LEADER 04032nam 2200697 450 001 9910453746403321 005 20200520144314.0 010 $a0-7618-5607-2 035 $a(CKB)2550000001166965 035 $a(EBL)1574407 035 $a(OCoLC)864744718 035 $a(SSID)ssj0001170961 035 $a(PQKBManifestationID)11672761 035 $a(PQKBTitleCode)TC0001170961 035 $a(PQKBWorkID)11171501 035 $a(PQKB)11054716 035 $a(MiAaPQ)EBC1574407 035 $a(Au-PeEL)EBL1574407 035 $a(CaPaEBR)ebr10816099 035 $a(CaONFJC)MIL548357 035 $a(EXLCZ)992550000001166965 100 $a20131218d2013 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 00$aWhere credit is due $ebringing equity to credit and housing after the market meltdown /$fedited by Christy Rogers and john a. powell 210 1$aLanham, Maryland ;$aPlymouth, England :$cUniversity Press of America,$d2013. 210 4$dİ2013 215 $a1 online resource (403 pages) 300 $aIncludes index. 311 $a0-7618-5606-4 311 $a1-306-17106-7 327 $aContents; Acknowledgments; Introduction; Chapter One. Overview; Chapter Two. Understanding the Subprime Crisis: Institutional Evolution and Theoretical Views; Chapter Three. Subprime Lending, Foreclosure and Race: An Introduction to the Role of Securitization in Residential Mortgage Finance; Chapter Four. A Structural Racism Lens on Subprime Foreclosures and Vacant Properties; Chapter Five. Subprime Lending, Mortgage Foreclosure and Race: How Far Have We Come and How Far Have We to Go?; Chapter Six. Subprime Lending in the City of Cleveland and Cuyahoga County 327 $aChapter Seven. Bending Toward Justice: An Empirical Study of Foreclosures in One Neighborhood Three Years after Impact and a Proposed Framework for a Better CommunityChapter Eight. The Foreclosure Crisis and Fair Credit Access in Immigrant Communities; Chapter Nine. An Ethnographic View of Impact: Asset Stripping for People of Color; Chapter Ten. Affirmatively Furthering Fair Housing: A Critical Component of the Neighborhood Stabilization Program; Chapter Eleven. Fannie, Freddie, and the Future of Fair Housing 327 $aChapter Twelve. Fannie Mae and Freddie Mac: How Can We Improve Their Support of the Mortgage Market?Chapter Thirteen. Furthering Fair Housing, the Housing Finance System, and the Government Sponsored Enterprises; Chapter Fourteen. Give Credit Where Credit Is Due: Overhauling the CRA; Chapter Fifteen. Breaking the Bank /(Re)Making the Bank: America's Financial Crisis and the Implications for Sustainable Advocacy for Fair Credit and Fair Banking; Chapter Sixteen. The Housing and Credit Crisis Revisited: Looking Back and Moving Forward; Index; About the Authors 330 $aDrawing upon history and insight into the current crisis, this book shows that the subprime lending and foreclosure crisis is not an anomaly, especially for people of color; nor is it over. These essays provide a framework for creating equitable policy and ultimately building more stable communities for all Americans. 606 $aEquity$zUnited States 606 $aCredit$zUnited States 606 $aFinancial crises$zUnited States 606 $aHousing$zUnited States$xFinance 606 $aDiscrimination in consumer credit$zUnited States 606 $aDiscrimination in mortgage loans$zUnited States 608 $aElectronic books. 615 0$aEquity 615 0$aCredit 615 0$aFinancial crises 615 0$aHousing$xFinance. 615 0$aDiscrimination in consumer credit 615 0$aDiscrimination in mortgage loans 676 $a346.73004 701 $aRogers$b Christy$0925596 701 $aPowell$b John A$049901 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910453746403321 996 $aWhere credit is due$92078225 997 $aUNINA