LEADER 04606 am 22006613u 450 001 9910298395403321 005 20220726190056.0 010 $a3-319-91689-0 024 7 $a10.1007/978-3-319-91689-7 035 $a(CKB)4100000007158826 035 $a(DE-He213)978-3-319-91689-7 035 $a(MiAaPQ)EBC6422899 035 $a(Au-PeEL)EBL6422899 035 $a(OCoLC)1231609842 035 $a(oapen)https://directory.doabooks.org/handle/20.500.12854/30758 035 $a(PPN)232472645 035 $a(EXLCZ)994100000007158826 100 $a20181119d2018 u| 0 101 0 $aeng 135 $aurnn#008mamaa 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aBird Species$b[electronic resource] $eHow They Arise, Modify and Vanish /$fedited by Dieter Thomas Tietze 205 $a1st ed. 2018. 210 $aCham$cSpringer Nature$d2018 210 1$aCham :$cSpringer International Publishing :$cImprint: Springer,$d2018. 215 $a1 online resource (XII, 266 p. 44 illus., 40 illus. in color.) 225 1 $aFascinating Life Sciences,$x2509-6745 311 $a3-319-91688-2 330 $aThe average person can name more bird species than they think, but do we really know what a bird ?species? is? This open access book takes up several fascinating aspects of bird life to elucidate this basic concept in biology. From genetic and physiological basics to the phenomena of bird song and bird migration, it analyzes various interactions of birds ? with their environment and other birds. Lastly, it shows imminent threats to birds in the Anthropocene, the era of global human impact. Although it seemed to be easy to define bird species, the advent of modern methods has challenged species definition and led to a multidisciplinary approach to classifying birds. One outstanding new toolbox comes with the more and more reasonably priced acquisition of whole-genome sequences that allow causative analyses of how bird species diversify. Speciation has reached a final stage when daughter species are reproductively isolated, but this stage is not easily detectable from the phenotype we observe. Culturally transmitted traits such as bird song seem to speed up speciation processes, while another behavioral trait, migration, helps birds to find food resources, and also coincides with higher chances of reaching new, inhabitable areas. In general, distribution is a major key to understanding speciation in birds. Examples of ecological speciation can be found in birds, and the constant interaction of birds with their biotic environment also contributes to evolutionary changes. In the Anthropocene, birds are confronted with rapid changes that are highly threatening for some species. Climate change forces birds to move their ranges, but may also disrupt well-established interactions between climate, vegetation, and food sources. This book brings together various disciplines involved in observing bird species come into existence, modify, and vanish. It is a rich resource for bird enthusiasts who want to understand various processes at the cutting edge of current research in more detail. At the same time it offers students the opportunity to see primarily unconnected, but booming big-data approaches such as genomics and biogeography meet in a topic of broad interest. Lastly, the book enables conservationists to better understand the uncertainties surrounding ?species? as entities of protection. 410 0$aFascinating Life Sciences,$x2509-6745 606 $aZoology 606 $aAnimal ecology 606 $aEvolutionary biology 606 $aZoology$3https://scigraph.springernature.com/ontologies/product-market-codes/L25007 606 $aAnimal Ecology$3https://scigraph.springernature.com/ontologies/product-market-codes/L19015 606 $aEvolutionary Biology$3https://scigraph.springernature.com/ontologies/product-market-codes/L21001 610 $aLife sciences 610 $aZoology 610 $aAnimal ecology 610 $aEvolutionary biology 615 0$aZoology. 615 0$aAnimal ecology. 615 0$aEvolutionary biology. 615 14$aZoology. 615 24$aAnimal Ecology. 615 24$aEvolutionary Biology. 676 $a590 700 $aTietze$b Dieter Thomas$4edt$01356708 702 $aTietze$b Dieter Thomas$4edt$4http://id.loc.gov/vocabulary/relators/edt 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910298395403321 996 $aBird Species$93361479 997 $aUNINA LEADER 06175nam 2200649 450 001 9910136415703321 005 20230808191811.0 010 $a1-119-18798-2 010 $a1-119-07070-8 010 $a1-119-18797-4 035 $a(CKB)3710000000604391 035 $a(EBL)4427281 035 $a(SSID)ssj0001622864 035 $a(PQKBManifestationID)16359358 035 $a(PQKBTitleCode)TC0001622864 035 $a(PQKBWorkID)14927560 035 $a(PQKB)10615228 035 $a(MiAaPQ)EBC4427281 035 $a(Au-PeEL)EBL4427281 035 $a(CaPaEBR)ebr11163882 035 $a(CaONFJC)MIL900925 035 $a(OCoLC)941779140 035 $a(EXLCZ)993710000000604391 100 $a20160321h20162016 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 10$aPlanning a successful future $emanaging to be wealthy for individuals and their advisors /$fJohn E. Sestina 210 1$aHoboken, New Jersey :$cWiley,$d2016. 210 4$dİ2016 215 $a1 online resource (196 p.) 300 $aIncludes index. 311 $a1-119-06912-2 327 $aTitle Page; Copyright; Table of Contents; Dedication; Acknowledgments; Preface; Introduction; Creating Your Financial Plan; How Does This Relate to Investing?; Are You Meeting Your Goals?; Obstacles to Reaching Financial Goals; Fuel Your Goals with Income; Developing Your Plan; Attaining Peace of Mind; Chapter #1: What Do You Want?; Put It in Writing; Six Steps to Financial Freedom; Start Planning; Other Goals; Review Your Plans with Your Family Members and Advisors; You Know What You Want; Summary; Chapter #2: What Do You Have Now?; Materials; Information You'll Need; Filing the Information 327 $aIncome Shifting to Save TaxesSummary; Chapter #5: A House Is Not Always a Good Investment; The True Cost of Home Ownership; A House as an Investment; Shopping for a Mortgage; Saving Money on Your Mortgage; Buying and Selling; Summary; Chapter #6: Insurance; Types of Life Insurance; My Recommendation; Types of Insurance Companies; Tax Considerations; Disability Insurance; Summary; Chapter #7: Liabilities; Good Reasons to Borrow Money; Bad Reasons to Borrow; Types of Credit; Summary; Chapter #8: Taxes; Four Methods for Reducing Taxes; Tax Tools; Summary; Chapter #9: Investments 327 $aFinancial BasicsHow the Financial Cycle Works; Your Investment Goal; Evaluating Risk; Investment Triangle; Investment Strategy; Investment Choices; Common Investment Mistakes; Other Investments; Summary; Chapter #10: How to Find and Work with a Financial Planner; What Is a Financial Planner?; Exposing the Myths; How to Find a Financial Planner; Chapter #11: Financial Planning for Women; Learn About Family Finances While You Can; Understand Your Assets, Where They Are, and Who Legally Owns Them; Consolidate Accounts; Name Primary and Backup Beneficiaries 327 $aUnderstand Pension and Social Security ArrangementsYou Need a Will, a Living Will, and Two Powers of Attorney; Both Spouses Need Life and Disability Insurance; Balancing It All; Chapter #12: Financial Planning for Business Owners; Business Structure; Turning a Hobby into a Business; Tax and Retirement Planning; Building a Team; Business Partners; Succession Planning; Chapter #13: Financial Planning for Physicians; Reasons for Bad Financial Decisions; Results of Financial Mistakes; Summary; Chapter #14: Learning from Professional Athletes' Mistakes; Holes in Their Pockets; Inexperience Hurts 327 $aLearn from Their Mistakes 330 $a"A deeply insightful guide to goal-based financial planning and wealth management Planning a Successful Future empowers advisors and clients to take control of their money and manage their income to achieve their financial goals. Written by the father of fee-only financial planning, this book features real-life stories and examples from over three decades in the industry to illustrate how financial planning works and the best way to create your strategy. You'll learn how to identify and prioritize your goals, and why they're important—and how to get where you need to be for retirement, education, home ownership, and more. Practical exercises get you started on the right track, and useful checklists keep you organized and focused along the way. You'll get expert insight on risk management, allocation, tax reduction, estate planning, and more, as you develop your strategy and put it into action. The financial services industry undergoes frequent changes, and financial planning specifically is affected to a high degree. Keeping up with the latest news and distinguishing trend from legitimate methodology can itself be a fulltime job. This book gives you the background you need to create a plan, and make the smart choices that will help you grow and protect your wealth. Create a realistic and goal-based financial plan Take a more proactive approach to your finances Identify your goals and how to achieve them Allocate investments appropriately for your situation Financial planning is complex, with many variables to analyze and outside forces that can derail even the best laid plans. Planning a Successful Future gives you the information, tools, strategies, and insight you need to make the best decisions for your financial future"--$cProvided by publisher. 330 $a"The book will provide the background knowledge on how financial planning works and the best way to create a realistic and goals-oriented financial plan, empowering advisors and clients to take control of their money and manage their income to eventually become wealthy"--$cProvided by publisher. 606 $aFinance, Personal 606 $aPortfolio management 606 $aFinancial planners 615 0$aFinance, Personal. 615 0$aPortfolio management. 615 0$aFinancial planners. 676 $a332.024/01 700 $aSestina$b John E.$0876303 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910136415703321 996 $aPlanning a successful future$91956946 997 $aUNINA