02251nam 2200565 a 450 991096754970332120251117120029.0(CKB)1000000000003653(OCoLC)70765469(CaPaEBR)ebrary10015867(SSID)ssj0000280250(PQKBManifestationID)11251376(PQKBTitleCode)TC0000280250(PQKBWorkID)10290481(PQKB)11738017(Au-PeEL)EBL3111408(CaPaEBR)ebr10015867(OCoLC)927514701(MiAaPQ)EBC3111408(BIP)6248444(EXLCZ)99100000000000365319990618d1999 uy 0engurcn|||||||||txtccrHigh loan-to-value mortgage lending problem or cure? /Charles W. Calomiris, Joseph R. MasonWashington, D.C. AEI Press19991 online resource (82 p.) AEI studies on financial market deregulationBibliographic Level Mode of Issuance: Monograph9780844771250 0844771252 Includes bibliographical references (p. 69-74).Intro -- Contents -- Foreword -- 1 Introduction -- 2 The Evolution of HLTV Lending -- 3 The Relationship between HLTV and Subprime Lending -- 4 A Profile of the Industry -- 5 Risk and the Social Costs and Benefits of HLTV Lending -- 6 HLTV Lending, Personal Bankruptcy, and Cram- Down -- 7 Conclusions -- References -- About the Authors.The authors weigh the functions of this industry, its practices and policies, and the changing nature of the consumer finance marketplace to determine whether limiting such lending would serve the public interest.AEI studies on financial market deregulation.Mortgage loansUnited StatesMortgage loans332.7/22Calomiris Charles W282082Mason Joseph R1862250MiAaPQMiAaPQMiAaPQBOOK9910967549703321High loan-to-value mortgage lending4468498UNINA