LEADER 01057nam0 22002773i 450 001 SUN0090236 005 20160304021527.582 010 $a88-8219-078-1$d0.00 100 $a20120629d1999 |0itac50 ba 101 $aita 102 $aIT 105 $a|||| ||||| 200 1 $a*Biologia marina$fGiuseppe Cognetti, Michele Sarà, Giuseppe Magazzu 210 $a [Bologna]$cCalderini$d [1999] 215 $aXII, 595 p.$cill.$d26 cm. 620 $dBologna$3SUNL000003 700 1$aCognetti$b, Giuseppe$3SUNV012915$063479 701 1$aSarà$b, Michele$3SUNV056842$0353254 702 1$aMagazzu$b, Giuseppe$3SUNV056843 712 $aCalderini$3SUNV000152$4650 801 $aIT$bSOL$c20181109$gRICA 912 $aSUN0090236 950 $aUFFICIO DI BIBLIOTECA DEI DIPARTIMENTI DI INGEGNERIA$d05 CONS E IV 064 $e05 3719 995 $aUFFICIO DI BIBLIOTECA DEI DIPARTIMENTI DI INGEGNERIA$bIT-CE0100$h3719$kCONS E IV 064$oc$qa 996 $aBiologia marina$9366868 997 $aUNICAMPANIA LEADER 04155oam 22010454 450 001 9910788220903321 005 20230721045650.0 010 $a1-4623-9813-8 010 $a1-282-84474-1 010 $a9786612844744 010 $a1-4527-2684-1 010 $a1-4518-7432-4 035 $a(CKB)3170000000055412 035 $a(OCoLC)666237585 035 $a(MiAaPQ)EBC1606026 035 $a(IMF)WPIEE2009287 035 $a(EXLCZ)993170000000055412 100 $a20020129d2009 uf 0 101 0 $aeng 135 $aurcn||||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 12$aA Fistful of Dollars : $eLobbying and the Financial Crisis /$fDeniz Igan, Thierry Tressel, Prachi Mishra 210 1$aWashington, D.C. :$cInternational Monetary Fund,$d2009. 215 $a70 p. $cill 225 1 $aIMF Working Papers 300 $a"December 2009." 311 $a1-4519-1848-8 320 $aIncludes bibliographical references. 330 3 $aUsing detailed information on lobbying and mortgage lending activities, we find that lenders lobbying more on issues related to mortgage lending (i) had higher loan-to-income ratios, (ii) securitized more intensively, and (iii) had faster growing portfolios. Ex-post, delinquency rates are higher in areas where lobbyist' lending grew faster and they experienced negative abnormal stock returns during key crisis events. The findings are robust to (i) falsification tests using lobbying on issues unrelated to mortgage lending, (ii) a difference-in-difference approach based on state-level laws, and (iii) instrumental variables strategies. These results show that lobbying lenders engage in riskier lending. 410 0$aIMF Working Papers; Working Paper ;$vNo. 2009/287 606 $aGlobal Financial Crisis, 2008-2009 606 $aLobbying$xLaw and legislation$zUnited States 606 $aFinancial crises$zUnited States 606 $aMortgage loans$xCorrupt practices$zUnited States 606 $aFinancial Risk Management$2imf 606 $aMacroeconomics$2imf 606 $aPublic Finance$2imf 606 $aIndustries: Financial Services$2imf 606 $aBanks$2imf 606 $aDepository Institutions$2imf 606 $aMicro Finance Institutions$2imf 606 $aMortgages$2imf 606 $aFinancial Crises$2imf 606 $aNational Government Expenditures and Related Policies: General$2imf 606 $aPersonal Income, Wealth, and Their Distributions$2imf 606 $aFinance$2imf 606 $aEconomic & financial crises & disasters$2imf 606 $aPublic finance & taxation$2imf 606 $aLoans$2imf 606 $aFinancial crises$2imf 606 $aExpenditure$2imf 606 $aPersonal income$2imf 606 $aExpenditures, Public$2imf 606 $aIncome$2imf 607 $aUnited States$2imf 615 0$aGlobal Financial Crisis, 2008-2009. 615 0$aLobbying$xLaw and legislation 615 0$aFinancial crises 615 0$aMortgage loans$xCorrupt practices 615 7$aFinancial Risk Management 615 7$aMacroeconomics 615 7$aPublic Finance 615 7$aIndustries: Financial Services 615 7$aBanks 615 7$aDepository Institutions 615 7$aMicro Finance Institutions 615 7$aMortgages 615 7$aFinancial Crises 615 7$aNational Government Expenditures and Related Policies: General 615 7$aPersonal Income, Wealth, and Their Distributions 615 7$aFinance 615 7$aEconomic & financial crises & disasters 615 7$aPublic finance & taxation 615 7$aLoans 615 7$aFinancial crises 615 7$aExpenditure 615 7$aPersonal income 615 7$aExpenditures, Public 615 7$aIncome 700 $aIgan$b Deniz$01099130 701 $aTressel$b Thierry$01463685 701 $aMishra$b Prachi$01090676 712 02$aInternational Monetary Fund.$bResearch Dept. 801 0$bDcWaIMF 906 $aBOOK 912 $a9910788220903321 996 $aA Fistful of Dollars$93741513 997 $aUNINA