LEADER 05562nam 22007453u 450 001 9910465374803321 005 20210108110507.0 010 $a1-118-81973-X 010 $a1-118-74236-2 035 $a(CKB)3710000000212886 035 $a(EBL)1757095 035 $a(SSID)ssj0001289956 035 $a(PQKBManifestationID)11705715 035 $a(PQKBTitleCode)TC0001289956 035 $a(PQKBWorkID)11234585 035 $a(PQKB)10830596 035 $a(MiAaPQ)EBC1757095 035 $a(EXLCZ)993710000000212886 100 $a20140804d2014|||| u|| | 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 10$aVirtual Banking$b[electronic resource] $eA Guide to Innovation and Partnering 210 $aHoboken $cWiley$d2014 215 $a1 online resource (243 p.) 225 1 $aWiley Finance 300 $aDescription based upon print version of record. 311 $a1-118-74247-8 327 $aVirtual Banking; Contents; Foreword; Preface; Acknowledgments; INTRODUCTION: Innovating through Scarcity; The Influence of Cloud on Innovation; The Influence of Smartphones; Big Data = Big Driver of Innovation; Taking a Cue from Retailing; The Enemy of My Enemy Is My Friend; Reconciling Innovation and Regulation; In Search of New Payment Revenue Streams; New Skill Sets for a New Era; A Road Map for This Book; Notes; CHAPTER 1 Consumer Empowerment Knocking at the Door: How Mobile Is Reshaping Consumer Expectations in Financial and Retail ; How Mobile Is Changing Consumer Behavior 327 $aMobile Is Blurring the Lines between Digital and PhysicalMobile Learnings from PayPal and Square; Mobile Commerce through Tokenization; The Mobile Camera-It's Not Just for Pictures Anymore!; The Mobile Microphone-Offers and Payments through Soundwaves!; NFC's Rebound and the Promise of Host Card Emulation; Apple's Passbook; The Apps Phenomenon; The Uber-ization of Mobile; "Top of Wallet" to "Top of Mobile"; The Case of Braintree and Simple; The QR Code; What Banks Can Learn from Starbucks; Leveling the Playing Field with LevelUp; From Mobile Banking to Tablet Banking 327 $aMobile Models for the Emerging MarketsWhat's Next? More of the Same; Notes; CHAPTER 2 Social and Financial Services: Maintaining Relationships and Relevance through Social strategies ; Digital, Data, and the Future of Banking; Social Media Experiences in Banking; Gamification; Personal Financial Relationship Mapping; Capitalizing on Social Banking; Moven: Delivering Banking through Social Context; Moven: Delivering Banking through Social Context; Social Banking in Europe and Asia; Social Login, Sharing, and Top of Wallet; Peer-to-Peer Lending: Blending Social and Banking 327 $aBeyond the Hype: Partnering for the Future with Peer-to-Peer LendersLending Club: A Win-Win for Banks and Their Customers; Takeaways for Banks; An Investor's Perspective on Social Banking and the Emergence of Bitcoin; Message To Banks: Be a Smaller Part of a Bigger Pie; Notes; CHAPTER 3 Connected Financial Commerce: Location-Based Services, Mobile Commerce, and Digital Wallets ; The "Local" Digital Wallet; The New Retail Experience; Retail 2.0 and Its Effect on Payments; Entrepreneurs, Developers, and Financial Services; Context Banking: The Next Step 327 $aLow-Energy Bluetooth, Hardware, and the Future of CommerceiBeacon and EasyPay: The Future of In-Store Payments?; PayPal's iBeacon: Proximity and Context; Google Glass for Finances; In Search of the Digital Wallet; Personal Financial Management; Coupons; Shopping Tools; Loyalty and Prepaid; Tickets and Passes; The Who's Who of Digital Wallets; Google; LifeLock (formerly Lemon Wallet); PayPal; Carriers; Retailers; Square Wallet; What's Next?; Notes; CHAPTER 4 Innovating with Big Data and Open Platforms: Competing in a World of Unlimited Data and Storage ; The Rise of Platform Services 327 $aApplication Programming Interfaces (APIs) for Online and Mobile Commerce 330 $aTechnology is permanently transforming the banking industry, and digital payments are the key Electronic Payments, Mobile Commerce, and Virtual Banking: A Guide to Innovation, Partnering, and Regulation takes a hands-on approach to competing in the modern banking environment. Former PayPal Head of Financial Innovation Dan Schatt explores the reasons behind the massive consumer migration away from traditional banks, and provides clear, actionable guidance on beating new banking models at their own game. Digital payment is the hottest topic in banking today, and is set to define the future of th 410 0$aWiley Finance 606 $aBanks and banking 606 $aBUSINESS & ECONOMICS / Banks & Banking 606 $aElectronic funds transfers 606 $aBanks and banking 606 $aElectronic funds transfers 606 $aFinance$2HILCC 606 $aBusiness & Economics$2HILCC 606 $aBanking$2HILCC 608 $aElectronic books. 615 4$aBanks and banking. 615 4$aBUSINESS & ECONOMICS / Banks & Banking. 615 4$aElectronic funds transfers. 615 0$aBanks and banking 615 0$aElectronic funds transfers 615 7$aFinance 615 7$aBusiness & Economics 615 7$aBanking 676 $a332.1 676 $a332.1/78 700 $aSchatt$b Dan$0942059 801 0$bAU-PeEL 801 1$bAU-PeEL 801 2$bAU-PeEL 906 $aBOOK 912 $a9910465374803321 996 $aVirtual Banking$92125604 997 $aUNINA