LEADER 04568 am 22008653u 450 001 9910337802303321 005 20230125195732.0 010 $a3-030-02330-3 024 7 $a10.1007/978-3-030-02330-0 035 $a(CKB)4100000007204763 035 $a(DE-He213)978-3-030-02330-0 035 $a(MiAaPQ)EBC5611889 035 $a(Au-PeEL)EBL5611889 035 $a(CaPaEBR)ebr11642128 035 $a(OCoLC)1091587647 035 $a(oapen)https://directory.doabooks.org/handle/20.500.12854/38763 035 $a(PPN)232963495 035 $a(EXLCZ)994100000007204763 100 $a20181206d2019 u| 0 101 0 $aeng 135 $aurnn#008mamaa 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aDisrupting Finance$b[electronic resource] $eFinTech and Strategy in the 21st Century /$fedited by Theo Lynn, John G. Mooney, Pierangelo Rosati, Mark Cummins 205 $a1st ed. 2019. 210 $aCham$cSpringer Nature$d2019 210 1$aCham :$cSpringer International Publishing :$cImprint: Palgrave Pivot,$d2019. 215 $a1 online resource (XXV, 175 p. 8 illus., 3 illus. in color.) 225 1 $aPalgrave Studies in Digital Business & Enabling Technologies,$x2662-1282 311 $a3-030-02329-X 327 $aDeciphering Crowdfunding -- Addressing Information Asymmetries in Online Peer-to-Peer Lending -- Machine Learning and AI for Risk Management -- What Fintech Can Learn from High-Frequency Trading: Economic Consequences, Open Issues and Future of Corporate Disclosure -- InsurTech -- Understanding RegTech for Digital Regulatory Compliance -- Payment Service Directive II and its Implications -- From Transactions to Interactions: Social Considerations for Digital Money -- Token-based Business Models -- Blockchain beyond Cryptocurrencies. 330 $aThis open access Pivot demonstrates how a variety of technologies act as innovation catalysts within the banking and financial services sector. Traditional banks and financial services are under increasing competition from global IT companies such as Google, Apple, Amazon and PayPal whilst facing pressure from investors to reduce costs, increase agility and improve customer retention. Technologies such as blockchain, cloud computing, mobile technologies, big data analytics and social media therefore have perhaps more potential in this industry and area of business than any other. This book defines a fintech ecosystem for the 21st century, providing a state-of-the art review of current literature, suggesting avenues for new research and offering perspectives from business, technology and industry. 410 0$aPalgrave Studies in Digital Business & Enabling Technologies,$x2662-1282 606 $aManagement 606 $aIndustrial management 606 $aInformation technology 606 $aBusiness?Data processing 606 $aBank marketing 606 $aBig data 606 $aInnovation/Technology Management$3https://scigraph.springernature.com/ontologies/product-market-codes/518000 606 $aIT in Business$3https://scigraph.springernature.com/ontologies/product-market-codes/522000 606 $aFinancial Services$3https://scigraph.springernature.com/ontologies/product-market-codes/626000 606 $aBig Data$3https://scigraph.springernature.com/ontologies/product-market-codes/I29120 610 $aBusiness 610 $aManagement science 610 $aManagement 610 $aIndustrial management 610 $aInformation technology 610 $aBusiness?Data processing 610 $aBank marketing 610 $aBig data 615 0$aManagement. 615 0$aIndustrial management. 615 0$aInformation technology. 615 0$aBusiness?Data processing. 615 0$aBank marketing. 615 0$aBig data. 615 14$aInnovation/Technology Management. 615 24$aIT in Business. 615 24$aFinancial Services. 615 24$aBig Data. 676 $a658.514 700 $aLynn$b Theo$4edt$01224484 702 $aLynn$b Theo$4edt$4http://id.loc.gov/vocabulary/relators/edt 702 $aMooney$b John G$4edt$4http://id.loc.gov/vocabulary/relators/edt 702 $aRosati$b Pierangelo$4edt$4http://id.loc.gov/vocabulary/relators/edt 702 $aCummins$b Mark$4edt$4http://id.loc.gov/vocabulary/relators/edt 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910337802303321 996 $aDisrupting Finance$93361287 997 $aUNINA