LEADER 03112nam  2200625 a 450 
001 9910454047203321
005 20200520144314.0
010   $a1-282-13122-2
010   $a9786612131226
010   $a0-8157-0172-1
035   $a(CKB)1000000000785834
035   $a(EBL)472679
035   $a(OCoLC)430491065
035   $a(SSID)ssj0000114002
035   $a(PQKBManifestationID)11141722
035   $a(PQKBTitleCode)TC0000114002
035   $a(PQKBWorkID)10101931
035   $a(PQKB)11436729
035   $a(MiAaPQ)EBC472679
035   $a(MdBmJHUP)muse35268
035   $a(Au-PeEL)EBL472679
035   $a(CaPaEBR)ebr10338441
035   $a(CaONFJC)MIL213122
035   $a(EXLCZ)991000000000785834
100   $a20080902d2008      uy             0
101 0 $aeng
135   $aur|n|---|||||
181   $ctxt
182   $cc
183   $acr
200 00$aBorrowing to live$b[electronic resource] $econsumer and mortgage credit revisited /$fNicolas P. Retsinas, Eric S. Belsky, editors
210   $aCambridge, Mass. $cJoint Center for Housing Studies, Harvard University ;$aWashington, D.C. $cBrookings Institution Press$dc2008
215   $a1 online resource (303 p.)
225 1 $aJames A. Johnson metro series
300   $aDescription based upon print version of record.
311   $a0-8157-7413-3 
320   $aIncludes bibliographical references and index.
327   $aIntroduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson.
330   $a"Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher.
410  0$aJames A. Johnson metro series.
606   $aConsumer credit$zUnited States
606   $aMortgage loans$zUnited States
608   $aElectronic books.
615  0$aConsumer credit
615  0$aMortgage loans
676   $a332.70973
701   $aRetsinas$b Nicolas Paul$f1946-$01034275
701   $aBelsky$b Eric S$01034276
801  0$bMiAaPQ
801  1$bMiAaPQ
801  2$bMiAaPQ
906   $aBOOK
912   $a9910454047203321
996   $aBorrowing to live$92453309
997   $aUNINA