LEADER 04310nam 2200673Ia 450 001 9910465463203321 005 20200520144314.0 010 $a0-19-026138-2 010 $a1-283-42782-6 010 $a9786613427823 010 $a0-19-989096-X 035 $a(CKB)2560000000079347 035 $a(EBL)834739 035 $a(OCoLC)772845058 035 $a(SSID)ssj0000592690 035 $a(PQKBManifestationID)12186351 035 $a(PQKBTitleCode)TC0000592690 035 $a(PQKBWorkID)10736444 035 $a(PQKB)11028274 035 $a(StDuBDS)EDZ0001101034 035 $a(MiAaPQ)EBC834739 035 $a(Au-PeEL)EBL834739 035 $a(CaPaEBR)ebr10523376 035 $a(CaONFJC)MIL342782 035 $a(EXLCZ)992560000000079347 100 $a20110728d2012 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 10$aPredictable surprise$b[electronic resource] $ethe unraveling of the U.S. retirement system /$fSylvester J. Schieber 210 $aOxford ;$aNew York $cOxford University Press$dc2012 215 $a1 online resource (477 p.) 300 $aDescription based upon print version of record. 311 $a0-19-024039-3 311 $a0-19-989095-1 320 $aIncludes bibliographical references and index. 327 $aCover; Contents; List of figures; List of tables; Preface and Acknowledgments; PART I. Foundations and Fault Lines; 1. Retirement USA; 2. Early Motivations behind the Pension Movement; PART II. Social Security: The Dream and Reality; 3. Development and Passage of the Social Security Act; 4. Early Concerns Prove Nagging and Persistent; 5. Moving to Pay-as-You-Go Financing; 6. A Deal Too Good to Last; 7. Operations under Pay-as-You-Go Financing; 8. Crisis and Reactions: Conflict, Consensus and Surprise; 9. Sorting Out the Trust Fund Semantics and Realities 327 $a10. Policy Stalemate at the Demographic Divide11. Understanding Social Security in Modern Times; PART III. Employer-Based Pension Provision; 12. Employer Pensions Taking Root; 13. Growing Pains for Private Retirement Plans; 14. ERISA. The Transition to a New Regulatory Regime; 15. The 1980s: A Decade of Regulatory Schizophrenia; 16. Good Intentions Gone Awry; 17. Some Good News . . . or Not; 18. The Unfolding of a Predictable Defined Benefit Surprise; 19. And Then, a Predictable Defined Contribution Surprise; 20. Public Pensions: The Good, the Bad, and the Ugly 327 $aPART IV. Delivering Benefits and Providing Retirement Security21. Retirement Income Security and Workers' Residuals; 22. End Game: A Gold Watch, Pat on the Back, and More; 23. We've Killed the Goose, Let's Gild the Eggs; 24. Tax Benefits and Benefit Taxes; 25. Retiree Health Benefits. Misfortune or Malpractice; PART V. Truth and Consequences; 26. The Fellow Behind the Tree; 27. Securing the Social Security Foundation; 28. Securing Tax-Favored Benefits and Living Standards; 29. Remembering the Future; Glossary; A; B; D; E; F; H; I; J; M; N; O; P; R; S; T; U; W; Notes; Index; A; B; C; D; E; F 327 $aGH; I; J; K; L; M; N; O; P; Q; R; S; T; U; V; W 330 $aSocial Security is in jeopardy, private pension systems have fallen apart, and workers are trying to save on their own for retirement with the stock market in the worst shape since the Great Depression. In The Predictable Surprise, Sylvester J. Schieber shows that forewarnings of the coming retirement crisis have been apparent for decades, but we have never mustered the political will to address the problem. This book explains how we have gotten into the retirement predicament and where we can go from here. Schieber, a renowned authority on this topic, provides a compact, insightful history of 606 $aSocial security$zUnited States 606 $aOld age pensions$zUnited States 606 $aRetirement income$zUnited States 608 $aElectronic books. 615 0$aSocial security 615 0$aOld age pensions 615 0$aRetirement income 676 $a331.25/20973 700 $aSchieber$b Sylvester J$0141554 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910465463203321 996 $aPredictable surprise$91909037 997 $aUNINA