LEADER 05686oam 2200721I 450 001 9910465626403321 005 20200520144314.0 010 $a1-135-06946-8 010 $a0-203-58995-5 024 7 $a10.4324/9780203589953 035 $a(CKB)2560000000102578 035 $a(EBL)1211727 035 $a(SSID)ssj0000888222 035 $a(PQKBManifestationID)12369835 035 $a(PQKBTitleCode)TC0000888222 035 $a(PQKBWorkID)10847481 035 $a(PQKB)10167769 035 $a(OCoLC)847527640 035 $a(MiAaPQ)EBC1211727 035 $a(Au-PeEL)EBL1211727 035 $a(CaPaEBR)ebr10719811 035 $a(CaONFJC)MIL497066 035 $a(EXLCZ)992560000000102578 100 $a20180706d2013 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 00$aStudent financing of higher education $ea comparative perspective /$fedited by Donald E. Heller and Claire Callender 210 1$aMilton Park, Abingdon, Oxon :$cRoutledge,$d2013. 215 $a1 online resource (538 p.) 225 0 $aInternational studies in higher education 300 $aDescription based upon print version of record. 311 $a1-138-64541-9 311 $a0-415-53596-4 320 $aIncludes bibliographical references at the end of each chapters and index. 327 $aCover; Half Title; Title Page; Copyright Page; Dedication; Table of Contents; List of Figures and Tables; List of Contributors; Series Editors' Introduction; Acknowledgements; 1. Introduction; Note; References; Part I: Cross-National Issues in Student Financing of Higher Education; 2. The Politics of Student Funding Policies from a Comparative Perspective; Introduction; Common trends leading to higher education austerity; Undergraduate tuition fee and student financial assistance policy alternatives; Financial aid policies; Impact of political ideologies on student funding policies 327 $aImpact of political ideologies on financial assistancePolitical process as negotiation; Conclusions; Notes; References; 3. Student Loan Schemes in Practice: A Global Perspective; Loan scheme objectives; Cost-sharing model; Social targeting model; Student independence model; Loan scheme objectives and expectations; Loan scheme initial funding; Financial viability; Repayment ratio: the individual loan account; Loans recovery: the overall perspective; Repayment and recovery ratios: international comparisons; Justifying student loan scheme subsidies; Repayment collection 327 $aMortgage loans or income-contingent repayment?Repayment burden; Self-collection versus agency collection; Lessons from international case studies; Adopting the "Australian model"?; England: from grants to cost-sharing; Social targeting in Thailand; Concluding caveat: Dangers of international institutional borrowing; Notes; References; 4. The Teachings of Student Debt; Higher indebtedness and higher education; Public benefit to private concession; The teachings of student debt; Society's debt to the future; References; 5. Information Constraints and Financial Aid Policy; Introduction 327 $aStudents' underlying information constraintsInformation about the benefits and costs of post-secondary education; Information about particular institutions; Information about academic preparation and expectations; The role of information in financial aid policy; Information and the effectiveness of grant aid; Information and the effectiveness of loan aid; Implications for financial aid policy design; The basics: simplicity, transparency, and predictability; What else can be done via financial aid policy?; Can purely informational interventions achieve the same goals? 327 $aConcluding caveats: Limitations on the role of information constraintsNotes; References; 6. Paying for For-Profit Higher Education: Implications of the United States Case; Global overview of for-profit higher education; Availability of financial aid for for-profit higher education; Financial aid availability: the United States case; United States for-profit growth; Changes in aid; Aid revenue comparisons; Gainful employment; Conclusion; Notes; References; 7. The Funding of Part-time Undergraduate Students; Introduction; Defining part-time undergraduate higher education study 327 $aPart-time undergraduate study, tuition fees, and student funding 330 $aThe financing of higher education is undergoing great change in many countries around the world. In recent years many countries are moving from a system where the costs of funding higher education are shouldered primarily by taxpayers, through government subsidies, to one where students pay a larger share of the costs. There are a number of factors driving these trends, including: A push for massification of higher education, in the recognition that additional revenue streams are required above and beyond those funds available from governments in order to achieve 410 0$aInternational Studies in Higher Education 606 $aStudent aid$zUnited States 606 $aCollege costs$zUnited States 606 $aStudent loans$zUnited States 606 $aStudents$zUnited States$xFinance, Personal 608 $aElectronic books. 615 0$aStudent aid 615 0$aCollege costs 615 0$aStudent loans 615 0$aStudents$xFinance, Personal. 676 $a378.30973 701 $aHeller$b Donald E$0960722 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910465626403321 996 $aStudent financing of higher education$92177861 997 $aUNINA