LEADER 04271nam 2200673Ia 450 001 9910451122303321 005 20210610213537.0 010 $a1-281-43078-1 010 $a9786611430788 010 $a0-226-06291-0 024 7 $a10.7208/9780226062914 035 $a(CKB)1000000000406929 035 $a(EBL)408402 035 $a(OCoLC)476228891 035 $a(SSID)ssj0000219446 035 $a(PQKBManifestationID)11195373 035 $a(PQKBTitleCode)TC0000219446 035 $a(PQKBWorkID)10228915 035 $a(PQKB)11424873 035 $a(MiAaPQ)EBC408402 035 $a(DE-B1597)524090 035 $a(OCoLC)781254501 035 $a(DE-B1597)9780226062914 035 $a(Au-PeEL)EBL408402 035 $a(CaPaEBR)ebr10230052 035 $a(CaONFJC)MIL143078 035 $a(EXLCZ)991000000000406929 100 $a19990202d1988 uy 0 101 0 $aeng 135 $aurnn#---|u||u 181 $ctxt 182 $cc 183 $acr 200 00$aPensions in the U.S. economy$b[electronic resource] /$fedited by Zvi Bodie, John B. Shoven, and David A. Wise 210 $aChicago $cUniversity of Chicago Press$d1988 215 $a1 online resource (214 p.) 225 1 $aA National Bureau of Economic Research project report 300 $aDescription based upon print version of record. 311 0 $a0-226-06285-6 320 $aIncludes bibliographies and indexes. 327 $tFront matter --$tRelation of the Directors to the Work and Publications of the National Bureau of Economic Research --$tContents --$tAcknowledgments --$tIntroduction --$t1. The Determinants of IRA Contributions and the Effect of Limit Changes --$t2. Annuity Prices and Saving Behavior in the United States --$t3. Pension Funding and Saving --$t4. Poverty among the Elderly: Where Are the Holes in the Safety Net? --$t5. Defined Benefit versus Defined Contribution Pension Plans: What are the Real Trade-offs? --$t6. Pensions and Turnover --$tList of Contributors --$tAuthor Index --$tSubject Index 330 $aPensions in the U.S. Economy is the fourth in a series on pensions from the National Bureau of Economic Research. For both economists and policymakers, this volume makes a valuable contribution to current research on pensions and the economics of the elderly. The contributors report on retirement saving of individuals and the saving that results from corporate funding of pension plans, and they examine particular aspects of the plans themselves from the employee's point of view. Steven F. Venti and David A. Wise offer a careful analysis of who contributes to IRAs and why. Benjamin M. Friedman and Mark Warshawsky look at the reasons more retirement saving is not used to purchase annuities. Personal saving through pension contribution is discussed by B. Douglas Bernheim and John B. Shoven in the context of recent government and corporate pension funding changes. Michael J. Boskin and John B. Shoven analyze indicators of the economic well-being of the elderly, addressing the problem of why a large fraction of the elderly remain poor despite a general improvement in the economic status of the group as a whole. The relative merits of defined contribution versus defined benefit plans, with emphasis on the risk aspects of the two types of plans for the individual, are examined by Zvi Bodie, Alan J. Marcus, and Robert C. Merton. In the final paper, pension plans and worker turnover are the focus of the discussion by Edward P. Lazear and Robert L. Moore, who propose pension option value rather than the commonly used accrued pension wealth as a measure of pension value. 410 0$aNational Bureau of Economic Research project report. 606 $aPension trusts$zUnited States$vCongresses 606 $aIndividual retirement accounts$zUnited States$vCongresses 608 $aElectronic books. 615 0$aPension trusts 615 0$aIndividual retirement accounts 676 $a331.2520973 701 $aBodie$b Zvi$0116594 701 $aShoven$b John B$088721 701 $aWise$b David A$0124389 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910451122303321 996 $aPensions in the U.S. economy$91940956 997 $aUNINA