LEADER 03386nam 2200601Ia 450 001 9910462219303321 005 20200520144314.0 010 $a1-4755-0641-4 010 $a1-4755-3462-0 035 $a(CKB)2670000000234716 035 $a(EBL)1606798 035 $a(SSID)ssj0000941795 035 $a(PQKBManifestationID)11498814 035 $a(PQKBTitleCode)TC0000941795 035 $a(PQKBWorkID)10964064 035 $a(PQKB)10310997 035 $a(MiAaPQ)EBC1606798 035 $a(Au-PeEL)EBL1606798 035 $a(CaPaEBR)ebr10590648 035 $a(OCoLC)795921914 035 $a(EXLCZ)992670000000234716 100 $a20111102d2012 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 10$aBanks' liability structure and mortgage lending during the financial crisis $b[electronic resource] /$fJihad C. Dagher and Kazim Kazimov 210 $aWashington, D.C. $cInternational Monetary Fund$dc2012 215 $a1 online resource (45 p.) 225 0 $aIMF working paper ;$v12/155 300 $aDescription based upon print version of record. 311 $a1-4755-0446-2 311 $a1-4755-6283-7 327 $aCover; Contents; I. Introduction; II. Data and Summary Statistics; A. Data; B. Summary Statistics; III. Bank Lending During the Crisis; A. Empirical Strategy; B. Model Specification; C. Definition of the Crisis Period; D. Benchmark Results; E. Matching; 1. Balancing tests; 2. Regressions on the matched sub-samples; F. Demand for Credit; IV. Aggregate Supply Effects; A. Motivation and Empirical Strategy; B. Results; V. Conclusion; Figures; 1. Volume of Originations; 2. Rejection Rates; 3. TED Spread; 4. Distribution of CD/A in 2005 Across Banks; 5. House Prices and Housing Supply Elasticity 327 $a6. Distribution of Average CD/A in 2005 across MSAsTables; 1. Summary Statistics; 2. Selecting the Crisis Year, 2007 vs. 2008; 3. LPM Baselines and Robustness; 4. LPM and Logit for the Matched Sample; 5. MSA Level Estimations; 6. Balancing Tests for Two Way Matching; 7. Demand for Mortgages 2005-2008; 8. Aggregate Supply 2005-2008; References; Data Appendix 330 $aWe examine the impact of banks' exposure to market liquidity shocks through wholesale funding on their supply of credit during the financial crisis in the United States. We focus on mortgage lending to minimize the impact of confounding demand factors that could potentially be large when comparing banks' overall lending across heterogeneous categories of credit. The disaggregated data on mortgage applications that we use allows us to study the time variations in banks' decisions to grant mortgage loans, while controlling for bank, borrower, and regional characteristics. The wealth of data al 410 0$aIMF Working Papers 606 $aLiquidity (Economics) 606 $aBanks and banking$zUnited States 608 $aElectronic books. 615 0$aLiquidity (Economics) 615 0$aBanks and banking 700 $aDagher$b Jihad$0909156 701 $aKazimov$b Kazim$0909157 712 02$aInternational Monetary Fund. 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910462219303321 996 $aBanks' liability structure and mortgage lending during the financial crisis$92033591 997 $aUNINA LEADER 01967oam 2200565 450 001 9910705351603321 005 20150309154826.0 035 $a(CKB)5470000002449861 035 $a(OCoLC)879178862 035 $a(EXLCZ)995470000002449861 100 $a20140505d2014 ua 0 101 0 $aeng 135 $aurbn||||m|||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aBeyond NCLB $eviews on the Elementary and Secondary Education Reauthorization Act : hearing of the Committee on Health, Education, Labor, and Pensions, United States Senate, One Hundred Twelfth Congress, first session ... November 8, 2011 210 1$aWashington :$cU.S. Government Printing Office,$d2014. 215 $a1 online resource (iii, 59 pages) 225 1 $aS. hrg. ;$v112-875 300 $aTitle from title screen (viewed on May 5, 2014). 300 $aPaper version available for sale by the Superintendent of Documents, U.S. Government Printing Office. 320 $aIncludes bibliographical references. 517 $aBeyond NCLB 606 $aEducational evaluation$zUnited States 606 $aSchool improvement programs$zUnited States 606 $aTeachers$xRating of$zUnited States 606 $aEducational evaluation$2fast 606 $aSchool improvement programs$2fast 606 $aTeachers$xRating of$2fast 607 $aUnited States$2fast 608 $aLegislative hearings.$2lcgft 615 0$aEducational evaluation 615 0$aSchool improvement programs 615 0$aTeachers$xRating of 615 7$aEducational evaluation. 615 7$aSchool improvement programs. 615 7$aTeachers$xRating of. 801 0$bGPO 801 1$bGPO 801 2$bGPO 801 2$bCOO 801 2$bOCLCO 801 2$bOCLCA 801 2$bOCLCF 801 2$bGPO 906 $aBOOK 912 $a9910705351603321 996 $aBeyond NCLB$93529416 997 $aUNINA