LEADER 04558oam 22011654 450 001 9910162924803321 005 20250426110723.0 010 $a9781475564938 010 $a1475564937 010 $a9781475565003 010 $a1475565003 035 $a(CKB)3710000001045056 035 $a(MiAaPQ)EBC4800295 035 $a(IMF)1FINEA2017004 035 $a1FINEA2017004 035 $a(EXLCZ)993710000001045056 100 $a20020129d2017 uf 0 101 0 $aeng 135 $aurcnu|||||||| 181 $2rdacontent 182 $2rdamedia 183 $2rdacarrier 200 10$aFinland : $eFinancial Sector Assessment Program: Technical Note-Stress Testing the Banking System and Interconnectedness Analysis 210 1$aWashington, D.C. :$cInternational Monetary Fund,$d2017. 215 $a1 online resource (86 pages) $cillustrations (some color), graphs, tables 225 1 $aIMF Staff Country Reports 311 08$a9781475564921 311 08$a1475564929 320 $aIncludes bibliographical references. 330 3 $aThis Technical Note discusses the results of stress testing of Finland?s banking system. Despite high capitalization levels, there are important vulnerabilities in the Finnish banking system. Near-term risks are largely tilted to the downside, stemming from both external and domestic sources. A sharper-than-expected global growth slowdown would be a drag on Finland?s export and GDP growth. Although so far high compared with the rest of the euro area banks, Finnish banks? profitability is facing challenges from the low interest rate environment and the low economic growth. Vulnerabilities include funding risks, contagion risks, and challenges related to long-term profitability. 410 0$aIMF Staff Country Reports; Country Report ;$vNo. 2017/006 606 $aBanks and banking 606 $aBanks and banking$zFinland 606 $aBanks and Banking$2imf 606 $aFinance: General$2imf 606 $aMoney and Monetary Policy$2imf 606 $aBanks$2imf 606 $aDepository Institutions$2imf 606 $aMicro Finance Institutions$2imf 606 $aMortgages$2imf 606 $aFinancial Institutions and Services: Government Policy and Regulation$2imf 606 $aFinancing Policy$2imf 606 $aFinancial Risk and Risk Management$2imf 606 $aCapital and Ownership Structure$2imf 606 $aValue of Firms$2imf 606 $aGoodwill$2imf 606 $aMonetary Policy, Central Banking, and the Supply of Money and Credit: General$2imf 606 $aBanking$2imf 606 $aFinance$2imf 606 $aFinancial services law & regulation$2imf 606 $aMonetary economics$2imf 606 $aStress testing$2imf 606 $aCommercial banks$2imf 606 $aCredit risk$2imf 606 $aLiquidity stress testing$2imf 606 $aFinancial sector policy and analysis$2imf 606 $aFinancial institutions$2imf 606 $aFinancial regulation and supervision$2imf 606 $aCredit$2imf 606 $aMoney$2imf 606 $aBanks and banking$2imf 606 $aFinancial risk management$2imf 607 $aFinland$2imf 615 0$aBanks and banking. 615 0$aBanks and banking 615 7$aBanks and Banking 615 7$aFinance: General 615 7$aMoney and Monetary Policy 615 7$aBanks 615 7$aDepository Institutions 615 7$aMicro Finance Institutions 615 7$aMortgages 615 7$aFinancial Institutions and Services: Government Policy and Regulation 615 7$aFinancing Policy 615 7$aFinancial Risk and Risk Management 615 7$aCapital and Ownership Structure 615 7$aValue of Firms 615 7$aGoodwill 615 7$aMonetary Policy, Central Banking, and the Supply of Money and Credit: General 615 7$aBanking 615 7$aFinance 615 7$aFinancial services law & regulation 615 7$aMonetary economics 615 7$aStress testing 615 7$aCommercial banks 615 7$aCredit risk 615 7$aLiquidity stress testing 615 7$aFinancial sector policy and analysis 615 7$aFinancial institutions 615 7$aFinancial regulation and supervision 615 7$aCredit 615 7$aMoney 615 7$aBanks and banking 615 7$aFinancial risk management 676 $a332.1 801 0$bDcWaIMF 906 $aBOOK 912 $a9910162924803321 996 $aFINLAND$9520698 997 $aUNINA