LEADER 03679oam 2200625I 450 001 9910453633903321 005 20170821155955.0 010 $a1-138-86554-0 010 $a1-315-05447-7 010 $a1-135-71701-X 010 $a1-135-71694-3 024 7 $a10.4324/9781315054476 035 $a(CKB)2550000001190308 035 $a(EBL)1602133 035 $a(SSID)ssj0001173153 035 $a(PQKBManifestationID)11748383 035 $a(PQKBTitleCode)TC0001173153 035 $a(PQKBWorkID)11104004 035 $a(PQKB)10706255 035 $a(OCoLC)874153459 035 $a(MiAaPQ)EBC1602133 035 $a(OCoLC)897453965 035 $a(EXLCZ)992550000001190308 100 $a20180331e20132000 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 14$aThe changing face of money $ewill electronic money be adopted in the United States? /$fBarbara Ann Good 210 1$aLondon :$cRoutledge,$d2013. 215 $a1 online resource (230 p.) 225 0 $aFinancial sector of the American economy 300 $aFirst published 2000 by Garland Publishing Incorporated. 311 $a0-8153-3809-0 311 $a1-306-38478-8 320 $aIncludes bibliographical references and index. 327 $aCover; Half Title; Title Page; Copyright Page; Dedication; Table of Contents; List of Figures; List of Tables; Preface; 1. Introduction; 2. Money: What it is and How it works; The Importance of Money; Other Views of Money; Is Electronic Money Really Different?; Other New Payment Methods; Paper Money; Credit Cards; 3. An Overview of Electronic Money-Its Forms and Functions, Standards and Design Issues; History of Smart Cards; Chips vs. Magstripe Cards; Designs of Stored-Value Cards; Software-based Electronic Money; Standards; Security Issues; The Need for a Dominant Design 327 $aWill a Dominant Design Emerge?Conclusions; 4. Innovation, Diffusion, and Electronic Money; Innovation and Diffusion; Rates of Adoption; Credit Cards; Cellular Phones; Electronic Money Systems; Lessons to Be Learned; Network Economies; Conclusions; 5. Electronic Money Pilot Programs; The Mondex Pilots; The VisaCash Pilots; PROTON; Europay Clip; The Netherlands Program; Other Pilots and Programs; Closed Systems; Developing Countries; Lessons Learned from the Pilots; 6. Policy and Legal Issues of Electronic Money; Policy and Regulatory Issues; U.S. Current and Proposed Regulations 327 $aBasel Committee and the G-10 ProposalsRegulations in the G-10 Countries; Legal Framework Issues; Conclusions; 7. Final Thoughts and Conclusions; Are Americans Different?; Payments in the U.S.; The Market for Electronic Money; Introduction of Other Payments Methods; Conclusions; Future Research Efforts; Bibliography; Index 330 $aAlthough the cashless society has been predicted for at least twenty years, the new forms of card-based and software based electronic money may prove to be a partial alternative to the current forms of payment. This study examines these emerging electronic money systems and their possible adoption, primarily in the United States. 410 0$aFinancial Sector of the American Economy 606 $aElectronic funds transfers$zUnited States 606 $aElectronic funds transfers 608 $aElectronic books. 615 0$aElectronic funds transfers 615 0$aElectronic funds transfers. 676 $a332.1/0285 700 $aGood$b Barbara Ann.$0856195 801 0$bFlBoTFG 801 1$bFlBoTFG 906 $aBOOK 912 $a9910453633903321 996 $aThe changing face of money$91911806 997 $aUNINA