LEADER 05207nam 2200661Ia 450 001 9910462317703321 005 20200520144314.0 010 $a1-283-84706-X 010 $a0-8213-9493-2 035 $a(CKB)2670000000276803 035 $a(EBL)1076075 035 $a(OCoLC)818904867 035 $a(SSID)ssj0000796245 035 $a(PQKBManifestationID)12340284 035 $a(PQKBTitleCode)TC0000796245 035 $a(PQKBWorkID)10788378 035 $a(PQKB)10719373 035 $a(MiAaPQ)EBC1076075 035 $a(Au-PeEL)EBL1076075 035 $a(CaPaEBR)ebr10626514 035 $a(CaONFJC)MIL415956 035 $a(EXLCZ)992670000000276803 100 $a20121202d2013 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 00$aMatching contributions for pensions$b[electronic resource] $ea review of international experience /$fedited by Richard Hinz ... [et al.] 210 $aWashington, D.C. $cWorld Bank$dc2013 215 $a1 online resource (356 p.) 300 $aDescription based upon print version of record. 311 $a0-8213-9492-4 320 $aIncludes bibliographical references. 327 $aCover; Contents; Foreword; Acknowledgments; Contributors; Abbreviations; Part I. Introduction and Conceptual Issues; 1. Early Lessons from Country Experience with Matching Contribution Schemes; 2. Policies to Encourage Private Pension Savings: Evidence from OECD Countries; Figures; 2.1 Expenditure on private pension benefits as percentage of total pension expenditure, in selected OECD countries, 1990 and 2007; 2.2 Sources of income of people over 65 in selected OECD countries, mid-2000s 327 $a2.3 Contribution of public and private components to simulated lifetime benefits in 21 OECD countries, 20082.4 Impact of pension reforms on lifetime retirement income benefits in selected OECD countries; 2.5 Private pension coverage in selected OECD countries, 2009; 2.6 Relationship between private pension coverage and age and earnings in selected countries; 2.7 Tax treatment of investment returns, private pension contributions, and withdrawals in selected OECD countries; 2.8 Tax treatment of benchmark savings and private pensions in selected OECD countries 327 $a2.9 Correlation between coverage of voluntary private pensions and tax incentives for private pensions relative to benchmark savings2.10 Percentage of IRA and 401(k) saving that is new saving; 2.11 Revenues foregone from tax incentives for private pensions in selected OECD countries as a percentage of GDP and a percentage of public expenditure on pensions, 2007; 2.12 Pensioners' incomes as a percentage of population income in selected OECD countries, mid-2000s 327 $a2.13 Coverage of voluntary private pensions compared with tax incentives for private pensions relative to benchmark savings in selected OECD countriesPart II. High-Income Country Experience; 3. Matching Contributions in 401(k) Plans in the United States; Tables; 3.1 Percentage of active participants deferring enough salary to take full advantage of the maximum employer match, by company size; 3.2 Level of match offered by companies offering matching contributions, by company size; 3.3 Type of employer contributions, by company size 327 $a3.1 Predicted employee contributions for selected persons and plan matching formulas3.4 Changes in employer contribution rates to 401(k) plans that adopted automatic enrollment between 2005 and 2009, by type of modification; 3.5 Inclusion of safe harbor plans in defined contribution plans, by company size; 3.6 Use of automatic enrollment in defined contribution plans, by company size; 4. Riester Pensions in Germany: Design, Dynamics, Targeting Success, and Crowding-In; 4.1 Statutory incentives for supplementary pension provision, 2002-08 327 $a4.1 Subsidy as percentage of total (own plus government matching) contribution 330 $aThe use of matching contributions to enhance the participation and level of savings in pensions system has now been in use for nearly three decades in a number of high income countries. Increasingly, countries across the full range of economic development are looking to the design as a means of addressing the low rates of participation in formal pension and other retirement savings systems. A number of countries have recently introduced innovations in their pension systems that significantly rely on contributions matches and related types of direct subsidies to provide incentives for groups th 606 $aPensions$xGovernment policy 606 $aDefined contribution pension plans$xGovernment policy 606 $aPensions$xFinance 608 $aElectronic books. 615 0$aPensions$xGovernment policy. 615 0$aDefined contribution pension plans$xGovernment policy. 615 0$aPensions$xFinance. 676 $a346.7305 701 $aHinz$b Richard P$0297459 712 02$aWorld Bank. 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910462317703321 996 $aMatching contributions for pensions$92457707 997 $aUNINA