cImprint: Springer,$d2021. 215 $a1 online resource (185 pages) 311 0 $a3-030-49355-5 327 $aChapter 1: Yes, Teachers Can Be Financially Fit -- Chapter 2: Spending and Saving: A Guide for Teachers -- Chapter 3: Earning Extra Income -- Chapter 4: Teachers? Wheels: Cars and Transportation -- Chapter 5: Walls and a Roof: Housing for Teachers -- Chapter 6: Managing Credit and Debt -- Chapter 7: Investment Basics for Teachers -- Chapter 8: Retirement for Public School Teachers -- Chapter 9: Saving for Retirement: Options for Charter and Private School Teachers -- Chapter 10: The Higher Education Connection -- Chapter 11: Educators and Insurance -- Chapter 12: Unconventional Risk Management -- Chapter 13: Teachers in a Market Economy -- Chapter 14. Don?t Keep It a Secret. 330 $aThis book uses relatable case studies to dispense practical financial advice to educators. Written by an expert team of four award-winning economics educators, the book provides an engaging narrative specifically designed for teachers and their unique financial needs. Educators are attracted to the teaching profession for numerous reasons. Prospective teachers enter the profession believing it offers a certain level of job security and good benefits, usually including a defined-benefit, state-funded pension. But things are changing. Pensions vary widely from state to state and even within school districts. Many private schools do not offer even basic 403(b) saving plans and, when they do, they are often not very generous. Much the same can be said of many charter schools and private colleges and universities. The book consists of fourteen chapters covering a comprehensive group of topics specifically curated for educators teaching at the K-12 and university level, including saving for retirement, managing debt, investment strategies, and real estate. Each chapter begins with a case study of an educator in a specific financial situation, which sets the scene for the introduction and explanation of key concepts. The chapters include a Q&A section to address common questions and conclude with a ?Financial 911? focusing on a financial emergency related to the chapter topic. 606 $aPersonal finance 606 $aPensions 606 $aRisk management 606 $aFinance 606 $aEconomics 606 $aTeaching 606 $aPersonal Finance/Wealth Management/Pension Planning$3https://scigraph.springernature.com/ontologies/product-market-codes/622000 606 $aRisk Management$3https://scigraph.springernature.com/ontologies/product-market-codes/612040 606 $aPopular Science in Finance$3https://scigraph.springernature.com/ontologies/product-market-codes/Q43000 606 $aPopular Science in Economics$3https://scigraph.springernature.com/ontologies/product-market-codes/Q34000 606 $aTeaching and Teacher Education$3https://scigraph.springernature.com/ontologies/product-market-codes/O31000 615 0$aPersonal finance. 615 0$aPensions. 615 0$aRisk management. 615 0$aFinance. 615 0$aEconomics. 615 0$aTeaching. 615 14$aPersonal Finance/Wealth Management/Pension Planning. 615 24$aRisk Management. 615 24$aPopular Science in Finance. 615 24$aPopular Science in Economics. 615 24$aTeaching and Teacher Education. 676 $a332.024 676 $a332.041 700 $aHunt Ferrarini$b Tawni$4aut$4http://id.loc.gov/vocabulary/relators/aut$01229628 702 $aNiederjohn$b M. Scott$4aut$4http://id.loc.gov/vocabulary/relators/aut 702 $aSchug$b Mark C$4aut$4http://id.loc.gov/vocabulary/relators/aut 702 $aWood$b William C$4aut$4http://id.loc.gov/vocabulary/relators/aut 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910484630903321 996 $aTeachers Can Be Financially Fit$92854238 997 $aUNINA