LEADER 02919nam 2200601Ia 450 001 9910220079803321 005 20200520144314.0 010 $a0-8330-4946-1 035 $a(CKB)2670000000014536 035 $a(EBL)510391 035 $a(OCoLC)593295888 035 $a(SSID)ssj0000344001 035 $a(PQKBManifestationID)11286433 035 $a(PQKBTitleCode)TC0000344001 035 $a(PQKBWorkID)10292025 035 $a(PQKB)10335677 035 $a(Au-PeEL)EBL510391 035 $a(CaPaEBR)ebr10375775 035 $a(MiAaPQ)EBC510391 035 $a(EXLCZ)992670000000014536 100 $a20091105d2010 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 14$aThe U.S. experience with no-fault automobile insurance $ea retrospective /$fJames M. Anderson, Paul Heaton, Stephen J. Carroll 205 $a1st ed. 210 $aSanta Monica, CA $cRAND$dc2010 215 $a1 online resource (191 p.) 225 0 $aRand Corporation monograph series The U.S. experience with no-fault automobile insurance 300 $aDescription based upon print version of record. 311 $a0-8330-4916-X 320 $aIncludes bibliographical references. 327 $aCover; Preface; Contents; Figures; Tables; Summary; Acknowledgments; Abbreviations; CHAPTER ONE - Introduction; CHAPTER TWO - A Primer on Tort and No-Fault Systems; CHAPTER THREE - A Brief History of No-Fault; CHAPTER FOUR - The Cost of No-Fault; CHAPTER FIVE - Why Have No-Fault Regimes Been More Expensive Than Anticipated?; CHAPTER SIX - Conclusion, Policy Implications, and Future Developments; APPENDIX - Required Insurance and Actual Insurance; Bibliography 330 $aNo-fault regimes, a formerly popular alternative to the tort compensation system for auto-accident victims, have gradually lost support. Over time, premiums and claim costs have grown in no-fault states relative to other states, primarily driven by explosive medical cost increases. No-fault and tort states have also converged across many domains affecting costs, including excess claiming, litigation patterns, and noneconomic-damage payments. 606 $aNo-fault automobile insurance$xLaw and legislation$zUnited States 606 $aNo-fault automobile insurance$zUnited States 606 $aLiability for traffic accidents$zUnited States 615 0$aNo-fault automobile insurance$xLaw and legislation 615 0$aNo-fault automobile insurance 615 0$aLiability for traffic accidents 676 $a346.73/0865728 700 $aAnderson$b James M$0164195 701 $aHeaton$b Paul$0877011 701 $aCarroll$b Stephen J.$f1940-$0924070 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910220079803321 996 $aThe U.S. experience with no-fault automobile insurance$92180664 997 $aUNINA