LEADER 01107nam--2200385---45-- 001 990000317090203316 005 20050502125231.0 010 $a88-8210-148- 7 035 $a0031709 035 $aUSA010031709 035 $a(ALEPH)000031709USA01 035 $a0031709 100 $a20001220d1999----u0ITAita030506ba-ba 101 $aITA 102 $aIT 105 $a||||||||001yy 200 1 $aJoe D'Amato$el'immagine del piacere$fAntonio Tentori 210 $aRoma$cCastelvecchi$dcopyr.1999 215 $a125 p.$cill.$d19 cm 225 2 $aContatti$v170 225 2 $aI maestri dell'eros$v2 410 0$12001$aContatti 410 0$12001$aI maestri dell'eros 700 1$aTENTORI,$bAntonio$0542509 801 0$aIT$bUNPD$gRICA 912 $a990000317090203316 951 $aXIII.2. 1467(XVI F 26)$b153641 L.M.$cXVI F$d00005097 959 $aBK 969 $aUMA 979 $aTAMI$b40$c20001220$lUSA01$h1017 979 $c20020403$lUSA01$h1639 979 $aPATRY$b90$c20040406$lUSA01$h1622 979 $aCOPAT1$b90$c20050502$lUSA01$h1252 996 $aJoe D'Amato$9879102 997 $aUNISA LEADER 02927nam 2200697 a 450 001 9910140594403321 005 20170913173939.0 010 $a0-470-50035-2 010 $a1-119-20276-0 010 $a1-282-68427-2 010 $a9786612684272 010 $a0-470-50033-6 035 $a(CKB)2670000000014671 035 $a(EBL)514325 035 $a(OCoLC)630114680 035 $a(SSID)ssj0000358480 035 $a(PQKBManifestationID)12126576 035 $a(PQKBTitleCode)TC0000358480 035 $a(PQKBWorkID)10376917 035 $a(PQKB)11606646 035 $a(PQKBManifestationID)16035714 035 $a(PQKB)22419543 035 $a(MiAaPQ)EBC514325 035 $a(DLC) 2015299048 035 $a(EXLCZ)992670000000014671 100 $a20081229d2009 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 10$aCredit risk assessment$b[electronic resource] $ethe new lending system for borrowers, lenders, and investors /$fClark Abrahams, Mingyuan Zhang 210 $aHoboken, N.J. $cWiley$dc2009 215 $a1 online resource (323 p.) 225 1 $aWiley & SAS business series 300 $aDescription based upon print version of record. 311 $a0-470-46168-3 320 $aIncludes bibliographical references and index. 327 $aUnpacking the financial crisis -- The case for a comprehensive credit assessment framework -- The lender and the underwriting gap -- The borrower and loan affordability -- The investor and financial innovation -- Crisis intervention and prevention. 330 $a""Clark and Mingyuan start with an insightful and comprehensive description of how market participants contributed to the current crisis in the residential mortgage markets and the root causes of the crisis. They then proceed to develop a new residential mortgage lending system that can fix our broken markets because it addresses the root causes. The most impressive attributes of their new system is its commonsense return to the basics of traditional underwriting, combined with factors based on expert judgment and statistics and forward-looking attributes, all of which can be updated as mar 410 0$aWiley and SAS business series. 606 $aCredit$xManagement 606 $aConsumer credit$xManagement 606 $aBank loans$xManagement 606 $aRisk management 608 $aElectronic books. 615 0$aCredit$xManagement. 615 0$aConsumer credit$xManagement. 615 0$aBank loans$xManagement. 615 0$aRisk management. 676 $a332.7 686 $a85.33$2bcl 700 $aAbrahams$b Clark R.$f1951-$0929530 701 $aZhang$b Mingyuan$f1960-$0929531 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910140594403321 996 $aCredit risk assessment$92089454 997 $aUNINA