LEADER 04590nam 2200625 450 001 9910220118303321 005 20230803202251.0 010 $a0-8330-8623-5 035 $a(CKB)3710000000105836 035 $a(EBL)1680682 035 $a(OCoLC)879297970 035 $a(SSID)ssj0001216097 035 $a(PQKBManifestationID)11687953 035 $a(PQKBTitleCode)TC0001216097 035 $a(PQKBWorkID)11190235 035 $a(PQKB)10518202 035 $a(MiAaPQ)EBC1680682 035 $a(Au-PeEL)EBL1680682 035 $a(CaPaEBR)ebr10867878 035 $a(MiAaPQ)EBC3423087 035 $a(Au-PeEL)EBL3423087 035 $a(EXLCZ)993710000000105836 100 $a20140517h20142014 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 10$aHow will the Patient Protection and Affordable Care Act affect liability insurance costs? /$fDavid I. Auerbach, Paul Heaton, Ian Brantley ; Institute for Civil Justice 210 1$aSanta Monica, California :$cRAND,$d2014. 210 4$dİ2014 215 $a1 online resource (75 p.) 300 $aDescription based upon print version of record. 320 $aIncludes bibliographical references. 327 $aCover; Title Page; Copyright; Preface; Contents; Figures; Tables; Summary; Acknowledgments; Abbreviations; Chapter One: Introduction; Organization of This Report; Chapter Two: Background on the Patient Protection and Affordable Care Act and Liability Insurance Lines; The Patient Protection and Affordable Care Act; Background on Liability Lines Considered in This Report; Auto; Workers' Compensation; Medical Professional Liability or Medical Malpractice; Other Forms of Liability Coverage; Chapter Three: Mechanisms of Impact from the Patient Protection and Affordable Care Act; General Framework 327 $aIndividual Substitution EffectConcept; Markets Affected; Illustrations of How the Effect Could Operate; Information Needed to Project the Effect's Sign and Magnitude; Final Assumptions and Estimates; Collateral Source Effect; Concept; Markets Affec; Illustration of How the Effect Could Operate; Information Needed to Project the Effect's Sign and Magnitude; Final Assumptions and Estimates; Provider Treatment Effect; Concept; Markets Affected; Illustration of How the Effect Could Operate; Information Needed to Project the Effect's Sign and Magnitude; Final Assumptions and Estimates 327 $aDirect Fee EffectConcept; Markets Affected; Illustration of How the Effect Could Operate; Information Needed to Project the Effect's Sign and Magnitude; Final Assumptions and Estimates; Medical Malpractice Volume Effect; Concept; Markets Affected; Illustration of How the Effect Could Operate; Information Needed to Project the Effect's Sign and Magnitude; Final Assumptions and Estimates; Additional Effects Not Estimated; Induced Retirement; Induced Demand; Changes in Consumer Demand for First-Party Auto Coverage; Chapter Four: Aggregate Impacts Across States and Lines 327 $aChapter Five: Potential Longer-Run ImpactsChanges in Tort Law; Growth in Accountable Care Organizations; Medical Liability Demonstration Projects; Changes in Population Health; Increased Subrogation by Medicaid; Changes in the Supply of Physicians; Chapter Six: Conclusions; Appendixes; A. How the RAND COMPARE Microsimulation Model Works; B. Detailed Analysis of the Relationship Between Insurance Coverage and Paid Medical Malpractice Claims; References 330 $aThis report identifies potential mechanisms through which the Affordable Care Act (ACA) might affect liability claim costs and develops rough estimates of the size and direction of expected impacts as of 2016. Overall, effects of the ACA appear likely to be small relative to aggregate auto, workers' compensation, and medical malpractice insurer payouts, but some states and insurance lines may experience cost changes as high as 5 percent or more. 606 $aLiability insurance$zUnited States$xCosts 606 $aHealth insurance$zUnited States$vCosts 615 0$aLiability insurance$xCosts. 615 0$aHealth insurance 676 $a344.73022 700 $aAuerbach$b David I.$01135825 702 $aHeaton$b Paul 702 $aBrantley$b Ian 712 02$aInstitute for Civil Justice (U.S.), 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910220118303321 996 $aHow will the Patient Protection and Affordable Care Act affect liability insurance costs$92975772 997 $aUNINA