LEADER 03117nam 2200613Ia 450 001 9910438337603321 005 20200520144314.0 010 $a1-283-61228-3 010 $a9786613924735 010 $a94-007-4384-X 024 7 $a10.1007/978-94-007-4384-7 035 $a(CKB)2560000000091171 035 $a(EBL)972009 035 $a(OCoLC)806460168 035 $a(SSID)ssj0000740791 035 $a(PQKBManifestationID)11400747 035 $a(PQKBTitleCode)TC0000740791 035 $a(PQKBWorkID)10701360 035 $a(PQKB)11569913 035 $a(DE-He213)978-94-007-4384-7 035 $a(MiAaPQ)EBC972009 035 $a(PPN)168337800 035 $a(EXLCZ)992560000000091171 100 $a20120817d2013 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 10$aDemographic change and housing wealth $ehome-owners, pensions and asset-based welfare in Europe /$fJohn Doling, Marja Elsinga ; with contribution by Kees Dol ... [et al.] 205 $a1st ed. 2013. 210 $aDordrecht ;$aNew York $cSpringer$dc2013 215 $a1 online resource (171 p.) 300 $aDescription based upon print version of record. 311 $a94-007-9572-6 311 $a94-007-4383-1 320 $aIncludes bibliographical references and index. 327 $a1: Issues and Approaches -- 2: Home Ownership Rates -- 3: Housing Wealth in the Household Portfolio -- 4: Housing Asset Strategies for Old Age -- 5: Home Ownership as a Pension -- 6: Lessons from East Asia -- 7: Conclusions -- References. 330 $aAcross the EU, populations are shrinking and ageing. An increasing burden is being placed on a smaller working population to generate the taxes required for pensions and care costs. Welfare states are weakening in many countries and across Europe, households are being increasingly expected to plan for their retirement and future care needs within this risky environment. At the same time, the proportion of people buying their own home in most countries has risen, so that some two-thirds of European households now own their homes.  Housing equity now considerably exceeds total European GDP. This book discusses questions like: to what extent might home ownership provide a potential cure for some of the consequences of ageing populations by realizing housing equity in order to meet the consumption needs of older people? What does this mean for patterns of inheritance and longer-term inequalities across Europe? And to what extent are governments banking on their citizens utilising their housing wealth now and in the future? 606 $aHome ownership$zEurope 606 $aPopulation aging$zEurope 615 0$aHome ownership 615 0$aPopulation aging 676 $a363.5 700 $aDoling$b J. F$01605123 701 $aElsinga$b Marja$01125649 701 $aDol$b Kees$01755147 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910438337603321 996 $aDemographic change and housing wealth$94191817 997 $aUNINA