LEADER 05311nam 22006253u 450 001 9910140186403321 005 20230803195026.0 010 $a1-118-65131-6 010 $a1-118-65132-4 035 $a(CKB)2670000000494159 035 $a(EBL)1575626 035 $a(SSID)ssj0001060630 035 $a(PQKBManifestationID)11600385 035 $a(PQKBTitleCode)TC0001060630 035 $a(PQKBWorkID)11087397 035 $a(PQKB)10032631 035 $a(MiAaPQ)EBC1575626 035 $a(EXLCZ)992670000000494159 100 $a20131209d2014|||| u|| | 101 0 $aeng 181 $ctxt 182 $cc 183 $acr 200 10$aBetter Banking$b[electronic resource] $eUnderstanding and Addressing the Failures in Risk Management, Governance and Regulation 210 $aHoboken $cWiley$d2014 215 $a1 online resource (375 p.) 225 1 $aThe Wiley Finance Series 300 $aDescription based upon print version of record. 311 $a1-118-65130-8 327 $aBetter Banking; Contents; Acknowledgements; 1 Introduction; 1.1 Overview and Objectives; 1.2 Quick Start Guide to Banking Concepts and Regulation; 2 The Global Financial Crisis; 2.1 From Deregulation to dotcom Crash; 2.2 The Seeds of a Crisis; 2.3 ""Why Didn't Anyone See This Coming?""; 2.4 The Beginnings of a Crisis; 2.5 The Crisis Intensifies; 2.6 Meltdown: The Lehman Bankruptcy; 2.7 Massive Intervention Internationally; 2.8 Sovereign Crises; 2.9 Aftershocks and Skeletons in the Cupboard; 2.10 Who is to Blame?; 3 Methodologies and Foundations; 3.1 How do Banks Make or Lose Money? 327 $a3.2 What's a Bank Worth? Key Issues in Accounting for Banks3.3 What is Risk?; 3.4 What is an RWA?; 3.5 What is Capital?; 3.5.1 Regulatory Capital; 3.5.2 Hybrid Capital; 3.5.3 Economic Capital and Ratings Capital; 3.5.4 Cost-of-Capital and Return-on-Capital; 3.5.5 Capital in a Stress Scenario; 3.5.6 Bail-in Capital; 3.6 What are Liquidity and Funding?; 3.6.1 Concepts; 3.6.2 Liquidity Management and Liquidity Risk; 3.6.3 Interbank Funding, the Money Markets and Central Bank Support; 3.6.4 Deposit Guarantee Schemes; 3.6.5 Securitisation; 3.6.6 Covered Bonds; 3.6.7 Liquidity Stress Tests 327 $a3.7 What is a Derivative? 3.8 Mark-to-Market and Procyclicality; 3.9 Role of Regulation, Supervision and Support; 3.10 Ratings Agencies and Credit Ratings; 3.10.1 Moody's Bank Methodology; 3.10.2 S&P's Bank Methodology; 3.10.3 Structured Finance Ratings; 3.10.4 Use of Ratings in Regulation and Investment Policy; 3.11 Analysts, Investors and Financial Communication; 4 Regulation of the Banking Industry; 4.1 The Relevance of Bank Regulation and Supervision; 4.2 Regulation and Supervision of the Banking Industry Prior to ""Basel I""; 4.3 The Basel Capital Accord aka ""Basel I"" 327 $a4.3.1 Definition of Capital 4.3.2 Deductions Regime; 4.3.3 Risk-Weighting Approach; 4.3.4 Ratio of Capital to Risk Weighted Assets; 4.3.5 Modifications to Basel I; 4.3.6 Impact of Basel I; 4.4 Basel II; 4.4.1 Objectives of Basel II; 4.4.2 The Three-Pillar Approach; 4.4.3 Pillar 1: Minimum Capital Requirements; 4.4.4 Pillar 2: Supervisory Review; 4.4.5 Pillar 3: Market Discipline; 4.4.6 Capital Calibration; 4.4.7 Capital Supply and Mix; 4.4.8 Implementation of Basel II; 4.4.9 Critique of Basel II; 4.5 Basel III; 4.5.1 Definition of Capital; 4.5.2 Deductions; 4.5.3 Risk-Weighted Assets 327 $a4.5.4 Minimum Capital Levels 4.5.5 Leverage Ratio; 4.5.6 Liquidity and Funding; 4.5.7 Derivatives Risk Management; 4.5.8 Implementation and Transition; 4.5.9 National Versions of Basel III; 4.5.10 Major Achievements of Basel III: Top Five; 4.5.11 Major Issues with Basel III: Top Five; 4.6 Resolution Regimes; 4.7 Other Current Regulatory Workstreams; 5 Case Studies; 5.1 RBS; 5.2 Dexia; 5.3 HBOS; 5.4 HSBC; 5.5 Bear Stearns; 5.6 Merrill Lynch; 5.7 AIG; 5.8 JP Morgan; 5.9 Barclays; 5.10 UBS; 5.11 Northern Rock; 5.12 Bankia-BFA; 5.13 Australia; 5.14 Canada 327 $a5.15 Summary of ""Lessons Learned"" from the Case Studies 330 $aWhy did the financial crisis happen? Why did no one see it coming? And how did our banks lose so much of our money? What's being done to sort out the banking industry? And will it work? These are the questions that industry experts Adrian Docherty and Franck Viort cover in Better Banking: Understanding and Addressing the Failures in Risk Management, Governance and Regulation. They give a clear and thorough run-through of some of the key concepts and developments in banking, to enable the reader to understand better this vital yet perilous industry. Without excessive detail 410 0$aWiley finance series. 606 $aBanks and banking$xRisk management 606 $aBanks and banking$xState supervision 606 $aBanks and banking 606 $aBank management 615 0$aBanks and banking$xRisk management 615 0$aBanks and banking$xState supervision 615 0$aBanks and banking 615 0$aBank management 676 $a332.1 700 $aDocherty$b Adrian$f1969-$01208798 701 $aViort$b Franck$0992612 801 0$bAU-PeEL 801 1$bAU-PeEL 801 2$bAU-PeEL 906 $aBOOK 912 $a9910140186403321 996 $aBetter Banking$92788991 997 $aUNINA