LEADER 02981nam 2200661Ia 450 001 9910273041103321 005 20200520144314.0 010 $a1-280-54772-3 010 $a9786610547722 010 $a0-8213-6491-X 010 $a1-4237-9981-X 035 $a(CKB)1000000000465568 035 $a(EBL)459452 035 $a(OCoLC)507512695 035 $a(SSID)ssj0000089198 035 $a(PQKBManifestationID)11126134 035 $a(PQKBTitleCode)TC0000089198 035 $a(PQKBWorkID)10088901 035 $a(PQKB)10169069 035 $a(MiAaPQ)EBC459452 035 $a(Au-PeEL)EBL459452 035 $a(CaPaEBR)ebr10137774 035 $a(CaONFJC)MIL1143589 035 $a(EXLCZ)991000000000465568 100 $a20060425d2006 uf 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 10$aReforming collateral laws to expand access to finance$b[electronic resource] /$fHeywood Fleisig, Mehnaz Safavian, Nuria de la Pen?a 210 $aWashington, D.C. $cWorld Bank$dc2006 215 $a1 online resource (120 p.) 300 $aDescription based upon print version of record. 311 $a0-8213-6490-1 320 $aIncludes bibliographical references. 327 $aCONTENTS; Acknowledgments; INTRODUCTION; CHAPTER 1. WHY COLLATERAL MATTERS; CHAPTER 2. HOW COLLATERAL REFORM CAN SUPPORT OTHER IMPORTANT REFORMS AND INITIATIVES; CHAPTER 3. THE ECONOMIC CONSEQUENCES OF OBSOLETE SYSTEMS FOR SECURED TRANSACTIONS; CHAPTER 4. DETERMINING THE CONTENT OF THE REFORM; CHAPTER 5. IMPLEMENTING THE REFORM; CHAPTER 6. MONITORING AND EVALUATING THE REFORM; APPENDIX. RESOURCES 330 $aMost readers, especially those with car loans or home mortgages, know about ""collateral""--property that the lender can take away from the borrower in the event that the borrower defaults. In low/middle income countries, it is understood that conservative lenders exclude firms from credit markets with their excessive collateral requirements. Usually, this is because only some property is acceptable as collateral: large holdings of urban real estate and, sometimes, new motor vehicles. Microenterprises, SMEs, and the poor have little of this property but they do have an array of productive asse 606 $aSecurity (Law) 606 $aLaw reform 606 $aSecurity (Law)$xEconomic aspects 606 $aSecurity (Law)$zUnited States 608 $aElectronic books. 615 0$aSecurity (Law) 615 0$aLaw reform. 615 0$aSecurity (Law)$xEconomic aspects. 615 0$aSecurity (Law) 676 $a658.15224 700 $aFleisig$b Heywood W$0902175 701 $aSafavian$b Mehnaz$f1970-$0902176 701 $aPen?a$b Nuria de la$0902177 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910273041103321 996 $aReforming collateral laws to expand access to finance$92016703 997 $aUNINA