07244nam 2200601 450 991027088090332120231117104847.01-119-24387-41-119-24386-61-119-31868-8(CKB)4330000000010228(DLC) 2017017686(Au-PeEL)EBL4833700(CaPaEBR)ebr11367848(OCoLC)979992123(CaSebORM)9781119243755(MiAaPQ)EBC4833700(EXLCZ)99433000000001022820170412h20172017 uy 0engurcnu||||||||rdacontentrdamediardacarrierCreating strategic value through financial technology /Jay D. Wilson, JrHoboken, New Jersey :Wiley,2017.©20171 online resource (268 pages) illustrations, tablesWiley Finance SeriesTHEi Wiley ebooksIncludes index.1-119-24375-0 Machine generated contents note: Preface xi Acknowledgments xv SECTION ONE CHAPTER 1 What Is Financial Technology? 3 Technology's Impact on Financial Services 3 What Is FinTech and Who Are the Players? 5 Why the Hype for FinTech? 10 Why Is FinTech Potentially So Important to Society? 12 Recent Trends and Market Conditions for the FinTech Industry 14 Conclusion 18 Notes 19 CHAPTER 2 Community Banks and FinTech 21 Is FinTech a Threat or an Opportunity for Community Banks? 21 FinTech's Potential Impact on Bank Valuation 29 How Community Banks Can Help FinTech Companies 31 Conclusion 32 Notes 33 CHAPTER 3 The Historical Context for FinTech 35 Introduction 35 FinTech History 35 Visa and MasterCard: The Largest IPOs in FinTech History 40 Core Vendors 43 Notes 50 SECTION TWO CHAPTER 4 State of Community Banks Embracing FinTech Today 53 Introduction 53 Overview of U.S. Community Bank Industry Trends 53 Banks and FinTech Increasingly Intersect 56 Serving More Customers Digitally 56 Evolving Regulatory Oversight of FinTech 61 Conclusion 66 Notes 67 CHAPTER 5 The Alternative Lending Niche 70 The Mortgage Market 70 The Consumer Lending Market 72 Government Regulation of Alternative Lending Platforms 78 Conclusion 79 Notes 80 CHAPTER 6 The Payments Niche 82 Trends to Watch 82 Digital Currencies and Blockchain Technology 91 Conclusion 99 Notes 100 CHAPTER 7 The Wealth Management Niche 104 Introduction 104 The Evolution of the Online Brokerage Industry 106 The Rise of Robo-Advisors 108 Conclusion 116 Notes 118 CHAPTER 8 InsurTech and the Future of Insurance 120 Introduction to InsurTech 121 Technology Trends in Insurance 123 Conclusion 129 Notes 129 SECTION THREE CHAPTER 9 Partnering with a FinTech Company 133 Introduction 133 Conclusion 154 Notes 155 CHAPTER 10 Early Stage FinTech Valuation Issues 156 Introduction 156 Why You Should Have a Valuation Performed 157 Valuation Considerations for FinTech Companies 160 What about Preferences and FinTech Valuations? 172 Special Issues: Valuations for Other Stakeholders 173 Conclusion 183 Notes 183 CHAPTER 11 Acquiring a FinTech Company 185 Introduction 185 Recent Trends in FinTech M&A Activity 187 Metrics to Analyze FinTech Transactions 192 Accounting Considerations and Goodwill Creation in FinTech Deals 202 Special Issues to Consider with FinTech M&A 218 Conclusion 224 Notes 224 CHAPTER 12 Liquidity Options Beyond a Sale 227 Introduction 227 Liquidity Options 228 Is Your Buy-Sell Agreement Solidly Built? 234 Conclusion 240 Notes 240 CHAPTER 13 Is There a Bubble Forming in FinTech? 242 Introduction 242 Factors Leading to a Bubble? 243 Signs That a Bubble May Be Forming in FinTech 246 Case Study of a FinTech Failure 246 Conclusion 251 Notes 252 Index 253."Lessons in innovation from key FinTech trends and successes Creating Strategic Value through Financial Technology explores the growing Financial Technology (FinTech) industry to provide insight on how traditional financial institutions and FinTech companies can boost innovation and enhance valuation in a complex regulatory environment. In plumbing the depth and breadth of several niches within in the FinTech sector, author Jay Wilson uncovers key themes that have contributed to the industry's success; in this book, he maps them together to provide useful guideposts for investors, entrepreneurs, and traditional institutions looking to facilitate growth as technology and financial services collide. With an expert's perspective on FinTech history and outlook, certain trends and examples of value-enhancing strategies stand out. FinTech niches covered include: payments, crowdfunding, alternative/marketplace lending, the blockchain, and technology solutions in the context of banking, insurance, and investment companies. There is no denying the growing importance of technology in the financial services industry, and the FinTech sector offers valuable solutions for a diverse array of financial services providers and their customers. This book guides you through several niches of the FinTech sector, and highlights the most important takeaways from recent endeavors. Navigate the financial technology sector Enhance customer and product offerings Improve efficiency and cost structure Enhance profitability and company valuation from the intersection of technology and finance Innovation and customer preference is a key driver of FinTech's growth. Customers are demanding better value and convenience, and the organizations that provide it are reaping the rewards of growth. As financial regulations grow more and more complex, and customers are presented with more and more options, it is becoming imperative for traditional institutions to modernize processes and carve out a place in the future of financial services. Creating Strategic Value through Financial Technology provides a handbook for navigating that space, with practical guidance on how FinTech companies and traditional financial institutions can enhance profitability and valuation from the trends"-- Provided by publisher."This book provides a map of the FinTech industry and presents guideposts for navigating the landscape of the sector so that different parties (investors, entrepreneurs, and traditional financial service companies) can enhance customer/product offerings, improve efficiency/cost structure, and ultimately profit as financial services and technology increasingly intersect"-- Provided by publisher.Wiley finance series.THEi Wiley ebooks.Financial services industryTechnological innovationsFinancial services industryPlanningStrategic planningFinancial services industryTechnological innovations.Financial services industryPlanning.Strategic planning.332.1068/4BUS070030bisacshWilson Jay D.1981-895265MiAaPQMiAaPQMiAaPQBOOK9910270880903321Creating strategic value through financial technology2000144UNINA05284nam 2200625 a 450 99624813260331620221108020823.02027/heb07743(CKB)2660000000000053(dli)HEB07743(SSID)ssj0000409717(PQKBManifestationID)11266027(PQKBTitleCode)TC0000409717(PQKBWorkID)10349061(PQKB)10511237(MiU)MIU01000000000000007184289(EXLCZ)99266000000000005320010423d2000 uy 0engurmnummmmuuuutxtccrReflections on American music the twentieth century and the new millennium : a collection of essays presented in honor of the College Music Society /and co-edited by James R. Heintze and Michael SaffleHillsdale, N.Y. Pendragon Press20001 online resource (xvii, 428 p. )ill. ;CMS monographs and bibliographies in American music ;no. 16Bibliographic Level Mode of Issuance: Monograph1-57647-070-9 Includes bibliographical references and index.Part I: Concerning the College Music Society. American music and the College Music Society: an introduction / Dale A. Olsen ; Facilitating learning: the role of the College Music Society / Barbara English Maris ; Is there a future for the traditions of music and music teaching in our colleges and universities? / Leon Botstein ; The rewaking / William Carlos Williams -- Part II: The twentieth century and the new millennium. From "Winter music": a composer's journal / John Luther Adams ; Music at the millennium: America, the world, and the new generation / David Amram ; Medievalism in American musical life / Elizabeth Aubrey ; Blending choirs: a new paradigm for high school choirs with odd numbers and strange schedules / Barbara W. Baker ; Music publishing in America / Arnold Broido ; Classical music criticism: crises and hopes / Scott Cantrell ; Music theory and progressive rock style analysis: on the threshold of art and amplification / John S. Cotner ; The sounds of silents: an interview with Carl Davis/ Carl Davis and John C. Tibbetts ; American choral music at the Millennium / David P. DeVenney ; The music we've called jazz / Ethel Ennis and Earl Arnett ; The twenty-first-century maestro / JoAnn Falletta ; Public-school music education in the twentieth century / Charles L. Gary ; The invisible art: new music in America / Bob Goldfarb ; Music librarianship: 70 years back and 70 years forward / Jane Gottlieb ; Will classical music remain a vital force in our culture? / Gary Graffman ; A proposal for artist-owned recordings and a university-based music distribution network / Marnie Hall ; And the music goes 'round: an interview with John Kander / John Kander and John C. Tibbetts ; American music historiography yesterday and today / William Kearns; Challenges and visions : reflections on American church music / Marilyn A. Kielniarz ; Foot notes : tap in the twentieth century / Ann Kilkelly ; The Blues, past and future : an interview with B.B. King / B.B. King and William R. Ferris ; Jazz, now and always /Howard Mandel ; Globalization, culturation, and transculturation in American music : from cultural pop to transcultural art / Dale A. Olsen ; A case for continuity / Jerold Ottley ; They're playing my song : performance rights in the twenty-first century / Frances W. Preston ; Confessions of a New Orleans jazz archivist / Bruce Boyd Raeburn ; Cultural outreach through music in community-college education / Elizabeth C. Ramirez ; The American century : remembering the past, contemplating the future / Elliott Schwartz ; Continental harmony : a community-based celebration of the American millennial year / Patricia A. Shifferd -- Finding our way back home : tonality in the twenty-first century / Robert Sirota -- Kurt Weill's Americana : the open road to the future / Jack Sullivan -- Performing-rights collectives : dinosaurs of the new millennium? / William Velez -- Music theory and pedagogy before and after the Millennium / John White -- Coming of age : reflections on black music scholarship / Josephine R.B.Wright -- "A closed fist" from Spirals (for violin, viola, and cello) / Judith Lang Zaimont.Monographs and bibliographies in American music ;no. 16.ACLS Humanities E-Book.MusicUnited States20th centuryHistory and criticismMusic History & Criticism, GeneralHILCCMusicHILCCMusic, Dance, Drama & FilmHILCCMusicHistory and criticism.Music History & Criticism, GeneralMusicMusic, Dance, Drama & Film780/.973/0904Heintze James R1214894Saffle Michael1946-1147718College Music Society.American Council of Learned Societies.MiUMiUBOOK996248132603316Reflections on American music2805524UNISA