LEADER 03373nam 2200697 a 450 001 9910461812003321 005 20200520144314.0 010 $a1-283-26872-8 010 $a9786613268723 010 $a1-60509-805-1 035 $a(CKB)2670000000114633 035 $a(EBL)771703 035 $a(OCoLC)297961692 035 $a(SSID)ssj0000541255 035 $a(PQKBManifestationID)12252570 035 $a(PQKBTitleCode)TC0000541255 035 $a(PQKBWorkID)10498557 035 $a(PQKB)11287221 035 $a(MiAaPQ)EBC771703 035 $a(CaSebORM)9781605098050 035 $a(Au-PeEL)EBL771703 035 $a(CaPaEBR)ebr10499950 035 $a(CaONFJC)MIL326872 035 $a(EXLCZ)992670000000114633 100 $a20050316d2005 uy 0 101 0 $aeng 135 $aurunu||||| 181 $ctxt 182 $cc 183 $acr 200 10$aShortchanged$b[electronic resource] $elife and debt in the fringe economy /$fHoward Karger 205 $a1st ed. 210 $aSan Francisco, Calif. $cBerrett-Koehler ;$aBerkeley, Calif. $cPublishers Group West [distributor]$dc2005 215 $a1 online resource (273 p.) 225 1 $aA BK currents book 300 $aDescription based upon print version of record. 311 $a1-57675-336-0 320 $aIncludes bibliographical references (p. 218-236) and index. 327 $apt. I. Overview of the fringe economy -- 1. America's changing fringe economy -- 2. Why the fringe economy is growing -- 3. Debt and the functionally poor middle class -- pt. II. The fringe sectors -- 4. The credit card industry -- 5. Storefront loans : pawnshops, payday loans, and tax refund lenders -- 6. Alternative services : check-cashers, the rent-to-own industry, and telecommunications -- 7. Fringe housing -- 8. Real estate speculation and foreclosure -- 9. The fringe auto industry -- 10. The getting-out-of-debt industry -- pt. III. Looking forward -- 11. What can be done to control the fringe economy? -- Glossary. 330 $aDrive through just about any low-income neighborhood and you're sure to see streets lined with pawnshops, check cashers, rent-to-own stores, payday and tax refund lenders, auto title pawns, and buy-here-pay-here used car lots. We're awash in ""alternative financial services"" directed at the poor and those with credit problems. Howard Karger describes this world as an economic Wild West, where just about any financial scheme that's not patently illegal is tolerated.Taking a hard look at this fringe economy, Karger shows that what seem to be small, independent storefront operations are actually 410 0$aBK currents book. 606 $aPoor$zUnited States 606 $aWorking class$zUnited States$xEconomic conditions 606 $aInformal sector (Economics)$zUnited States 606 $aFinancial services industry$zUnited States 606 $aDebt$zUnited States 608 $aElectronic books. 615 0$aPoor 615 0$aWorking class$xEconomic conditions. 615 0$aInformal sector (Economics) 615 0$aFinancial services industry 615 0$aDebt 676 $a332.3 700 $aKarger$b Howard Jacob$f1948-$0849518 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910461812003321 996 $aShortchanged$91897070 997 $aUNINA LEADER 05006nam 2200625 450 001 9910464505203321 005 20200520144314.0 010 $a92-2-128772-6 035 $a(CKB)3710000000187297 035 $a(EBL)1741829 035 $a(SSID)ssj0001397300 035 $a(PQKBManifestationID)11800665 035 $a(PQKBTitleCode)TC0001397300 035 $a(PQKBWorkID)11415239 035 $a(PQKB)10243965 035 $a(MiAaPQ)EBC1741829 035 $a(Au-PeEL)EBL1741829 035 $a(CaPaEBR)ebr10902166 035 $a(OCoLC)889302002 035 $a(EXLCZ)993710000000187297 100 $a20140814h20142014 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 10$aAccess to and effects of social protection on workers living with HIV and their households $ean analytical report /$fInternational Labour Organization 210 1$aGeneva, Switzerland :$cInternational Labour Organization,$d2014. 210 4$dİ2014 215 $a1 online resource (134 p.) 300 $aDescription based upon print version of record. 311 $a92-2-128771-8 320 $aIncludes bibliographical references. 327 $aFOREWORD; ACKNOWLEDGEMENTS; LIST OF ABBREVIATIONS; TABLE OF CONTENTS; LIST OF BOXES; LIST OF TABLES; LIST OF FIGURES; EXECUTIVE SUMMARY; INTRODUCTION; BACKGROUND TO THE STUDY AND METHODOLOGY; BACKGROUND TO THE STUDY; Box 1: Millennium Development Goal (MDG): Goal 1; OBJECTIVES OF THE STUDY; METHODOLOGICAL APPROACH; COUNTRIES AND COUNTRY CONTEXT; COUNTRY-LEVEL RESEARCH IMPLEMENTATION; Table 1: Selected statistics by country, 2012; Table 2: Research design and methods; Table 3: Sample size for quantitative and qualitative components; POPULATION CHARACTERISTICS 327 $aTable 4: Study population by sex, gender identity, sexual orientation and othersTOOLS AND INSTRUMENTS; ANALYSIS AND REPORTING; LIMITATIONS AND CONSTRAINTS; OVERVIEW OF KEY FINDINGS; STUDY POPULATION PROFILE; Figure 1: Top sources of discrimination in Rwanda and Ukraine in previous 12 months; Table 5: Type of employment of study respondents in Indonesia; Figure 2: Type of employment by sex and sexual orientations among respondents; Table 6: Reasons for changing job by type of employment and sex in Ukraine; AVAILABILITY AND TYPE OF SOCIAL PROTECTION PROGRAMMES 327 $aTable 7: Types of social protection programmes for the poor in IndonesiaFigure 3: Structure of social budget expenditures in Ukraine in 2011; ACCESS TO SOCIAL PROTECTION PROGRAMMES; Figure 4: Social Protection System in Guatemala; Figure 5: Estimated Access to Social Protection / Social Assistance (excludes health); Box 2: Sources of social protection in Ukraine and their access; Table 8: Access to social protection by type of programme and sex in Rwanda; Figure 6: PLHIV coverage by type of health services; Table 9: Access to health insurance in Indonesia; BARRIERS TO SOCIAL PROTECTION ACCESS 327 $aTable 10: Livelihood support in RwandaTable 11: Prices of antiretroviral therapy medicines in six Central American countries; Figure 7: Barriers to Social Protection for People Living with HIV; EFFECTS OF ACCESS TO SOCIAL PROTECTION; Figure 8: Access to Medical Services and Art; Table 12: Respondents who received ART, treatment for opportunistic infections and have livedfor more than 9 Years with HIV by country; Figure 9: Percentage of respondents receiving antiretroviral therapy - 95% reported having access; Table 13: Summary of effects of social protection on key indicators, by country 327 $aCONCLUSIONSRECOMMENDATIONS; KEY SOURCES; REFERENCES; ANNEXES; ANNEX 1: EXECUTIVE SUMMARY OF GLOBAL LITERATURE REVIEW; ANNEX 2: AN OVERVIEW OF RESEARCH METHODOLOGICAL; ANNEX 3: EXECUTIVE SUMMARY - GUATEMALA COUNTRY RESEARCH; ANNEX 4: EXECUTIVE SUMMARY - INDONESIA COUNTRY RESEARCH; ANNEX 5: EXECUTIVE SUMMARY - RWANDA COUNTRY RESEARCH; ANNEX 6: EXECUTIVE SUMMARY - UKRAINE COUNTRY RESEARCH 330 $aThis report which is the result of a process that included a global literature review, the development of a research methodology guide through consultation with experts, and research in four countries: Guatemala, Indonesia, Rwanda and Ukraine. It highlights the challenges faced by workers living with HIV and their households in accessing social protection programmes, examines the effects of such programmes on their lives and makes evidence-based recommendations. 606 $aHealth 606 $aPhysical fitness 606 $aSelf-care, Health 608 $aElectronic books. 615 0$aHealth. 615 0$aPhysical fitness. 615 0$aSelf-care, Health. 676 $a613 712 02$aInternational Labour Organization, 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910464505203321 996 $aAccess to and effects of social protection on workers living with HIV and their households$92224578 997 $aUNINA LEADER 02383oam 2200637I 450 001 9910704182103321 005 20151119163257.0 035 $a(CKB)5470000002437840 035 $a(OCoLC)886560137 035 $a(EXLCZ)995470000002437840 100 $a20140812d1988 ua 0 101 0 $aeng 135 $aurmn||||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 14$aThe Bishop Ash Bed (Middle Pleistocene) and some older (Pliocene and Pleistocene) chemically and mineralogically similar ash beds in California, Nevada, and Utah /$fby Glen A. Izett, John D. Obradovich, and Harald H. 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