04930nam 2200757Ia 450 991045747460332120200520144314.00-8047-8058-710.1515/9780804780582(CKB)2550000000062858(EBL)815933(OCoLC)763161446(SSID)ssj0000740607(PQKBManifestationID)11409325(PQKBTitleCode)TC0000740607(PQKBWorkID)10700980(PQKB)10295143(SSID)ssj0000632890(PQKBManifestationID)12199827(PQKBTitleCode)TC0000632890(PQKBWorkID)10610891(PQKB)11301847(MiAaPQ)EBC815933(DE-B1597)563864(DE-B1597)9780804780582(Au-PeEL)EBL815933(CaPaEBR)ebr10509344(OCoLC)1178769730(EXLCZ)99255000000006285820110407d2012 uy 0engur|n|---|||||txtccrBroke[electronic resource] how debt bankrupts the middle class /edited by Katherine PorterStanford, CA Stanford University Press20121 online resource (322 p.)Studies in Social InequalityDescription based upon print version of record.0-8047-7700-4 0-8047-7701-2 Includes bibliographical references and index.Frontmatter --Contents --Chapter One. Driven by Debt --Chapter Two. A Vulnerable Middle Class --Chapter Three. Out of Balance? --Chapter Four. Home Burdens --Chapter Five. College Lessons --Chapter Six. Striking Out on Their Own --Chapter Seven. No Forwarding Address --Chapter Eight. Women’s Work, Women’s Worry? --Chapter Nine. The Do-It-Yourself Mirage --Chapter Ten. Less Forgiven --PART V. The Once and Future American Dream --Chapter Eleven. Borrowing to the Brink --Chapter Twelve. The Middle Class at Risk --Appendix. Methodology of the 2007 Consumer Bankruptcy Project --Acknowledgments --Notes --Bibliography --Contributor Biographies --IndexAbout 1.5 million households filed bankruptcy in the last year, making bankruptcy as common as college graduation and divorce. The recession has pushed more and more families into financial collapse—with unemployment, declines in retirement wealth, and falling house values destabilizing the American middle class. Broke explores the consequences of this unprecedented growth in consumer debt and shows how excessive borrowing undermines the prosperity of middle class America. While the recession that began in mid-2007 has widened the scope of the financial pain caused by overindebtedness, the problem predated that large-scale economic meltdown. And by all indicators, consumer debt will be a defining feature of middle-class families for years to come. The staples of middle-class life—going to college, buying a house, starting a small business—carry with them more financial risk than ever before, requiring more borrowing and new riskier forms of borrowing. This book reveals the people behind the statistics, looking closely at how people get to the point of serious financial distress, the hardships of dealing with overwhelming debt, and the difficulty of righting one's financial life. In telling the stories of financial failures, this book exposes an all-too-real part of middle-class life that is often lost in the success stories that dominate the American economic narrative. Authored by experts in several disciplines, including economics, law, political science, psychology, and sociology, Broke presents analyses from an original, proprietary data set of unprecedented scope and detail, the 2007 Consumer Bankruptcy Project. Topics include class status, home ownership, educational attainment, impacts of self-employment, gender differences, economic security, and the emotional costs of bankruptcy. The book makes judicious use of illustrations to present key findings and concludes with a discussion of the implications of the data for contemporary policy debates.Studies in Social InequalityBankruptcyUnited StatesDebtUnited StatesConsumer creditUnited StatesMiddle classUnited StatesFinance, PersonalUnited StatesElectronic books.BankruptcyDebtConsumer creditMiddle classFinance, Personal332.70973Porter Katherine(Katherine M.)1044926MiAaPQMiAaPQMiAaPQBOOK9910457474603321Broke2470846UNINA03633nam 22005415 450 99650066950331620240117171423.03-0356-2377-510.1515/9783035623772(CKB)5580000000489473(DE-B1597)575577(DE-B1597)9783035623772(MiAaPQ)EBC7158580(Au-PeEL)EBL7158580(OCoLC)1356995244(MiAaPQ)EBC30609776(Au-PeEL)EBL30609776(PPN)267164459(OCoLC)1369645971(EXLCZ)99558000000048947320230103h20222023 fg engur||#||||||||txtrdacontentcrdamediacrrdacarrierInhabited Machines Genealogy of an Architectural Concept /Moritz Gleich1st ed.Basel :Birkhäuser,[2022]©20231 online resource (400 p.)Exploring Architecture3-0356-2376-7 Frontmatter --Contents --Foreword --INTRODUCTION --I. Climate --THE DISCOVERY OF AIR --THE LABORATORY MACHINE --CENTRAL SYSTEMS --THE HOUSES OF PARLIAMENT --II. Morals --REFORM PLANS --THE PANOPTIC INSTRUMENT --MORAL MOTORS --THE MODEL PRISON --III. Comfort --PHYSICAL WELL-BEING --THE PROJECT FOR THE CONSTRUCTION OF NEW HOUSES --AMBASSADORS OF AMENITY --SANITARY ARCHITECTS --COMFORT MACHINES --THE REFORM CLUB --CONCLUSION --Bibliography --Image Credits --Index --ACKNOWLEDGEMENTS --ABOUT THE AUTHOR --ImprintAround 1800, one of the most influential architectural concepts of the last 250 years emerged—that of built spaces as technical devices. Climate, morality, and comfort are the three main themes of this study, and each is vividly examined in separate chapters through synchronous comparison and with the help of examples. The emergence of corresponding metaphors, knowledge, and construction forms is traced over a period of about 70 years. The author focuses particularly on the operative dimension of architecture. Thus, the book provides a historical perspective on a key topic for the future of architecture. The book is aimed at readers interested in architecture, technology or the cultural history of building and living.Um 1800 entstand mit der Konzeption gebauter Räume als technische Geräte eines der einflussreichsten architektonischen Denkmodelle der letzten 250 Jahre. Klima, Moral und Komfort bilden die tragenden Themen dieser Untersuchung, die in je eigenen Kapiteln im synchronen Vergleich und anschaulich mithilfe von Beispielen untersucht werden. Verfolgt wird das Aufkommen entsprechender Metaphern, Wissensinhalte und Bauformen über eine Zeitspanne von rund 70 Jahren. Einen besonderen Fokus legt der Autor dabei auf die operative Dimension der Architektur. Damit leistet das Buch einen historischen Blick auf ein Zukunftsthema der Architektur. Zielgruppe des Buches sind Architektur- und Technikinteressierte sowie für die Kulturgeschichte des Bauens und Wohnens aufgeschlossene Leserinnen und Leser.Exploring ArchitectureARCHITECTURE / History / GeneralbisacshARCHITECTURE / History / General.720.1ZH 4700DE-Ofb1/22rvkGleich Moritzauthttp://id.loc.gov/vocabulary/relators/aut0DE-B1597DE-B1597BOOK996500669503316Inhabited Machines3007336UNISA