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100   $a20160308d2016      u|         0
101 0 $aeng
135   $aurnn#008mamaa
181   $ctxt
182   $cc
183   $acr
200 10$aTransforming Payment Systems in Europe /$fedited by Jakub Górka
205   $a1st ed. 2016.
210  1$aLondon :$cPalgrave Macmillan UK :$cImprint: Palgrave Macmillan,$d2016.
215   $a1 online resource (XX, 270 p.)
225 1 $aPalgrave Macmillan Studies in Banking and Financial Institutions,$x2523-336X
300   $aBibliographic Level Mode of Issuance: Monograph
311 0 $a1-349-71251-5 
311 0 $a1-137-54120-2 
320   $aIncludes bibliographical references at the end of each chapters and index.
330   $aThe European payment market has undergone rapid transformation in recent years due to changes in payment habits, new business rules and new legal frameworks and regulation. There has also been an advent of new technologies and payment solutions which has altered the European payments landscape drastically. This book provides an overview of the fundamental issues involved in this new payments landscape. The authors discuss fundamental problems such as substitution between cash and non-cash payment instruments, payment costs, the economics of fees, and the demand for cash and deposit money. They also analyse issues such as two-sided markets, business platforms and the problem of critical mass. Other chapters focus on new phenomena in payments such as mobile payments, multi-sided platforms, electronic wallets, virtual currencies, decentralised ledgers, private digital currencies, blockchain and instant payments. The authors also review existing regulation for the topic including the revised Payment Services Directive (PSD2), Interchange Fee Regulation (IF/MIF Reg), and the Single Euro Payments Area (SEPA) project. Transforming Payment Systems in Europe offers insight into changing payment culture and the ways in which new payment systems can create a single digital market to foster further integration in Europe.
410  0$aPalgrave Macmillan Studies in Banking and Financial Institutions,$x2523-336X
606   $aBanks and banking
606   $aBusiness
606   $aCommerce
606   $aDevelopment economics
606   $aBank marketing
606   $aFinance, Public
606   $aBanking$3https://scigraph.springernature.com/ontologies/product-market-codes/626010
606   $aTrade$3https://scigraph.springernature.com/ontologies/product-market-codes/527010
606   $aDevelopment Economics$3https://scigraph.springernature.com/ontologies/product-market-codes/W42000
606   $aFinancial Services$3https://scigraph.springernature.com/ontologies/product-market-codes/626000
606   $aPublic Finance$3https://scigraph.springernature.com/ontologies/product-market-codes/611000
615  0$aBanks and banking.
615  0$aBusiness.
615  0$aCommerce.
615  0$aDevelopment economics.
615  0$aBank marketing.
615  0$aFinance, Public.
615 14$aBanking.
615 24$aTrade.
615 24$aDevelopment Economics.
615 24$aFinancial Services.
615 24$aPublic Finance.
676   $a332.1/78
700   $aGo?rka$b Jakub$f1980-$01243842
702   $aGórka$b Jakub$4edt$4http://id.loc.gov/vocabulary/relators/edt
906   $aBOOK
912   $a9910254882303321
996   $aTransforming Payment Systems in Europe$92885157
997   $aUNINA