LEADER 03265nam 22005175 450 001 9910337807203321 005 20200701115441.0 010 $a3-658-24955-2 024 7 $a10.1007/978-3-658-24955-7 035 $a(CKB)4100000007334972 035 $a(DE-He213)978-3-658-24955-7 035 $a(MiAaPQ)EBC5626989 035 $a(PPN)232962669 035 $a(EXLCZ)994100000007334972 100 $a20181228d2019 u| 0 101 0 $aeng 135 $aurnn|008mamaa 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aEssays on Housing and Pensions $eA European Perspective /$fby Thomas Müller 205 $a1st ed. 2019. 210 1$aWiesbaden :$cSpringer Fachmedien Wiesbaden :$cImprint: Springer Gabler,$d2019. 215 $a1 online resource (XVII, 73 p. 1 illus.) 225 1 $aEssays in Real Estate Research,$x2570-2246 311 $a3-658-24954-4 327 $aTrade-off Between Housing and Pensions -- Housing Wealth Release in Old Age -- Policy Implications for Europe. 330 $aDemographic trends put a burden on EU pension provision. As the sustainability of pension systems is addressed by current pension reforms, lower benefit levels are projected. In this scenario, households may want to consider supplementing their public pension income. As their own residence is on average their most valuable asset, its transformation to income can be one form of alleviating financial distress in old age. Thomas Müller presents research findings on the interdependency of housing and pension wealth as well as on whether and to what extent housing wealth is decumulated after retirement. The author emphasizes the consideration of housing wealth in pension policies to enable European households to employ its housing asset as an income source in old age. Contents Trade-off Between Housing and Pensions Housing Wealth Release in Old Age Policy Implications for Europe Target Groups Scientists, lecturers and students in the field of real estate, economics and international affairs Policy makers (pension and housing legislation), EU officials About the Author Thomas Müller wrote his dissertation at the Real Estate Management Institute (REMI) at the EBS Business School. His research was motivated by the effects of demographic changes on pension provision in the EU. He focused especially on the allocation and liquidation of private housing wealth as a public pension supplement. . 410 0$aEssays in Real Estate Research,$x2570-2246 606 $aReal estate management 606 $aEconomic policy 606 $aReal Estate Management$3https://scigraph.springernature.com/ontologies/product-market-codes/527040 606 $aEconomic Policy$3https://scigraph.springernature.com/ontologies/product-market-codes/W34010 615 0$aReal estate management. 615 0$aEconomic policy. 615 14$aReal Estate Management. 615 24$aEconomic Policy. 676 $a333.5068 700 $aMüller$b Thomas$4aut$4http://id.loc.gov/vocabulary/relators/aut$0391224 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910337807203321 996 $aEssays on Housing and Pensions$92186334 997 $aUNINA