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035   $a(PQKBTitleCode)TC0001696580
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035   $a(DE-He213)978-1-137-54425-4
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100   $a20160715d2016      u|         0
101 0 $aeng
135   $aur|n|---|||||
181   $ctxt
182   $cc
183   $acr
200 10$aUnderstanding Consumer Financial Behavior $eMoney Management in an Age of Financial Illiteracy /$fby W. Fred van Raaij
205   $a1st ed. 2016.
210  1$aNew York :$cPalgrave Macmillan US :$cImprint: Palgrave Macmillan,$d2016.
215   $a1 online resource (286 p.)
300   $aDescription based upon print version of record.
311 08$a9781137544247 
311 08$a1137544244 
311 08$a9781349713431 
311 08$a1349713430 
320   $aIncludes bibliographical references and index.
327   $aCover; Half-Title; Title; Copyright; Contents; List of Figures; List of Tables; Foreword; Acknowledgments; 1 Introduction; Part I; 2 Money Management; 3 Saving Behavior; 4 Credit Behavior and Debt Problems; 5 Insurance and Prevention Behavior; 6 Pension Plans and Retirement Provisions; 7 Investment Behavior; 8 Tax Behavior: Compliance and Evasion; 9 Victims of Financial Fraud; 10 Responsible Financial Behavior; Part II; 11 Individual Differences and Segmentation; 12 Confidence and Trust; 13 Loss Aversion and Reference Points; 14 Risk Preference; 15 Time Preference
327   $a16 Decision-Making, Decision Architecture, and Defaults17 Self-Regulation; Notes; Bibliography; Index
330   $aGovernment policies, marketing campaigns of banks, insurance companies, and other financial institutions, and consumers' protective actions all depend on assumptions about consumer financial behavior. Unfortunately, many consumers have no or little knowledge of budgeting, financial products, and financial planning. It is therefore important that organizations and market authorities know why consumers spend, borrow, insure, invest, and save for their retirement - or why they do not. Understanding Consumer Financial Behavior provides a systemic economic and behavioral approach to the way people handle their finances. It discusses the different types of financial behaviors consumers may engage in and explores the psychological explanations for their behavior and choices. This exciting new book is essential reading for scholars of marketing, finance, and management; financial professionals; and consumer policy makers.
606   $aFinance
606   $aPsychology, Industrial
606   $aFinancial Economics
606   $aWork and Organizational Psychology
615  0$aFinance.
615  0$aPsychology, Industrial.
615 14$aFinancial Economics.
615 24$aWork and Organizational Psychology.
676   $a332.019
700   $avan Raaij$b W. Fred$4aut$4http://id.loc.gov/vocabulary/relators/aut$0866715
906   $aBOOK
912   $a9910254886403321
996   $aUnderstanding Consumer Financial Behavior$91934673
997   $aUNINA