LEADER 04302oam 2200709I 450 001 9910459302203321 005 20200520144314.0 010 $a1-136-92991-6 010 $a1-136-92992-4 010 $a1-282-93031-1 010 $a9786612930317 010 $a0-203-84581-1 024 7 $a10.4324/9780203845813 035 $a(CKB)2670000000060322 035 $a(EBL)589651 035 $a(OCoLC)692197023 035 $a(SSID)ssj0000413974 035 $a(PQKBManifestationID)12139392 035 $a(PQKBTitleCode)TC0000413974 035 $a(PQKBWorkID)10385001 035 $a(PQKB)11268247 035 $a(MiAaPQ)EBC589651 035 $a(Au-PeEL)EBL589651 035 $a(CaPaEBR)ebr10433370 035 $a(CaONFJC)MIL293031 035 $a(OCoLC)741356669 035 $a(EXLCZ)992670000000060322 100 $a20180706d2011 uy 0 101 0 $aeng 135 $aurcn||||||||| 181 $ctxt 182 $cc 183 $acr 200 10$aChina's rural financial system $ehouseholds' demand for credit and recent reforms /$fYuepeng Zhao 205 $a1st ed. 210 1$aNew York :$cRoutledge,$d2011. 215 $a1 online resource (192 pages) $cillustrations 225 1 $aRoutledge studies on the Chinese economy ;$v39 300 $aDescription based upon print version of record. 311 $a1-138-97047-6 311 $a0-415-54793-8 320 $aIncludes bibliographical references and index. 327 $aCover -- Title -- Copyright -- Contents -- Tables -- Figures -- Plates -- Foreword -- Preface -- Acknowledgements -- Abbreviations -- 1 San nong problems and the challenges of the rural financial system in China -- 2 Literature gap and research objectives -- 3 Fieldwork villages, procedures and the RCCs pilot program in Jiangxi province -- 4 Households indebtedness and borrowing behaviour in the natural village of Yao -- 5 Households indebtedness and borrowing behaviour in the natural village of Wulitang -- 6 Households indebtedness and borrowing behaviour in the natural village of Xiaobu -- 7 Analytical summary of the three villages -- 8 Conclusion -- Appendix -- Notes -- Bibliography -- Index. 330 $aThis book examines the credit needs and the borrowing behaviour of rural households in China in recent years. It is based on in-depth analysis of the status of households' indebtedness and borrowing behaviour; the performance of Rural Credit Cooperatives (RCCs), as well as resources of informal finance. Before 2006, RCCs are virtually the only source of formal credit for rural households in China and were subject to a series of reforms from 1996 to 2003. The reforms aimed to transform RCCs into market-oriented institutions and, more importantly, help them meet the increasing demands of farmers for varied financial services, and thereby contribute effectively to economic transformation in rural China. Based on a micro-study of three villages, at different stages of development with dissimilar economic characteristics in Jiangxi province, this book investigates the sources of finance, formal and informal, in rural areas and the different types of credit that farmers require. It examines the patterns of credit required by rural households at different stages of agricultural processes, and the institutions from which they obtain loans. It demonstrates the importance of innovative institutional arrangements in rural China and new instruments that give farmers access to formal rural financial markets and enable them to utilize credit effectively, concluding that further reforms to RCCs are necessary for RCCs to be truly effective. 410 0$aRoutledge studies on the Chinese economy ;$v39. 606 $aAgricultural credit$zChina$zJiangxi Sheng 606 $aRural credit$zChina$zJiangxi Sheng 606 $aRural development$zChina$zJiangxi Sheng 607 $aChina$xEconomic conditions 608 $aElectronic books. 615 0$aAgricultural credit 615 0$aRural credit 615 0$aRural development 676 $a332.7/10951222 700 $aZhao$b Yuepeng.$0851261 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910459302203321 996 $aChina's rural financial system$91900641 997 $aUNINA